Sinopsis
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
Episodios
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ASK486: Should I use cash or equity? PLUS: Did this agent break our agreement?
22/07/2025 Duración: 11minIt’s time for the latest edition of Ask Rob & Rob, so let’s dive right in! (0:45) Adam’s gearing up to start his buy-to-let property journey, aiming to build a five-property portfolio over the next few years. With £45K saved and £150K of equity in his home, he’s weighing up whether to release funds from his main residence and buy outright or use his cash savings alongside a buy-to-let mortgage. He asks Rob & Rob which route they’d take and why. (5:25) Brendan’s recently completed on an off-plan property and hired the developers in-house letting agency to manage it. But he’s discovered tenants were placed in the property before the sale was finalised without his knowledge or approval. With rent set lower than expected and no access to the tenancy agreement, he’s now questioning whether any of this is legal, and how he can take back control. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse
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These resources will build your wealth – stage by stage
17/07/2025 Duración: 24minThe right resource at the right time can be life-changing for your property, business, and wealth-building journey. Big statement, right? Speaking from experience, Rob & Rob share their hand-picked, tried-and-tested list of essential books, podcasts, and videos that have shaped their thinking and help drive their success. Whether you’re just starting out, need a dose of motivation, or want to level up your property game, there’s something in here for every stage. (0:54) News story of the week (2:22) Rob & Rob’s life-changing list of go-to resources (3:35) The perfect reads if you’re getting started (7:44) Already investing but want to sharpen your skills (9:55) Guidance if you’re feeling stuck or unmotivated (16:33) Economic insights and next-level thinking (18:22) Resources that will help grow your business Links mentioned: BTL lenders lower rates and streamline application processes Resources for beginners: Rich Dad Poo
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ASK485: Buy a home or invest? PLUS: Can tenants object to upgrades?
15/07/2025 Duración: 09minHappy Tuesday! It’s time for another episode of Ask Rob & Rob, where we dive into your property questions. (0:47) Sam’s eager to renovate his buy-to-let to boost its value and potentially increase the rent. But with upcoming rental reforms, especially the end of no-fault evictions and tribunals for rent disputes, he wants to know what rights he’ll have if a tenant refuses improvements to avoid a rent increase. (3:18) Tom’s expecting to get £200k from a future property sale. He originally planned to buy a family home and invest in a buy-to-let through a limited company. But he’s now debating ditching homeownership entirely, using the full pot to build a portfolio, and possibly living in one of the company-owned properties. He asks Rob & Rob for their take on the strategy and whether there are any pitfalls. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your questi
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Half Time Report
10/07/2025 Duración: 25minWe’re at the halfway mark of 2025, making it the perfect time to look back at how the property market’s performed and what could be on the horizon. Tune in as Rob & Rob dig into the latest data on property prices and rents, break down what’s driving recent changes, and discuss market sentiment. Whether the year’s gone to plan or not, this episode’s packed with insights to help you make sense of the latest trends and take charge of the next six months. (0:40) News story of the week (5:50) We’re halfway through the year - what’s happened? (6:25) The latest data on property prices (8:25) What’s happening with rents? (9:50) Looking at interest rates (12:08) What’s in store for the rest of 2025? (21:40) Hub Extra Links mentioned: Regulation blocking many prudent buyers from homeownership Interest-only mortgage could make comeback as regulator revisits rules Enjoy the show? Leave us a review on Apple Podcasts - it reall
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ASK484: Should I take out equity to buy more? PLUS: Is this an opportunity or should I walk away?
08/07/2025 Duración: 09minWe’re back for another round of listener questions, and this week we’ve got some tricky decisions... (0:47) Aaron’s based in London with £25k in savings and some equity in his home. He’s keen to start investing, eyeing the Midlands or North, but torn on whether to tap into his equity or stick with his savings. And when choosing where to buy, what’s more important: making sure you’ve absolutely nailed the right town, or picking the best street in whichever location you go for? (5:46) Long-time listener Josh has just offered on his second buy-to-let, but he’s worried. The building might fall under the Building Safety Act, he hasn’t seen an EWS1 form yet, and there’s something on the balcony that screams cladding or fire risk assessment. Should he run a mile or factor the risk into the price? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by leaving us a voicemail here
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TPP642: Market Update - July 2025
03/07/2025 Duración: 17minIs the London property market making an unexpected comeback? Tune into this month’s market update, as Rob & Rob unpack the surprising stats from the capital, share a warning for landlords about looming EPC changes, and reveal some positive developments in the buy-to-let mortgage market. (0:45) Surprising data for London’s housing market. (5:58) Is the rental boom over? (8:55) Finally, some good news for buy to let mortgages. (10:35) The latest updates on the Renters Rights Bill. (12:05) Landlord EPC ignorance – what?! (13:53) Hub Extra Links mentioned: House prices: Rightmove house price index House prices in every London borough after unexpected jump in average property value Number of million-pound homes for sale doubles since 2019 Rental market: Hamptons Letting Index Zoopla UK Rental Market Report Mortgages: Buy To Let investors have vastly improved mortgage choice Other: Renters Ri
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ASK483: How can I supercharge my portfolio growth? PLUS: Have I got a great deal?
01/07/2025 Duración: 08minLet’s dive into this week’s Ask Rob & Rob as they tackle two new listener questions… (0:44) Sam’s built a solid, debt-free portfolio bringing in nearly £100k a year. With an ambitious goal to quadruple its value in five years, he’s considering releasing £850k to reinvest and asks Rob & Rob what they’d do in his shoes to maximise growth. (5:40) Seth’s new to buy-to-let and has negotiated a 1-bed flat down to £70k with a tenant in place. With solid rental income and nearby properties suggesting good value and returns, he wants to know if it’s a good deal and smart first step onto the property ladder. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property
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4 deals we've done, 4 deals we've turned down
26/06/2025 Duración: 29minIt can be hard to know which deals to jump at, and which to walk away from. In this episode, Rob & Rob share real examples of each from their business Property Hub Invest – so you can learn from their reasoning and process. Click here to learn more about Property Hub Invest. (0:53) News story of the week. (2:37) Rob & Rob share the details of their property business… (4:40) Deals they’ve done recently. (17:10) Those deals they passed on and why. (26:35) Hub Extra. Links mentioned: YouTube videos tell homeowners they aren’t bound by mortgages London Bus Pal Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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ASK482: Can I get started with £35k? PLUS: Does this work to transfer properties tax-free?
24/06/2025 Duración: 09minLet’s dive into this week’s Ask Rob & Rob as they tackle two new listener questions… (0:40) James wants to escape his day job and build a long-term future in property. With £35k saved and eager to get started, he asks Rob & Rob whether it’s better to get in now at the bottom of the market or wait until he’s built a bigger pot of cash. (6:12) Kevin owns five properties outright in his own name and wants to grow his portfolio. He’s heard about a potential loophole where he can transfer the properties into an LLC, then into the limited company after three years to avoid paying capital gains tax. However, he’s unsure whether this strategy is legal and wants to understand the risks and implications. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or
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Is property price growth a thing of the past?
19/06/2025 Duración: 18minAre the days of fast house price growth and wild property booms finally behind us? And if that’s true, is it time to throw in the towel on property investing? Join us as Rob & Rob get to the bottom of these questions, breaking down the changing dynamics of house prices and explaining why the opportunity to build serious wealth through property is far from over. (0:55) News story of the week. (2:21) Is UK house price growth a thing of the past? (3:00) Let’s look at house price growth previously. (4:30) So what’s happening now? (9:40) What’s the key to high returns today… (12:15) Don’t forget regional differences. (13:25) Rob & Rob’s final thoughts. (14:13) Hub Extra. Links mentioned: Spending review promises £39bn cash injection for affordable housing Is UK house price growth a thing of the past? Dan Carlin's Hardcore History The Rise and Fall of the Third Reich The Rest Is History Enjoy th
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ASK481: Will this new station boost my house price? PLUS: Should I use a Limited Company?
17/06/2025 Duración: 07minHappy Tuesday! It’s time for Rob & Rob to answer two more great questions from our listeners! (0:41) James lives near the new upcoming Cambridge South Station and wonders if the improved transport links will boost local property prices and what kind of increase he can expect - what will Rob & Rob predict? (3:55) After recently selling his business, Pete has a decent chunk of cash to put into property. He’s been weighing up whether to invest personally or through a limited company, and with pros and cons on both sides, he asks Rob & Rob for their thoughts on the best approach. Links: Should You Buy a Property in a Limited Company in 2024? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your compu
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Market Update - June 2025
12/06/2025 Duración: 19minThis month’s Market Update brings you up to speed with the latest on house prices, the new mortgage rules that could push demand up further and progress of the long-awaited Renters’ Rights Bill... and Rob & Rob can’t hold themselves back from a little rant too. (0:45) What’s the latest updates on house prices? (5:30) Is there any movement in the mortgage market? (11:30) The latest news from the House of Commons. (12:50) Rob & Rob’s little rant… (16:35) Hub Extra Links mentioned: House prices: Zoopla House Price Index: May 2025 Annual house price growth edged higher in May Rightmove House Price Index Mortgages: Relaxed mortgage rules could increase first-time buyer transactions by up to 24%, says Savills Executive summary: Landlords research Government/Misc: Government in no rush to progress Renters Rights Bill Govt energy efficiency plan ‘unachievable’, claims NRLA Why we don’t move ho
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ASK480: Is it a good time to flip? PLUS: My house is worth £500k, do I need to pay more tax?
10/06/2025 Duración: 08minIt’s time for your latest edition of Ask Rob & Rob... (0:41) Joe has three rental properties, each worth up to £350k — one mortgage-free and two with interest-only loans. With strong rental income, he’s keen to start using the equity to flip properties and asks Rob & Rob for advice on where to start and what kind of returns to aim for. (4:15) Ed’s successfully growing his portfolio, purchasing high-end buy-to-let properties through a limited company. But after coming across the Annual Tax on Enveloped Dwellings (ATED) he wants clarity on how the five-year valuation rule works, when returns are due, and whether standard landlords can claim relief. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer
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Our #1 business priority
06/06/2025 Duración: 11minAs Property Hub continues to grow, Rob & Rob share the latest on their recruitment drive and why – even in the age of AI – finding the right talent is more important than ever. They break down what they look for in top candidates, and why it goes beyond just ticking skill boxes. And while some businesses are replacing people with machines, Rob & Rob reveal how they use AI to boost productivity and unlock their team’s full potential. Links: Work at Property Hub Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest
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Is this the best market for the past 40 years?
05/06/2025 Duración: 23minIt’s the best time to invest in property in 40 years. That’s the big claim Rob & Rob make in today’s episode, but have they got the evidence to back it up? Join us to find out… If you’re ready to make your first move or take the next step, speak to Property Hub Invest for help building your strategy and securing exclusive deals. (0:45) News story of the week (2:59) Is it the best time to invest in 40 years? (4:10) Has there been a silent crash? (6:30) Are we in a phase of stealth growth? (9:45) How do tax changes and interest rates affect the market? (15:15) What's happening with rents? (20:49) Hub Extra Links mentioned: These 10 Northern house price hotspots have seen values soar more than 10% in a year Sony WH-CH720N Wireless Bluetooth Noise Cancelling Over-Ear Headphones Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property
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ASK479: How do I prove I've added value? PLUS: Can I get a Stamp Duty refund?
03/06/2025 Duración: 08minHappy Tuesday! Rob & Rob are back to help two more listeners with their property questions… (0:40) Mujtaba’s remortgage is coming up, and he plans to use some savings to renovate his property to boost its value. He asks Rob & Rob how he can make sure the improvements are recognised by lenders when it comes to refinancing for both his home and any future investment properties. (5:10) Rachel’s in the process of buying her first residential home to live in, but she’s still named on the mortgage for her buy-to-let property. With her name unlikely to be removed before completion, wonders whether she’ll still be eligible for a refund on the additional stamp duty charge. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recordi
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Why's Rob B selling up?
29/05/2025 Duración: 26minThis week, tune in to hear an honest update on where Rob & Rob stand with their own investment portfolios and how the monopoly strategy is shaping their plans for the future. (0:41) News story of the week (5:40) Rob B shares which property he’s decided to sell (6:42) A recap on the monopoly strategy… (7:45) Why’s Rob B selling? (10:41) Three factors to consider when you’re thinking of selling (12:40) Is Rob B’s property worth holding on to? (14:00) Rob D shares his plans for his portfolio (16:46) Types of properties they'll be looking out for in the future (18:20) How much is really enough? (21:00) The key thing to remember (24:06) Hub Extra Links mentioned: Shelter LinkedIn post Radio Garden Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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ASK478: Should I sell and buy in a high growth area? PLUS: Does the monopoly strategy work in the north?
27/05/2025 Duración: 09minRob & Rob are back and they’ve got two new great questions from our listeners! (0:40) Lloyd is a British investor living in Manhattan with properties in both the US and UK. He’s hoping Rob & Rob can shed some light on whether he should trade up his hassle-free UK properties for something with stronger capital growth potential or keep them ticking along and let time do the work. (5:14) Rob P’s been investing up north for five years in areas that have historically performed well in terms of cashflow and yields, rather than capital appreciation. He’s now eyeing the Monopoly strategy, but the numbers don’t seem to stack up on cashflow alone. Can Rob & Rob help him make sense of the numbers? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a r
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Mortgage Market Update – May 2025
22/05/2025 Duración: 41minInterest rates have been cut, but what does this mean for the mortgage market? Joined by our mortgage expert Kelly Rule, Rob & Rob discuss the current state of the market, how base rate changes are impacting mortgages, and why now is a good time for both new and experienced investors to take action. (0:40) News story of the week. (2:55) We’re joined by mortgage expert Kelly Rule. (2:50) What’s the impact of the latest base rate cut? (7:15) What’s the current state of the mortgage market? (12:15) Are lenders becoming more competitive? (14:35) What types of mortgage products are investors choosing right now? (17:25) What strategies are the most successful investors using? (20:35) The latest on down-valuations. (22:25) What common mistakes do you see from investors? (25:37) Are investors buying through limited company or personal name? (26:45) Let’s break down current mortgage rates for every type of investor.
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ASK477: Does property still work long-term? PLUS: Should I move to invest?
20/05/2025 Duración: 11minIt’s time for your weekly dose of Ask Rob & Rob – let’s get stuck into two great listener questions! (0:40) Matt wonders if property can still be a reliable pension for younger investors, given house prices have historically risen faster than wages and inflation. With concerns about falling demand and economic shifts over the next 30+ years, he asks Rob & Rob for their thoughts. (7:05) Miles is on a moderate wage in London and wants to build a property portfolio, but it’s proving difficult to save for a deposit. He asks Rob & Rob whether buying up north, living in the property, and renting out spare rooms is a smart way to get started, or if he should hold out for a more traditional buy-to-let. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or