The Property Podcast

Welcome to this week’s property podcast which is a beginners guide to commercial property. But before we dive in, we’re discussing the new stamp duty tax announcement which the government announced at this week’s Conservative party conference. The Tories now want to tax overseas property investors between one and three percent on top of the existing stamp duty charges. And in a potential political-winning move, they want the additional funds to go to the homeless.   Now, details are pretty limited in terms of how they intend on defining a ‘foreign investor’, and we’re not yet sure how this move will affect expats investing through a limited company. The Robs have some thoughts, so make sure you tune in this week to listen and send us a message on social to let us know what you think. You can read more about the story here. This week’s property podcast is the beginners guide to commercial property. It’s a hot topic, and we get many questions over on the forum asking what it is and what’s the best way to

Welcome to this week’s Ask Rob & Rob. Liam starts things off by asking about Crewe.  By using the 18 year property cycle he can see that at this point in the cycle last time Crewe enjoyed explosive growth.  Should Liam take the risk or should he play it safe in Manchester or Liverpool? Rob and Rob are happy to help - especially when they get to chat about property cycles. This is something many of us will be wondering as we enter this phase of the cycle. Manchester and Liverpool are performing really well at the moment but does that also mean that there is no capital growth left? HS2 is also a massive factor to consider as Crewe is going to benefit in a major way.  Crewe is set to be one of the most well connected cities in the country. Would it be foolish not to get in now? There’s a lot to consider! Next is Liam who’s been practising what Rob and Rob preach.  He’s been putting away 10% of his rent for voids and repairs, but he’s unsure where to put that money. Does keeping everything in one place mak

This week Rob B is taking a look at his first and slightly unexpected property investment of the year. But first, we start with a quick rundown of the latest property news, which is a report on the private rental sector done by university academics. Whilst many results were what we would have expected, there were some interesting findings, particularly around the arguments property investors and landlords have been making for quite some time. Were they in favour of banning Section 21? And what do they think should be standardised across the property industry? Click here to read the report. Now, this week’s main event is a special one as Rob B shares a personal journey and takes a proper look at his first property investment this year. In a city that’s the driving force behind the Northern Powerhouse initiative, this is not just any old investment in an ordinary building. You can see this skyscraper from pretty much every point in the city. Rob B’s move to invest in this deal may surprise some listeners

Welcome to this week’s Ask Rob & Rob. Daniel kicks us off today by asking us about his options for releasing equity on his family home. He’s lucky enough to own it outright and wants to start purchasing buy to let investment properties. He’s contacting mortgage brokers but isn’t sure whether he should be looking at one property in London or a few properties in Manchester. Luckily Rob & Rob are on-hand to give Daniel some pointers on getting his first investment property wrapped up. Should Daniel remortgage 95% or 70%? And is it better to walk away with the whole amount or get an offset mortgage and draw down on it as/when required? Also, what are Daniel’s goals and why should these be determined before considering locations? If you’re looking at refinancing your home to kick start your property investment journey, this week is a corker for you. Second up we have Lauren who is frustrated with the solicitors recommended by her lender. Her purchase has nearly fallen through twice and her mortgage offer is

That’s right, Brexit discussions have become the nation's new favourite way to fall out with your friends and family. It’s not just a hot topic around dinner tables, it’s got the conversation flowing across our Hub members and on our social channels. Let’s take a look at what Brexit has done to the UK property market and what’s going to happen in the event of a deal, no deal, some other deal or another referendum. But first, we kick this week’s podcast off with some news stories. The main headline was that house prices were likely to fall by 35%. Did Mark Carney actually predict this, or was this the media attempting to stir us into a frenzy? There’s likely to be many property investors interested in this prediction, so it’s important to know where these facts came from and if they’re actually true. The main topic today is Brexit and its impact on the UK property market. And whilst the Rob’s don’t have a crystal ball, they share their thoughts this week on how Brexit is likely to affect UK property. If you

Pete Matthew from the Meaningful Money Podcast joins Rob & Rob again this week as we delve into some personal finance questions relating to property investment. Penny from Orpington wants to know how she can use her pension to buy property. It’s a question that crops up many times and this week, Pete shares his wisdom on whether this is possible or not. Can she invest in residential property or should Penny consider putting her money into commercial property? Also, Pete shares some advice on SIPPs, PAIFs and REITs - and if you don’t know what these are, make sure you tune into this weeks Ask Rob & Rob with Pete to find out more. Our second question this week comes from Rich in Romford. Rich owns seven properties and has dreams of leaving his job and live comfortably off the rental income from them. He wants to know how much he should be earning for him to quit his job when he’s currently bringing in around £2,000 per month before tax. As Pete has told us previously, cashflow underpins everything - money i

Podcasts, forum, magazine, meetups, free courses, books, multiple businesses, managing a team of 50+ - are Rob & Rob superhuman?! NO! They’ve mastered the art of productivity and in this week’s property podcast they spill their secrets to maximising time. Rob & Rob reveal the best techniques on how to organise your week, from to-do lists to calendar events. Why regularly setting and reviewing goals and setting your tasks in relation to achieving your goals, is so important (we have a great free course on goal setting, click here to view!). Plus why you should resist doing tasks you don’t enjoy (yes that’s right!). Most importantly don’t forget to download our resource of the week, Rob’s Reflection Template to help you effectively evaluate yourself and your week. Want to know how you can join our thriving property community? Join the conversation over in the Property Hub forum. From property newbies to experienced buy-to-let investors, this is a place where you can connect with others and get some really h

We have a treat for you today. It’s not just Ask Rob & Rob. It’s Ask Rob & Rob and Pete. Pete Matthew from the Meaningful Money Podcast joins us today and answers your personal finance questions relating to property investment. First up we have Lynsey from Brighton who is getting confused with the finances relating to her investment property. Should she use spreadsheets, apps or something else to make the whole process less overwhelming? Pete is right on the money with the advice he gives. Mastering the art of budgeting, particularly with investment property, can often be a challenge. Hopefully his advice today will send Lynsey on her way to having her property income streamlined and her feeling more in control. In another property related question, Tim from Cardiff has two investment properties - one in his name and the other he purchased via a limited company. We all know insurance can be a minefield, but what insurance do landlords actually need? Pete talks us through the three main events: early deat

We’re lucky enough to have thousands of members in our property community, so when we wanted to gain some valuable insight on the current state and future of the buy-to-let property investment market, who better to ask than our own Hubbers? This week’s podcast is packed to the brim with interesting information as we unveil feedback from our community, but first we start with a news story picked up by Rob & Rob. The research looks back over a 50-year period and identifies where you would have made or lost money. It’s an interesting piece of buy-to-let research which gives a helpful insight regardless of where you’re at in your property investment journey. Listen to find out just when is the right time to avoid investing in property and when to storm ahead with your buy-to-let plans. Because we’re super helpful too, we’re also letting you know about what other podcast we’ve been listening to this week. If you love business and are interested in some of the world’s greatest business battles, tune in and find

We have a great few property questions on this week’s ask Rob & Rob. Karmjit is keen to find out more about rent increases across his buy to let properties. This is his first year as a buy to let investor so naturally he wants to know if there’s an industry standard on annual rental rises. How do landlords usually handle rental increases? Do they follow RPI or do they increase by a set percentage each year? The answer is in-depth and there are a few options, so make sure you listen to this week’s podcast to find out just how Rob & Rob would handle this situation, or even if they’d look to increase rent at all. This week’s second question came from John who has a healthy portfolio of 16 buy to let properties. He’s interested in possibly one of the biggest property secrets - how to access off-market investment property outside of the usual routes like Rightmove and Zoopla. John also wants to know what Rob & Rob think of property courses which attract a sizeable fee. There are many of them around, but can yo

This episode, we’re taking a look into the world of Rob B.  He’s involved with various developments all in different stages of the process.  We wanted to give you an understanding of what it’s like being involved not only in property in general, but property development.   IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name on the show, leave us a review on iTunes here. Not sure how to leave a review? This video shows you how to review and subscribe on iTunes. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Malcolm & David ask Rob & Rob... Are lease options really a win-win? PLUS: How long will my cash be tied up for?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Earlier this year, we caught up with some of our Hubbers who are out there on their own property journeys.  They shared their plans, goals, challenges and successes. 6 months on, we chat to them again for a progress report on what they’ve been up to. NEWS THIS WEEK A story from the other side of the planet has caught our attention this week.  New Zealand is set to ban foreigners from buying property.  We discuss why they’d do such a thing and if is this something the U.K. should consider? HUB EXTRA This week in Hub Extra we feel we need to point you to the Property Hub Forum.  Not only is there a constructive conversation taking place - but it’s about Brexit! JOIN THE CONVERSATION OVER IN THE FORUM Share your stories with us - Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of thanks we read out every single review we receive on air. If you’d like to hear your name

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, two listeners ask Rob & Rob...How can I invest without any capital? PLUS: Is this estate agent lying to me?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Steven asks Rob & Rob...How does the modern method of auctions work? PLUS: Can I challenge your views on fundamentals?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Refurbishing property is a tricky business but if you can get it right, the rewards are there.  A good builder is obviously essential if you intend on making this your strategy. To help, we’ve been speaking with Ian; a builder with more than 30 years in the business. We learnt so much from Ian in the last episode, we had to get him back for another lesson.  This week we focus on what a lot investors worry about - “What if something goes wrong?” NEWS THIS WEEK Two headlines caught our attention this week:  Rents in UK will rise for next five years, experts predict and Rents have merely kept pace with RPI over past five years.  On closer inspection these stories seem to be linked and are pretty dramatic when taken at face value.  Is this another case of things being blown out of proportion? HUB EXTRA We always try and give you extra with Hub Extra.  This week we want to save you extra. We wanted to share MileIQ. This is a great tool for tracking how many tax deductible miles you are driving. JOIN THE CONV

Refurbing properties is such a popular strategy amongst investors, but it can also be a very stressful path to take. We get so many questions about how to tackle the subject we decided to call in an expert. In this episode we talk to Ian - who’s been in the business for 30 years and runs his own construction company. Ian’s going to take us through how to find a good builder and set your project up for success. NEWS THIS WEEK Not only did the interest rate rise dominate the headlines this week, it also cast shadow on our predictions from the beginning of the year.  How will the rest of year play out? We also discovered a story with the terrifying headline: Landlords face up to 17 week wait to evict problem tenants. What does this mean for you?  Are you at risk? Is it time to consider insurance?   HUB EXTRA Leading up to this Friday’s Hub Extra newsletter, we take some inspiration from one of the world’s fastest men. JOIN THE CONVERSATION OVER IN THE FORUM Share your stories with us - Join the conversa

It's time for another question in this week’s edition of ‘Ask Rob & Rob’, Hannah asks Rob & Rob...The rise in interest rates took me by surprise. What should I do?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.

Never before has it been so important to look beyond where you live when searching for your next investment.  The chances of your local area producing the kind of growth or yield you’re looking for is very slim. And with technology being what it is today, it’s never been easier to look further afield.  In this episode we give you the tools you need to be a remote investor. NEWS THIS WEEK An Express article this week reads: UK Property: Market ‘subdued’ as New Housing Minister Appointed.  Is the market starting to stall or is this another case of the weight of London influencing the media?     HUB EXTRA From this week’s Hub Extra, we’ve picked out a super easy, tiny tip that has saved our sanity, improved our productivity and helped us focus. JOIN THE CONVERSATION OVER IN THE FORUM Share your stories with us - Join the conversation in the forum. IF YOU ENJOYED THE PROPERTY PODCAST, PLEASE LEAVE A REVIEW ON ITUNES Reviews are really important in helping other people to find the show, so by way of than

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Rich & Anthony ask Rob & Rob...Will the government cap house price increases? PLUS: Is this a way to avoid stamp duty?... ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. See omnystudio.com/listener for privacy information.