The Property Podcast

This is your official fly-on-the-wall episode. There’s no structure this week, just Rob & Rob having one of their daily conversations, and they’re bringing you along for the ride.   (4:00) The lettings industry – what's the inside scoop?  (13:30) Student lets – are we starting to see a struggle? Why are we seeing a shift?  (19:00) Property vs shares – which is better, and does it matter?  (24:00) Rob D’s moan – what doesn’t make sense?  (24:45) Bitcoin – a crypto winter? What can we expect after last year’s NFT surge?  (32:00) Hub Extra    Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering more of your listener questions.  (0:31) Steve has found himself in a difficult mortgage situation – he's currently looking at arrangement fees of around £8,500 per product with a rate of 6.8% and he’s looking to hear Rob & Rob’s thoughts on this.  (4:08) Carmen is new to the property investment world and she’s wondering if she should invest in property in her own name or in a limited company?  Links mentioned:  YouTube: Should you buy a property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

There’s a lot of media attention around the property market right now, and it’s hard to really understand what’s happening. So, tune in as Rob & Rob dive into the data behind the headlines and give you an insight to what’s going on.  (1:28) House prices  (5:30) Regional affordability  (8:58) Interest rates  (11:25) Mortgages  (13:14) Rents  (14:28) Landlords selling  (15:51) Rental control  (21:02) Hub Extra  Links mentioned Resources  3 strategies to bag yourself a deal in a difficult market  The silent property crash  Property Pulse  Alex Hormozi  House Prices  Nationwide House Price Index  Halifax House Price Index  Rightmove House Price Index  Experts predict 7% house price falls but call it ‘a correction, not a crash’  Affordability  Zoopla House Price Index  Macro  Investors scale back bets on Bank of England hiking interest rates  Mountain view: Bank top economist offers two routes to beating inflation  Mortgages  What are the current UK mortgage rates? 

Buckle in and get ready for the latest edition of Ask Rob & Rob.  (0:34) Monica has £150,000 to invest and is looking to buy her first property at an auction. She’s trying to decide whether she should find another investor to work with and get a high-end HMO or to invest in a standard buy-to-let.  (3:57) Joshua has a question on the Renter’s Reform Bill, specifically on the new suggested pet regulation. At the moment, he allows pets, but he likes to vet them first. Now he’s wondering, with the new regulation in mind, how could he refuse certain pets.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It’s a difficult market right now, but there are still deals to be had. Tune in as Rob & Rob share tips on how you can secure yourself a deal.  (1:02) News story of the week  (3:21) A difficult property market  (5:28) How to get deals right now  (10:43) Try these advance strategies   (15:32) Hub Extra  Links mentioned:  AI Siri hack  YouTube video: I asked ChatGPT to invest for me. (Surprising Result)  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Join Rob & Rob as they answer some more of your burning questions!  (0:39) Dec has paid off his mortgage on his second £200k property and he’d like to know what Rob & Rob would do next. Should he continue to rent it out or sell it and follow a ‘lock away and watch it go’ strategy?  (3:46) Claudine has previously bought two properties through a limited company. She’s looking to close her company down and is wondering, with the proposed changes in the Renters Reform Act, whether she should move the tenants out first and then sell it, or sell the property with tenants in-situ to another investor?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

From listing to the fall of the gavel, tune in as Rob D reveals why he opted to sell a property at auction  (0:52) News story of the week  (2:48) Selling a property due to a change in strategy  (4:40) Why sell at auction?  (8:52) What happened on auction day?  (10:37) A dive into the numbers  (12:41) What happened after the sale?  (13:30) Would he sell at auction again?  (15:08) What advice would he give for selling at auction?  (16:29) Hub Extra  Links mentioned:  Outlive: The Science and Art of Longevity  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back to offer their advice to two more listeners!  (0:48) John is going to completing on a couple of buy-to-lets in October and he’s wondering with how the mortgage market is right now, should he buy them outright now and then when the market calms, remortage?  (4:22) Noel owns an ex-council flat in South West London that has a good rental yield, but he’s recently become aware of some mortgage issues with the flat due to it being built with LPS concrete (large panel system). Based on this, should he cut his losses and sell up, or hold out and wait if the value of his property increases and becomes more mortgagable in the future.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/list

What would’ve happened if you invested in property at the absolute worst times to buy?  (0:54) News story of the week  (2:51) Property Hub Select meet-up  (5:44) What would have happened if you bought in the 2007 crash?  (8:35) What would have happened if you bought in the 1990 recession?  (10:38) When was a bad time to buy during these crashes?  (14:37) How do you know when we’re close to the winners curse?  (15:36) Is now the worst time to buy?  (18:26) Lets run the numbers  (22:39) Hub Extra  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

Rob & Rob are back and they’re answering two more listener questions!  (0:39) Dale’s an avid podcast listener, and he knows Rob & Rob have previously mentioned that the South West isn’t the best place to invest, but he wants to know if this rings true for cities in the South West too.  (3:54) Dan wants to know if whilst interest rates are high, would it be a good strategy to purchase a lower-value property in cash, renovate it, add some value, then once interest rates come down, take a mortgage out on it?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

The mortgage market is changing daily and as a property investor, you need to understand what’s happening right now, so tune in as we ask a mortgage expert to give us the latest on mortgages.  (0:53) News story of the week  (3:35) What’s going on with mortgages?  (4:16) How is the reduction in inflation affecting the market?  (4:52) Have we seen the peak of interest rates?  (5:18) How busy is the mortgage market right now?  (6:05) What kind of conditions can a buyer expect right now?  (7:03) What options are available for someone remortgaging?  (7:52) Is it worth looking at transferring your mortgage?  (8:51) Is it risky move to switch to a variable rate right now?  (9:34) When will rates fall again and to what percentage?  (10:05) What rates and products can investors expect to see now?  (11:05) What should investors be doing leading up to their mortgage expiring?  (13:16) Hub Extra  Links mentioned:  Podcast: The silent property crash  YouTube: The silent property crash of 2023  Cheap

Rob & Rob are back with more listener questions!  (0:56) Alex wants to know at what point in your investing journey should you start buying premium properties?  (5:32) Stacey is looking at a flat which has non-standard construction and she’s wondering if there’s anything she should be aware of or consider.  Links mentioned  Property Hub Magazine  The Monopoly strategy  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

What’s going on with the property market right now? Well, it depends on where you look, the market certainly isn’t a uniform one right now, so join us as we try to make sense of what’s going on.  (1:50) What’s the latest with house prices?  (7:27) Mortgages update  (10:38) Rental competition is still on the rise  (13:48) What about property and politics?  (18:50) Hub Extra  Links mentioned  Rics - UK Residential Market Survey  Nationwide house price index  Halifax house price index  Money and Credit - June 2023  The Mortgage Works cuts selected rates 0.95%  Renters compete with 20 others in battle to find a home  The price to rent a Manchester city centre apartment is rising faster than anywhere outside London... but why?  Airbnb Regulation - councils should control short lets, agents tell government  Long-term plan for housing  Tripling of fines for those supporting illegal migrants  YouTube video: The silent property crash of 2023  Podcast episode: The silent property crash 

It’s time for another round of podcast listener questions!  (0:41) Simon’s wondering if rising interest rates mean that now’s the time to sell his buy-to-let. His mortgage is coming up for renewal soon and he’s considering a quick sale and pulling the equity so he can invest up north where the numbers work out better. What advice do the guys have for him?  (3:44) Similar to Rob & Rob, Tyrone’s goals are focused on future wealth for him and his family, meaning he’d like to focus on capital appreciation and long-term growth, but how do you manifest this? With property, is the wealth not locked up in the property, meaning you can’t access it? How can Tyrone access the wealth he builds over time?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording v

What’s actually happening with the 18-year property cycle? Rob & Rob can’t seem to agree...  (1:01) News story of the week  (3:00) Property Hub Select   (4:28) What does the silent crash mean for the property cycle?  (5:23) What is the 18-year property cycle?  (7:19) What’s happening with the cycle right now?  (8:39) Option 1: the 18-year property cycle is broken  (11:47) Option 2: the boom hasn’t happened yet  (14:43) Option 3: it’s just a weak cycle  (17:46) What does this mean for the future?  (25:30) Hub Extra  Links mentioned:  City Mapper  The silent property crash  Property Hub Select  The “Monopoly” strategy: Update on Rob B’s portfolio  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for your latest edition of Ask Rob & Rob!  (0:39) Shane is looking at purchasing at buy-to-let, but with taxes being high, interest rates on the rise and China’s quantitative easing starting soon, is now a bad time to buy?  (3:51) Mark had an investment plan, but he’s not sure if it’s working out. He’s wondering if he should switch to investing as a business, but he’s not sure if that’s a good idea as it’ll put him in a higher tax bracket. He’s not sure how easy it is to switch back to investing as an individual. Do Rob & Rob have advice for him?  Links mentioned  The silent property crash  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See

The media has got it all wrong. We’re not heading towards a property market crash - we’re already in the middle of one.  The silent property crash is here and we’re telling you all about it on today’s episode.  (1:06) News story of the week  (2:52) 20 million downloads  (5:20) Is the property crash here?  (10:12) Property is down 12.5%  (13:30) Prices are the same today as they were in 2003  (15:44) This is the best crash  (19:19) What’s going to happen next?  (24:07) Hub Extra  Links mentioned:  20 million downloads giveaway  Subscribe to the magazine  Quick reaction: Have mortgage rates peaked?  What’s next for UK property? (Our predictions)  The silent property crash of 2023  TPP540: We’re halfway through the year. Is it time to throw out our predictions?  BBC Sounds Google Play Store & App Store  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for priv

It’s time for your weekly dose of Ask Rob & Rob  (0:38) Tom is close to completing his second property but the news on interest rates has got him worried. Will rising interest rates impact house prices and what should he do if the value of his newly purchased property goes down?  (3:15) Ben is considering setting up a limited company to invest through, but he wants to know how he would go about it and are there any barriers to entry he should be aware of.  Links Mentioned  Should You Buy a Property in a Limited Company in 2023?  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.

We’re half-way through the year so now’s the perfect time to check-in and see how our predictions are faring!   (0:51) News story of the week  (3:21) How are our predictions doing?  (4:08) House prices  (7:44) The best places to invest  (10:36) Interest rates  (13:50) What’s going to happen next?  (17:58) Hub Extra  Links mentioned:  Turo  YouTube Video: Renters Reform Bill  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  See omnystudio.com/listener for privacy information.

It’s time for some more listener questions:  (0:38) Tom is looking to build passive income with a portfolio of buy-to-lets. He currently owns a 1-bed in Bath city centre, and he’s got 70k to invest; should he get another 1-bed studio flat in Bath with a repayment mortgage, or should he get an interest-only mortgage so that he can save for a third property quicker?   (3.52) Billy’s property mentor has recently discussed the idea of purchase lease options - this isn’t something he’d previously thought of, so he’s come to Rob & Rob to get their thoughts.   Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.  See omnystudio.com/listener for privacy information.