The Property Podcast

It’s the October Market Update   It’s that time again, it’s the October Market Update!  And what a busy month it’s been, Rob & Rob have got plenty to cover and we’ve got a shedload of news stories for you to sink your teeth into.  We’ll be covering everything from eviction notices, mortgages, tax and party conference headlines.  So, settle in as The Robs to talk you through this month’s latest headlines.  Here’s all the links you need:  Market:  UK House Price Index – August 2021  Michael Gove set to pause contentious planning shake-up  Labour to give first-time buyers exclusive access to new properties  Rents:  Rental void times lowest for six years: Arla Propertymark  Surging rents in Manchester  Rental demand set to stay high as first time buyer age rises  New generation rent: Why baby boomers are selling up and choosing a more flexible lifestyle  Holiday Lets:  Holiday Lets may be the next Buy To Let, says Moneyfacts  Devon confirms 70% drop in PRS as ‘terrifying’ Airbnb tre

The guys are back with two more listener questions!  First up is Matt from Devon.  Matt has built himself an investment portfolio that’s continuing to grow but wants to know whether big businesses are bad news for landlords like him?  With the increasing trend of big businesses such as Lloyds Bank and John Lewis moving into the residential property market, are private landlords going to be pushed out?  Rob & Rob share their thoughts and advice.  Our second question is from Ben.  Using a mortgage, Ben bought an ex-council property back in 2005 and when he tried to remortgage in 2011 he was advised that the property is no longer mortgageable as it was constructed with concrete.  Ben has since tried to fix this problem but is still struggling to find a lender for the property and he wants to know if Rob & Rob have any advice on the matter.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 01

Introducing Portfolio  The wait is finally over.   We know, we’ve been teasing this for a while now, and we’ve made some pretty big claims, but we’re ready to reveal it all!  In today’s episode, we’re introducing Portfolio.  So, hit play and to find out more ... you’ve waited long enough!  Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  See omnystudio.com/listener for privacy information.

Rob & Rob are back for another round of listener questions!  Our first listener is a first-time investor, and the current market has got them considering flats.  With a surplus of flats on the market, is this the time to bag a deal in the South East?  Next up we’ve got a question from Oliver in North Wales.  The guys recently discussed what you can expect from the upcoming property boom on The Property Podcast, which has left Oliver questioning whether he should buy now or hold off?  Tune in to find out what Rob & Rob have got to say.  And if you want to hear the episode that got Oliver wondering about buying in the boom, you can find that here.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your computer instead.  The next question on Ask Rob & Rob could be y

Don’t sweat the small stuff   Things will always go wrong in life, but that doesn’t mean you should spend your time and energy complaining.  When you focus on the things that go wrong, all the goodness in life and a whole load of opportunities are passing you by.  So, in this episode, Rob & Rob are looking at the most common complaints in property and breaking them down to exactly what they are – minor inconveniences that aren’t worth your time.  If you’re ready to break the cycle of complaining, give this episode a listen as the guys will be giving you all the tips you need to live a happier life.  Hub Extra  If you’re interested in learning more about stoicism, then make sure you give The Daily Stoic a read.   Ryan Holiday’s book is a page-a-day guide to living a good life, offering inspirational daily doses of wisdom, gratitude and stoicism.  And here’s one from the marketing team, if you’re ready to start practising gratitude, make this musical spoken poem the first thing you listen to in the morn

It’s that time of the week where Rob & Rob answer more listener questions!  First up is Jamie.  Jamie currently owns two buy-to-let properties in the midlands, and has £125,000 to invest in his next property.   He originally planned to invest in the North West, but what he wants to know is with the London market stagnating is this the time to be buying in the capital?  Our next question is all about mortgage brokers.  Tom is currently hunting for a broker and he wants to know what information they have access to that the general public doesn’t.  He also wants some advice from Rob & Rob, as there are so many brokers out there, he wants to learn how he can land himself a decent one.  Tune in to find out what the guys have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to lea

How do you pick the right investment location?  This week on The Property Podcast we’re taking it back to basics.  Whether you’re purchasing your first property or your tenth, choosing the right place to invest can feel like an overwhelming task.  And as one of our most frequently asked questions, we thought we’d break it down and give you a step-by-step process to follow.  So whether you’re completely new to investing or you’re an experienced investor in need of a little refresher... this is the episode for you.  In the news  This week we’ve got two news stories on our favourite topics!  First up, is the biggest news of the year and it’s straight from Property Hub!  Next week, we will FINALLY be spilling the beans on what we’ve been working on all this time.  So make sure you tune in for that very special episode.  Next up The Business Desk are suggesting it could be the end of the line for HS2’s multibillion-pound Eastern leg.  It’s worth noting that this hasn’t been confirmed, but it’s rumoured

It’s Tuesday, and that means Rob & Rob are back with two more listener questions.  And this week, we’ve got a couple of tough ones.  First up is Paul from London.  Paul has recently inherited a three-bedroom property in Hull and is wondering what he should do with it.   It’s the only property he owns, and he wants to know whether he should sell it as it is or renovate it first.  The second question is from Julian.  Julian is planning on releasing some equity from his first property and is planning how he can best use his time.  With the conveyancing process being six weeks long on average, he wants to make sure he’s being productive and maximising his preparation.  Tune in to find out what Rob & Rob think.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a recording via your c

What can you expect to happen in a property boom?  If you’ve been paying attention, you’ll know that we’re at the beginning of a property boom.   Which is great for investors as properties go up in value, but what else can you expect to happen?  The 18-year property cycle means there’s things that you can almost definitely expect to see happening as the boom develops.   But what are they?  In this episode, Rob & Rob are revealing the tell-tale signs that we’re in a property boom.  In the news  We’ve got two news stories this week, and they’re both good for investors but in different ways.  First up, Landlord Zone reveal the ’never seen before’ student stampede to secure accommodation.   It’s no surprise that students have been a bit cautious this year, in fear that covid could ruin another year of university experience.   But this means that, as things seem like they’re going to be relatively normal, there’s been a sudden rush in the search to secure somewhere to live, which is great news for anyone

Rob & Rob are back to answer some more listener questions!  Our first question is from Paul and it’s a great one.  Paul is looking to buy a property with a tenant in-situ, but one of the terms is that it’s a ‘cash only’ purchase.   What Paul wants to know is whether this would affect his ability to remortgage as he was hoping to draw back the cash to reinvest elsewhere.  The next question is about leverage.   Our listener is going to be retiring early soon and is wondering what do to with the cash he gets. He’s planning on buying one or two houses and living off the income.  However, as an avid listener he knows Rob & Rob frequently talk about the power of leverage, but he wants to know why you would bother with a mortgage if you can buy property outright with cash.  Tune in to find out what Rob & Rob have got to say.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with you

Houses or flats – which make the better investment?  Anyone who invests property generally has an opinion on the houses vs flats debate. It’s an age-old dispute that often divides investors, with some saying they would only invest in one or the other.  Whilst both camps have pretty solid arguments, what IS the answer? Which is the champion of investments?  That’s exactly what Rob & Rob are helping you decide in this episode. They’ll run you through the pros and the cons of both, and reveal what point of view could be costing you big time £££.  In the news   HMO’s have the potential to generate higher returns, but with a greater workload and risk, there’s still plenty that can go wrong. So, as always, it’s important that you nail the fundamentals and location.  This is Money has revealed a list of the ‘Ten best locations to invest in student housing’ with small towns taking the top of the list. With big claims that cities like Swansea offering a yield 9.56%  What do Rob & Rob think about this?  Hub Ext

Get ready for some more listener questions!  Rob & Rob are back, and this week they’ve got some pretty interesting ones.  Our first question is from Steven.  Steven has a portfolio of six properties, and his residential mortgage is due for renewal next year.  What Steven would like to know is whether he should remortgage his portfolio to pay off his residential home or should he use the rental income he generates instead?  Next up is Becky from Stockport.  Becky has been viewing some leasehold properties and she would love to know if there’s anywhere online where you can download copies of leasehold agreements, as she quite often struggles getting information about ground rent from her letting agents.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).   Or if you prefer, click here to leave a reco

It’s the September Market Update   In this month's market update, The Robs are giving you the inside scoop on the rental market, mortgages and of course, house prices.  They’ll be revealing where in the UK rental demand is booming and what government agency is predicting a market crash - yes, you read that right, a CRASH of 14%!  Things tend to be a little quieter this time of year as everyone jets off on holiday but seeing as that’s not an option for many of us this year, it’s no wonder Rob & Rob have got so much to cover.  Here are all the links you need for your extra reading this month:  House Prices:  UK house prices in June rose at fastest rate since 2004  House prices: Demand changes, not tax waiver, pushed prices up  Rental market pointer? Regional cities set to see biggest growth  Five charts that predict the next house price crash  UK house sales plunge in July after stamp duty holiday ends  And if you want to take a look at CEBR’s previous prediction of a 13.8% fall this year you

It’s time for another round of listener questions for Rob & Rob, and this week they’re answering some commonly asked ones.  First up is Reese from Plymouth.   Reese is currently living at home with her parents, but she’s ready to make her first buy-to-let investment.  She wants to know whether it’s sensible for her to invest while living at home, or if she should wait until she’s in a house of her own before getting started with investing.  Next, The Robs hear from Bailey in London.  Bailey’s finally in a position where he’s ready to purchase his first buy-to-let property, but he’s getting conflicting opinions from his parents.  They feel strongly that he should be putting his money into a pension instead of property... Bailey wants to know whether Rob & Rob think one strategy is smarter than the other.  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message w

This week on The Property Podcast we’re battling with Dave Ramsey on mortgages  If you’ve not heard of Dave Ramsey before he’s a huge financial personality across the pond, and he believes that you should NEVER use a mortgage.  And if you’ve been listening to The Property Podcast for a while now, you’ll know that Rob & Rob probably have a fair few things to say about this.  So, in this episode The Robs explain why Dave Ramsey is completely wrong and how leverage is an investor’s super weapon.  In the news  This week’s news article is an interesting one as it claims that the stamp duty holiday had no effect on the current market frenzy.  Think-tank has suggested that the stamp duty holiday impact has been overstated, but what do Rob & Rob think?  Hub Extra   We’re back with another triple whammy of resources for you to soak up this week.   The first one is The Meaningful Money podcast which covers all aspects of money and personal finance. It’s definitely worth a listen as Pete Matthew breaks down eve

It’s that time of the week where Rob & Rob answer more listener questions, and this week we’ve got two cracking ones!  Our first question is from Jeff in London.  He’s looking to buy his first property in Hoggeston with a friend, but the company who’ve listed it are looking to charge a buyer's premium.  Jeff was pretty surprised by this fairly large additional charge and wants to know Rob & Robs thoughts on whether this is something to be cautious of and if the buyer's interests are considered in this process?   Our next question comes from Katie across the pond in the states.  Katie would love to hear Rob & Rob’s opinion on the renowned American personal financial figure Dave Ramsey.  Ramsey’s approach on investing in property is you should always buy in cash, but what do Rob & Rob think about this and is there ever a time where buying in cash only is the better option?  Tune in to find out.  Do you have a buy-to-let or property investment related question for Rob & Rob? You could feature on the next

Real-life Monopoly – The important property lessons you can learn  Besides revealing which family members are sore losers and causing fights, Monopoly has some seriously important lessons about personal finance and investing.  But can these be applied to real life?  In this episode of The Property Podcast, Rob & Rob share the important lessons you can apply to your property investments.  For further learning on buy-to-let mortgages check out this video.  In the news  We’ve got two news stories for you this week.  The first one shares research from Halifax that shows that the average home in the UK now costs 8.1 times the average earnings, suggesting that property affordability has hit a 10-year low.  But are houses actually less affordable?  Which? has revealed this five-year mortgage with rates that have dropped below 1%. So, once you’ve overcome the hurdle of saving up your deposit, property can still be pretty affordable.  Hub Extra  We’re spoiling you this week as we’ve got three Hub Extra reco

Rob & Rob are back once again to answer two more listener questions.  Our first question this week is from Alex from Reading.   He’s recently bought his first buy-to-let property and has naturally spent all his money.   So now he’s in the process of saving for another deposit.   But what Alex wants to know is if The Robs have any tips on how he can speed up the savings process so he can purchase properties two and three quicker and start building his portfolio.   Next up we’ve got Sam from Bedford.   Sam has been listening to the podcast for a while and now she’s ready to take the plunge.   She’s really keen to get into the property investment world and she’s wondering if joint ventures are a good way to get started?  Would Rob & Rob recommend joint ventures?   Tune in to find out.    Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK c

Is BMV dead or is there still a way you can do a deal? In the property world we love bagging ourselves a deal. But right now, the property market is incredibly hot.   So, does that mean doing a deal or better yet a BMV (below market value) deal is almost impossible?  That’s what we’re going to explore in today’s episode so make sure you tune in.   If you want to learn more, check out our free course on how to get a deal.    In the news  If you listened to last week’s episode, you’ll remember that we were stunned by some data from the US property market.   It was the fact that the US property market is up 23% year on year which is crazy! We promised to investigate more into this and we’re keeping our promise.   That figure was based on existing inventory, not new build homes. So, the growth was actually 15.8% which still makes our own boom look like nothing.   This data was taken from a Forbes article where it looks at America’s states.   Another news story we spotted this week was ‘owners of low-ri

It’s Tuesday which means Rob & Rob are back to answer two more listener questions.  The first question this week comes from Rachel.   Rachel and her brother currently own a buy-to-let property in the South East and they’re now looking to buy their second property in the north of England for cash.   They’ve found a property in Kirkdale, Liverpool for £65,000 which could give them an annual yield of 8.31%.   Naturally that type of yield would be attractive to anyone, but after seeing one of Property Hub’s Instagram stories advising to buy a property that’s worth at least £100,000, Rachel is now wondering if this property is too cheap?  Our second caller is Kenneth.  He’s listened to our episode on quantitative easing about three times because it’s just so significant.   Kenneth wants to know if we’re heading into a period of inflation in the future. As governments often control inflation by rising interest rates, does this mean that we’re going to see mortgage rates go up in the next few years?  What ar