Because Money Podcast

It’s our last episode of 2014, and – in the spirit of the coming New Year – we’re talking budgets. The Christmas bills are about to start rolling in, which means ’tis the season for resolving to control your money this year. We want you to stick to it, so in this episode we talk through how to start budgeting, why so many people give up on it, and how to stick with a spending plan (hint: it’s all in your head). For full show notes please visit: http://www.becausemoney.ca/so-its-your-first-time-budgeting-ep25/

Teaching Kids About Money On episode 24 of the Because Money Podcast we are joined by Caroline Munshaw and Jenni Bolton of Cent$ible Students. They are self-proclaimed “money-moms” and work with kids in the school system from K-8 teaching financial literacy. For full show notes please visit: http://www.becausemoney.ca/teaching-kids-money-centible-students-ep024/

This week we are joined by John Robertson PhD to discuss the credibility of online anonymous financial advice. Also John gives some highlights from his new book “The Value of Simple” to be released in early December 2014. For full show notes please visit: http://www.becausemoney.ca/anonymous-advice-value-simple-ep23/

If you want something done about something, you send an email directly to Ellen Roseman and consider it case closed. Ellen has been a consumer advocate since before “consumer advocacy” was a thing, standing up to corporate giants and getting answers. Ellen Roseman is a Toronto Star Columnist, an author and educator. Her latest book Fight Back: 81 Ways To Save Money & Protect Yourself From Corporate Trickery is a “greatest hits” from her personal advice column and contains quick tips that all Canadians can use to help them spend sensibly, save money, and avoid costly consumer traps. Ellen is currently teaching (and has been for the last 10 years) a personal finance basics course at University of Toronto’s school of continuing studies. This is rather fitting as she literally wrote the books Money 101 & Money 201. For full show notes please visit: http://www.becausemoney.ca/special-guest-ellen-roseman-money-ep22/

What is Wealthsimple? Guest Michael Katchan Michael Katchen is the founder and CEO of Wealthsimple, one of Canada’s new crop of online investment managers, and is on a mission to make smart investing cheaper, simpler, and easier for everyone. For full show notes please visit: http://www.becausemoney.ca/ep-21-guest-michael-katchen-wealthsimple/

Sometimes cutting costs just doesn’t cut it – sometimes you need to make more money. This week, the King of the Side Gig Robb Engen talks about how to make the magic happen. For full show notes please visit: http://www.becausemoney.ca/side-money-ep20/

Oh the stories we can tell… and do tell on this episode of the Because Money Podcast For full show notes please visit: http://www.becausemoney.ca/insurance-nightmares-ep19/

Travelling on the Cheap With Special Guest Barry Choi By day, Barry Choi is a director for City News and regularly appears on City’s The5 to talk about personal finance, travel, and news. For full show notes please visit: http://www.becausemoney.ca/travelling-cheap-ep18/

Generation Y and Mindless Home Buying With Special Guest Rob Carrick

This week on the Because Money podcast, we chat with Kyle Prevost, a teacher and financial writer who has some strong opinions on financial literacy and how best to implement it. For full show notes please visit: http://www.becausemoney.ca/teach-financial-literacy-ep16/

Dan Bortolotti is the writer behind Canadian Couch Potato, a blog about simple, low-cost index investing that has changed the way lots of Canadians invest (for the better). He’s also a journalist, a regular contributor to MoneySense Magazine, and author of nine books, including The MoneySense Guide to the Perfect Portfolio, Hope in Hell, and Wild Blue. For full show notes please visit: http://www.becausemoney.ca/worst-enemy/

We’re stepping up on the soapboxes this week and using the dreaded SH word at you: should.You should care about how financial advice in Canada is regulated, even if it means sacrificing some time waiting for the next season of Doctor Who or Downton Abbey or whatever it is you watch. Why should you care? Because chances are, if you’re looking for financial advice, you’re not confident in your own abilities. And if you’re not confident in your own abilities, and you want someone to help you figure out what to do with your savings, or how to get your budget under control, or whether you can afford to travel every year in retirement, you should care if the advice you’re getting is in your best interest…or in the best interest of the person giving it to you. We’re joined this week by loyal friends of the show Noel D’Souza and John Robertson, and we’re going to take a stab at revealing what’s really going on at the big banks when you go looking for financial advice, and what we think you (and the regulators) ought

CBC Marketplace | Show Me The Money [Indeed] with Special Guest Preet Banerjee Subtitled: There Are No Bad Apples, Just Bad Barrels Preet Banerjee might just be one of the most recognizable names (and faces) in personal finance in Canada. Among many other things, Preet is the host of Million Dollar Neighbourhood on the Oprah Winfrey Network, a regular panelist on CBC’s The Bottom Line, A columnist with the Globe and Mail, contributor to Money Sense Magazine, an award winning blogger and host of the Mostly Money, Mostly Canadian Podcast. For full show notes please visit: http://www.becausemoney.ca/cbc-marketplace-show-money-indeed-ep13/

Credit cards are making you fat and stupid…or maybe they’re making you better off, earning you money and rewards while buying stuff you were going to buy anyway…or maybe they’re making small business owners poorer… We think it’s a mix of all three, and – just like last week’s Home Buyer’s Plan debate – there’s going to be some disagreement. We’ll leave you to guess who thinks what. For full show notes please visit: http://www.becausemoney.ca/rewarding-rewards-cards-really-ep12/

RRSPs to fund a Downpayment? Good or Bad? Being that it is getting close to tax season (some argue tax season is already here), expect to see a lot more conversation about RRSPs. Of note lately is talk that the Home Buyers Plan is more of a downpayment loophole than anything For full show notes please visit: http://www.becausemoney.ca/home-buyers-plan-ep11/

Andex Charts, Passive Charts, Active Charts Oh My. For full show notes please visit: http://www.becausemoney.ca/fellowship-andex-chart/

How Canadian Economic News Impacts You No guests this week, instead you are stuck with us talking about what is making news in Canada this week. For full show notes please visit: http://www.becausemoney.ca/cant-afford-buy-ep09/

Borrowing Money Isn’t Your Sacred Right as a Canadian | Because Math Special Guest, The Holy Potato. Meet the Holy Potato aka John Robertson PhD. John is usually the smartest person in the room simply because he is a scientist and loves math. He shares his thoughts regularly on his blog Blessed by the Potato (http://www.holypotato.net/) where he talks about financial literacy, spreadsheets, math, budgeting and the cloud of probability. Needless to say John knows his stuff and will make you see things differently. For full show notes please visit: http://www.becausemoney.ca/borrowing-money-isnt-sacred-right-canadian-math/

Melissa Leong is a financial writer with the Financial Post and is an award-winning reporter at the National Post. She also writes young adult novels under the pen name Wynne Channing, where she is a best-selling author. Melissa makes some incredible videos and according to her TwitterBio is ready for the zombie apocalypse. For full show notes please visit: http://www.becausemoney.ca/time-travel-stupid-past-self-wont-listen-weddings-ep07/

Are you a small business owner? Do you have your hand in the till? Thinking of starting a new business? Should you finance your startup with credit? These are just some of the questions we answered on this week’s episode of the Because Money Podcast. Although the small business conversation did consume most of the 45 minutes, we did get a little bit of talk around charitable giving. For full show notes please visit: http://www.becausemoney.ca/return-small-business-owner-ep06/