The Property Podcast

  • Autor: Vários
  • Narrador: Vários
  • Editor: Podcast
  • Duración: 346:59:38
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Sinopsis

The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!

Episodios

  • TPP343: What happens after spending thousands of pounds in a property course?

    10/10/2019 Duración: 31min

    Just like we promised, The Robs are back this week and once again joined by Mike Winnett who’s going to share just what happened after he bought everything he was offered.  He’s giving you the insider knowledge to those ‘get rich quick’ courses that you’ve had your eye on, so you can save yourself the money and put it to better use.  Just to recap, Mike sold his company for a substantial amount of money and used the cash to go on a bit of an adventure. He decided to click on all those adverts that you see on the internet and social media that promise you a formula to get rich quick. Does he think they actually work?  If you’ve been considering paying for a property course, or maybe even a mentor, then this is an episode you’re going to want to listen to before you hand over any money.  Or, if you’ve already attended one of these courses and ploughed cash into them, then this might rub salt into the wound, especially if said course didn’t do what it said it would.  So give it a listen and let us know your

  • ASK207: What do I do if I can't get a limited company mortgage? PLUS: Should I buy on the crossrail route?

    08/10/2019 Duración: 08min

    We’re back again this week for another Ask Rob & Rob. Our first question this week comes from Dorian. His question is around income tax for buy-to-let properties, with the new Section 24 rules.  Dorian and his wife are looking at investing in their first buy-to-let and they’ve been told that a lot of lenders won’t lend them the funds through a limited company because they’re first time landlords. Their other thought was to purchase as individuals which will then result in the income from the property being fully taxed on.  So Dorian wants to know if there’s a way around this? Can they own the property as individuals and put the income through a company, or is that not doable?  Rob B clears up the speculation on what Dorian has already been told and what he can do.  The second question comes from Esmarelda who wants to know if she should invest her £230,000 in an apartment in Plumstead near the Crossrail or a house in Luton?  We gathered from her question that she may want to be sticking to investing in

  • TPP342: The contrepreneur formula exposed: An interview with Mike Winnet

    03/10/2019 Duración: 29min

    This is the podcast that most people and businesses in the property industry WON’T want you to hear.  As you know, we’re strong on education. We firmly believe that education is how you can arm yourself with the right information to make informed decisions.  We’re often asked for our thoughts on property investment courses that charge you to attend, and also what we think about the free courses that hook you in, only for the host to spend the entire event enticing you to part with your cash. That’s why we’re joined today by Mike Winnet - who’s become somewhat obsessed with exposing these ‘Contrpreneurs’. If you haven’t seen Mike’s video on the Contrepreneur Formula Exposed - watch it here! (It’s also our Hub Extra pick for the second time, because it’s just too good not to watch it again!) And listen to the reason why this video was BANNED, and why it’s now reappeared! Mike is an ex Sales Manager, and what started off as him marketing himself as a joke parody Business Guru on Linkedin - a ‘demotivational’

  • ASK206: How important is parking? PLUS: How much can I remortgage for?

    01/10/2019 Duración: 05min

    Ask Rob & Rob is back for another week to answer all your burning property investment related questions.  First up this week we have Charlie. Charlie is based in Manchester and wants to know how important parking is. He almost invested in a 2-bed apartment with his sister but pulled out due to the owner selling the parking separately.  Did they do the right thing by walking away?  Is this a yes or no answer, or are Rob & Rob right down the middle with this one? One thing is for sure… Rob B dishes out some really valuable advice today, and gives listeners some tips on how they can make a yes or no decision on a property like this.  The second question today comes someone who didn’t leave their name, but they’re wanting to know about adding procurement costs after refurbishing a property.  Today’s listener is using the example of purchasing a property for £80,000, and spending £10,000 on refurbishment. Can he add another £5,000 towards procurement? In other words, can he remortgage for £95,000 to allow fun

  • TPP341: Strategy September - Refurbs

    26/09/2019 Duración: 26min

    This is the end! Well… it’s the end of Strategy September at least. And we have a great one to finish off on, because today we’re covering the refurb property strategy. And to help us, we’re welcoming Ian back to the Property Podcast.  Ian’s no stranger to our shows; he’s been on the podcast twice before and he has years of experience with building and construction, not to mention the fact that he’s a property developer and investor himself - so what better episode to have him share his practical knowledge and experience... Today you’ll learn: What a refurb actually is The varying types of refurbs The advantages of a refurb strategy How you can add value to a refurb The disadvantages of a refurb  How to keep your budget in check So there you have it - everything you need to know about the refurb strategy; made even better by Ian sharing some words of wisdom with us. Have a listen and let us know if the refurb strategy is for you.     Now, if you've followed Strategy September, hopefully you’ve

  • ASK205: How many mortgages can I apply for at once? PLUS: Should I invest in Scotland?

    24/09/2019 Duración: 06min

    We’re back with another episode of Ask Rob & Rob, and the first question this week is from John. John would like to know how many mortgage applications he can have on the go at any one time. He’s looking at buying 3 buy-to-let properties but is concerned about the effect that 3 different buy-to-let mortgage applications could have on his credit file.  Is John right to be wary of multiple applications? Will these multiple marks on his credit file make a difference to his applications - and more importantly, could it cost him the mortgage product he’s wanting to go for? Listen as Rob B talks through what is likely to happen and find out how John can manage the impact of multiple mortgage applications.  The second question came in from someone who didn’t leave her name, so we’re calling her Pauline.  Pauline has recently been inspired by Mark who’s gone from 0-10 properties in 5 years. She loves the podcast but would like Rob & Rob to have more of a focus on Scotland, which is where she’s interested in inve

  • TPP340: Strategy September - Flips

    19/09/2019 Duración: 23min

    It’s the penultimate episode of Strategy September and this week Rob & Rob are covering flips. Now flipping is probably the most glamorous property strategy there is. There are dozens of TV shows you can watch and it’s a good way to make a decent profit quickly.  However, there are a number of risks involved that you should consider and The Robs are going to cover them in today’s episode along with: How much capital will you need? What are your finance options? Where do you want to be looking? How do you do your numbers? How do you work out your refurb cost? What other expenses do you need to allow for?  How do you know what you’re going to sell for?  So before you rush into flipping properties, thinking it’s as easy as it looks on Homes Under the Hammer, you might want to give this episode a listen first. And, after you’ve given it a listen, make sure you go and take our free course over on Property Hub University and really test out your knowledge on flipping properties.    And in the news th

  • ASK204: Will these areas benefit from the ripple effect? PLUS: How much should I keep aside for a rainy day?

    17/09/2019 Duración: 06min

    This week we’re talking about the ripple effect and also seeing if there’s a certain amount of cash you should be putting to one side for a rainy day.  Kicking us off on Ask Rob & Rob this week is Kevin. He’s listened to the podcast for over a year now and is interested in investing in the north. He’s obviously heard us bang on about our top city locations such and Manchester and Leeds, but he’s curious about the surrounding areas.  He’s particularly interested in Barnsley and Chesterfield.  He’s done some searching and thinks that both locations have all the right fundamentals - but will they benefit from the ripple effect of Sheffield and Leeds?  Listen as Rob B gives his two pennies and lets Kevin know what he thinks about the potential investment options a bit further up north.  The next question is from Graham who has a question about backup funds.  He started his buy-to-let journey two years ago and currently has three properties, with the aim of buying another two in the next six months. So Grah

  • TPP339: Strategy September - HMO

    12/09/2019 Duración: 19min

    We’re back for part two of Strategy September and this week we’re talking about HMO’s.  The Robs have talked about HMO’s numerous times on The Property Podcast, but they wouldn’t consider themselves experts.  So this week they’ve brought in another Rob who knows pretty much anything and everything about HMO’s. Enter Rob from Maygreen Investments who, along with his wife Sarah, has built up a portfolio of HMO’s that are absolutely beautiful. You can have a nosey here.  Here’s a little taster of what you can expect The Robs, and Rob, to cover: What is a HMO? And an example of one The advantages and disadvantages of a HMO Who should be looking at investing in a HMO? Some great tips from Rob if you’re looking at a HMO strategy This is a jam-packed episode, so make sure you’re listening carefully and have a pen and paper at the ready.    And in the news, we’re elaborating on an article we included in last Friday’s Hub Extra email - yes, we’re talking about politicians again. The article comes from The

  • ASK203: How would you spend £500k in the North? PLUS: Should I pursue a serviced accommodation strategy in Manchester?

    10/09/2019 Duración: 08min

    This week we’re back to normality and The Robs are answering two fantastic questions that have come in from our Hubbers.  First up, we’ve got another Rob. He lives in Dubai and he’s got a whopping £500,000 to invest! He’s looking to invest his cash in the North of England and his strategy is to generate an income.  Obviously being in Dubai, viewing properties is a little tricky for Rob, so he has no idea what kind of property he should be investing in or where he should ideally be looking to generate that income.  Essentially, he’s asking Rob & Rob, if they had £500,000 to invest in the North of England, where and what would they buy? So how would The Robs invest half a million pounds? Tune in to find out.  Next we have Amy from Hastings. She and her partner are looking to invest and are in the process of releasing some equity from their residential property.  To begin with they’re looking at buy-to-let properties in either Manchester or Leeds, but just off the bat, she wants to know Rob & Rob’s thought

  • TPP338: Strategy September - Buy-to-let

    05/09/2019 Duración: 26min

    We’ve got something exciting for you over the next few weeks. We’re bringing you ‘Strategy September’ and going back to basics discussing all the possible strategies that are out there. They’re going to be talking about flips, HMO’s and refurbs. This week The Robs are kicking it off with buy-to-let and here’s what they’re going to cover in today’s episode: What is buy-to-let? Examples of buy-to-let properties  The advantages The disadvantages  Who is it for? Tips for finding the perfect deal Plus, you’ll get to hear The Robs get personal and tell you all about how and why they got started in property in the first place, over 10 years ago. Make sure you tune in, it’s going to be a good one!   This week our Hub Extra is an app called ‘Seven’ and it’s a seven minute workout app. Rob B came across this app after Jack Dawsy mentioned it when explaining how he plans out his week so he thought he’d give it a go.  It basically gives you a seven minute workout and it’s been proven that if you do a high i

  • ASK202: HS2 to be scrapped? An Ask Rob & Rob special

    03/09/2019 Duración: 05min

    This week we have one question that’s taking centre stage. But it’s one that A LOT of you have been talking about... so here’s Vicky asking the question on everyone’s behalf.  Her question is about the HS2. Since Boris Johnson came into power there have been a number of mixed messages floating around: “It’s going ahead…” “It’s not going ahead” “It’s over budget…” “It’s only going to serve the north…”  The list is endless. Vicky is wanting to know what The Robs think of it all and what impact they think it will have on the likes of Manchester, Liverpool and Leeds. Rob & Rob are big fans of HS2, so tune in and have a listen to what they really think of all these mixed messages.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply).    Or if you prefer, click here to leave a recording via your computer instead. The next

  • TPP337: The winning mindset behind rapid portfolio growth

    29/08/2019 Duración: 19min

    We’re back with Property Podcast listener Mark Ward who last week told us how his strategy helped him to grow a double digit portfolio in just five years.  This week The Robs are delving into how Mark managed to change his mindset to that of a winning one which was the driving force behind the growth of his buy-to-let portfolio. He’s focusing on the strategy of buying below market value, refurbishing and refinancing. While he’s been using traditional mortgages and a little bit of bridging too, Mark’s also been doing a couple of really unique things. When you consider some of the bonkers things Mark has done - which goes far beyond the usual ‘putting in an offer without viewing it’ - (go here to listen to how he’s purchased in a known flood zone, done some intense refurbishing and entered the terrifying world of bridging finance) it makes you question just how Mark actually made this all work to his advantage. Mark might knows exactly what he’s looking for and where he wants to go with it, which is great!

  • ASK201: Am I too late to be excited about Manchester? PLUS: Can I avoid paying Stamp Duty on my holiday let?

    27/08/2019 Duración: 06min

    We’re back after a long weekend with two more fantastic questions from our listeners. This week we’re answering questions on one of our favourite cities - Manchester -  as well as trying to avoid stamp duty. First up, we’ve got another Rob! There’s just no escaping them. Rob is new to property investment and after securing two properties in London where he lives, he’s looking to start his property journey up north.  After he listened to Boris Johnson’s speech, the growth potential of Manchester and the Greater Manchester area really excites him, but he’s wondering if the market is now saturated or if the long term potential is here to stay?  He’s also wondering how familiar he needs to be with the area before he considers investing?  If you’ve listened to The Property Podcast for a while, you’ll know how much The Robs love talking about Manchester and could spend hours giving Rob advice on investing in the area.  But they won’t keep you all day, they’re just dishing out the top tips on how to go about i

  • TPP336: 0 to 10 properties in five years – one listener's story

    22/08/2019 Duración: 19min

    Forget location, location, location - we’re talking about education, education, education. And today we have a guest who’s put ALL our property education into practice. Today we’re kickstarting a two-part series and talking to Mark Ward who has taken all those property lessons and built himself a double digit portfolio in just five years! Impressive stuff. So settle in and get ready to listen to what Mark has achieved and just how he did it. Who knows, this might just give you the kick start you need.  To give you some back story, Mark got in touch with us over on Instagram. Like many Property Podcast listeners, his journey started out accidentally - so for all you accidental landlords out there, this is an episode for you! Mark has bought two properties per year at below market value, he’s then refurbished and refinanced them to release some cash. And in just 5 years, he’s got a pretty sweet, double-digit portfolio on his hands.  Rob D caught up with Mark to have a little chat about his journey so far.

  • ASK200: Are new builds overpriced? PLUS: Can I use my Lifetime ISA to buy an investment property?

    20/08/2019 Duración: 08min

    It’s our 200th Ask Rob & Rob episode! Can you believe it? So what better way to celebrate than continuing to do what we do best and answer your property questions! This week’s first question comes in from Steve. He’s seen some new build properties that look slightly overpriced compared to other new builds in similar areas. So he’s wanting to know from an investor perspective whether Rob & Rob reckon he’s better off investing in a new build or maybe purchasing something a little older? Rob B points out that he does indeed think new builds can be overpriced, but then again, rightly highlights that any property can be overpriced. In true Rob B style, he has some winning advice that Steve can take on board. So listen carefully if you have your eye on a new build buy-to-let purchase in the future.  The next question is from Brogan. He opened up a lifetime ISA when he started his graduate job to help him buy his first property. Since then he’s found our wonderful podcast (good man!) and had his eyes opened to t

  • TPP335: Manchester v Leeds: Let bat

    15/08/2019 Duración: 25min

    This week The Robs are looking at more listener deals but this time they’re taking on the challenge of helping Nathan decide between two deals. He’s torn between two properties and doesn’t know which one to go for. Should be invest in Leeds or Manchester?! Two fantastic cities and two very different deals. So which one do The Robs think he should go for? Settle in as Manchester and Leeds battle it out to win Nathan’s investment. First up we have a two bedroom flat in the middle of Manchester on Princess Street for £240,000. It’s pretty central and close to two main train lines and was converted around 15 years ago. Certainly move in ready.  He thinks he’ll be able to achieve £920 pcm after taking off his management fees. Once other fees have been deducted, he’s looking at a net profit of just under £200 per month, giving him an ROI of 3%. A 3% ROI isn’t exactly going to get you excited, but Nathan said he’s in this for the long run and capital growth is more his long-term plan. So should this be the prop

  • ASK199: Are repossessed properties mortgageable? PLUS: Are you sure there won't be a post-Brexit crash?

    13/08/2019 Duración: 07min

    This week on Ask Rob & Rob, we have the B word again - and the R word. So if you’d like to know more about Brexit or repossessions, this is the podcast episode for you!  First up we have Christiano. He’s wanting to know if he was to go ahead with a repossessed property, will it be mortgageable once he’s bought it? He’s also wondering if Rob & Rob have any advice on what tactics he should use when looking to get the best deal on a repossessed property.  It’s good news for Christiano! Listen as The Robs explain why mortgages shouldn’t be an issue with repossessed property as financial issues sit with the previous owner - not the property.  However, if he’s looking at bagging a cracking deal, it might not be all plain sailing. The vendor has a duty (to the lender) to achieve the maximum price they possibly can - so does that mean that getting a great deal is dead in the water?  Find out what Rob D has to say.  Our second question comes in from Baz who’s still concerned about Brexit and is contradicting Th

  • TPP334: Rob & Rob critique your deals

    08/08/2019 Duración: 24min

    This week on The Property Podcast, Rob & Rob are back by popular demand, evaluating your listener deals live on the show.  These episodes are ones that The Robs absolutely love doing, and this week we’ve got three cracking deals to get through.  So grab a brew and settle down as we listen to how Rob & Rob scour Rightmove and offer advice to our three lovely listeners Tim, Sarah and Ahmed.  First up we have Tim who has been looking at three bedroom terrace house in Worthing. The property was on the market for £325,000 but Tim managed to get a cracking deal and had an offer of £285,000 accepted. Kudos to you! He reckons that realistically the rent is likely to be £1,150 pcm, however this valuation won’t pass the stress test criteria and Tim will have no choice but to go for a 5 year fixed term mortgage to be able to get the full 75% loan to value rate.  After running some quick numbers, it looks like Tim will potentially end up with a net yield of 1.5% and about £400 in his back pocket each month. Would Th

  • ASK198: What will Boris Johnson as Prime Minister mean for property investors?

    06/08/2019 Duración: 07min

    This week on Ask Rob & Rob, the guys are only answering one question because it warrants a pretty comprehensive answer.  AND it’s a question that’s on everyone's lips right now... What impact will Boris Johnson have on property investors now that he’s our new Prime Minister?  Thanks for the question Becky - let’s dive right in! Boris has already made noises that he’s going to make changes to stamp duty, and if you didn’t read last week’s Hub Extra, we actually included this story. Surprisingly, it’s not as doom and gloom as you might think.  He wants to move the threshold of where stamp duty becomes payable to £500,000 - which is a big difference to the current £125,000 and will make a huge difference to buy-to-let property investors and homeowners.  There’s also considerations that stamp duty will be payable by the seller rather than the buyer. Now, this isn’t something he’s officially made a comment on, but if it goes ahead it will have a bit impact on the market. However it looks like the 3% surchar

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