Money Guide With Mary Sterk

It's Medicare Open Enrollment Time - and things just keep getting more confusing! In this episode of "Money Guide with Mary Sterk," Mary & Sterk Advisor Kelsey Bankey simplify many of the main points that are important to understand about the Medicare system. Topics include: Retirement Income Social Security Capital Gains Gross Income Employers Caregiver Drugs Beneficiaries Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

What can we learn from #celebrity money mistakes? Be careful who you trust when it comes to your financial planning. #nicolascage #hollywood #actor #moneyinaminute #forbes #financialplanner #investing #fiduciary #wealthmanagement #estateplanning #financialadvisor #highnetworth #retirement #401k #retirementplanning #assetmanagement #socialsecurity #moneytips #personalfinance #rothira #taxes #beneficiary #debt #financegoals #investmentmanagement #financialplanning #financialadvice #moneyguidewithmarysterk #sterkfinancialservices

A successful company’s financial toolbox should contain more than your annual reports and profit forecasts. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Advisor Kelsey Bankey share six smart business strategies to enhance, protect, or transition your business. Topics include: Stress Anxiety Productivity 401k Retirement Emotions Fiduciary Risk Investments Education Benefits Life Insurance Bonus Executive Financial Planning Well-being Strategic Plan Recruiting Corporate Portfolio Succession Planning Wealth Tax-Efficient Attorney CPA Contingency Employees Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

A successful investor maximizes gain and minimizes loss. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Advisor Kelsey Bankey discuss 6 key principles that may help you invest more successfully. Topics include: Compounding Mutual Fund Returns Wealth Asset Allocation Diversification Retirement Liquidity Portfolio Emergency Fund Dollar Cost Averaging 401(k) Nest Egg Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

Navigating the complexities of Social Security can be confusing. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Advisor Kelsey Bankey clearly explain the basics of how Social Security works and the impact of your age on your benefits. Topics include: ssa.gov Benefits Retirement Break Even Point Delay Longevity Maximization Divorce Widow Survivor Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

What’s your #money philosophy? At Sterk Financial, we design holistic, personalized strategies to help increase #investments, reduce #taxes and risk, optimize portfolio allocation, and create #income streams designed to last a lifetime. Our ultimate goal is to align your overall financial picture to support the life you want to lead. #moneyinaminute #forbes #financialplanner #investing #fiduciary #wealthmanagement #estateplanning #financialadvisor #highnetworth #retirement #401k #retirementplanning #assetmanagement #socialsecurity #moneytips #personalfinance #rothira #taxes #beneficiary #debt #financegoals #investmentmanagement #financialplanning #financialadvice #moneyguidewithmarysterk #sterkfinancialservices

What can we learn from #celebrity money mistakes? Have an updated will. #HeathLedger was an #AcademyAward winning #actor who failed to update an old will that was created before his daughter was born. As a result, his entire estate went to his parents and three sisters #moneyinaminute #forbes #financialplanner #investing #fiduciary #wealthmanagement #estateplanning #financialadvisor #highnetworth #retirement #401k #retirementplanning #assetmanagement #socialsecurity #moneytips #personalfinance #rothira #taxes #beneficiary #debt #financegoals #investmentmanagement #financialplanning #financialadvice #moneyguidewithmarysterk #sterkfinancialservices

What money really does is fund the things that we value in this life. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey delve into what creates your money philosophy and how to align your money with what matters most. Topics include: Work Family Experiences Financial Planning Retirement Travel Fishing Charity Students Education Property Farming Children Golf Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

A fire can devastate you financially. In this episode of "Money Guide with Mary Sterk," Mary shares valuable tips on what to store and how to safeguard your records so you stay financially fire-proof. Topics include: Risk Adjustment Homeowners Insurance Renters Insurance Replacement Cost Medical Coverage Emotion Documents Marriage Certificate Drivers License Birth Certificate Social Security Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

Wild swings in the market frequently lead to the biggest mistake that people make with their #investments - they let their #emotions rule their judgment. Whatever your emotions are telling you to do, it's probably a good decision to do exactly the opposite. #fear #greed

It's back to school time and college savings is on many people's minds. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey discuss several ways to save for college on a tax favored basis. Topics include: 529 Plan Tax Deductions Tuition Beneficiaries Allocation Earnings Higher Education Education Funding FAFSA Policy Loan Cash Life Insurance Minimum Payments Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

Even if you have laid out a great retirement plan, anxiety and indecision can still get in your way of taking the big leap. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey talk about four common planning pitfalls that can veer you off track, and provide creative solutions to help you move forward with clarity and confidence. Topics include: Overwhelm Immersion Education Webinar Class Bite-sized Learning Communication Fear Insurance Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

People often hear about long term market averages and wonder why their portfolio isn't producing the same results. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Advisor Kelsey Bankey discuss ways to analyze your performance and holdings to try to boost your portfolio results. Topics include: Overlap Peer Group Performance Mutual Fund Morningstar Asset Class Long-Term Performance Short-Term Performance Investing Ranking Fixed Income Fixed Expenses Variable Expenses Travel Liquid Pool of Investments Retirement Will Power of Attorney Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

#Oprah says, “I've learned that yes, #wealth is a tool that gives you choices, but it can't compensate for a life not fully lived, and it certainly can't create a sense of peace within you.” We love this quote because it completely aligns with our #money philosophy at Sterk Financial - that the only thing money really does is buy you choices. #oprahwinfrey

What can we learn from #Celebrity money mistakes? #Prince taught us this: Have a Will!

What can we learn from #Celebrity money mistakes? #WillieNelson taught us this: Don't Mess with the #IRS!

Negotiating for assets is part of most divorces. In this episode of "Money Guide with Mary Sterk," Mary & Sterk Advisor Kelsey Bankey will explain how assets differ in real value even if the monetary amount might look the same. Topics include: Settlement Collaborative Divorce Attorney ROTH IRA Investments Capital Gains Tax Taxes Property Sale Hidden Assets Interest Business Inheritance Gifts Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

The Wall Street Journal featured Mary Sterk in a story about helping two sisters with their Estate Planning - listen to the podcast to hear how she worked with them to help figure out a way to minimize the impact of taxes. Topics include: Will Financial Power of Attorney Healthcare Power of Attorney Inheritance Beneficiary Funeral Life Insurance Legacy Retirement Trust Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact

Here’s the thing: money doesn’t come with instructions. You need a path. You need a strategy. This explains the Sterk Financial motto in a nutshell: Plan. Protect. Grow. Securities and Investment Advisory Services are offered through Woodbury Financial Services, Inc., Member FINRA/SIPC. Insurance offered through Sterk Financial Services which is not affiliated with Woodbury. Neither Woodbury Financial nor its representatives or employees provide legal or tax advice. Forbes Best-In-State Wealth Advisors list includes 10 recipients per state. The award is based on qualitative and quantitative data, rating thousands of wealth advisors with a minimum of seven years of experience and weighing factors like revenue trends, assets under management, compliance records, industry experience and best practices. The award is not based on portfolio performance or client reviews. There is no fee in exchange for rankings. Securities and investment advisory services offered through Woodbury Financial Services (WFS), member F

Are you ready to sell your business? For many people, your business is like your baby - and it's hard to part with it! In this episode of "Money Guide with Mary Sterk," Mary & Sterk Financial Advisor Kelsey Bankey discuss critical components of a business sale - from determining the value to structuring the sale to managing family dynamics after the deal is done. Topics include: Attorney CPA Financial Planner Business Evaluation IRS Assigned Value Taxes Revenue Income Assets Contingency Plan Estate Plan Life Insurance Business Partner Subscribe to the “Money Guide with Mary Sterk” podcast on apple podcasts: https://tinyurl.com/3x65ejdm Schedule an appointment with one of our advisors today! https://www.sterkfinancialservices.com/p/contact