The Property Podcast

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’,  Giles from York and Mandeep from Leicester… ...ask Rob & Rob... Will limited company mortgages really get cheaper? PLUS: How do you price up a lease extension? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at ea

Buying land and developing isn't something that will be in most people's plans, and it's certainly not for beginners. But most people are attracted by the idea of bigger projects – so whether it's something you're looking at now or aspire to do in the future, this jam-packed episode is a must-listen. It's a process that Rob B has been through recently, so while it's still fresh in his mind we talk about: Different ways to find land (this isn't a job for Rightmove!) What to consider when it comes to financing the project Ways of finding land that you should be very wary of What to check before you make an offer A formula for working out how much you should be paying What you should be aware of around planning permission How the buying process differs from a normal property project And lots more! Resource of the week Rob B gave a ringing endorsement of Ray Dalio's new book, Principles – calling it his favourite book of the year, and he's only halfway through! Ray's a billionaire and has a lifetime

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’,  Shane & Barry from Shropshire… ...ask Rob & Rob... How do you price up a refurb? PLUS: Can I raise the market rent? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more

This week we're exploring that critical preliminary step to buying any property: making an offer! Working out how much to offer is essential, but presenting your offer correctly makes a massive difference too. We explore: How to build a relationship before making any kind of offer Whether to offer in writing or over the phone If you should start with your maximum bid, or go in lower If it's a good idea to explain why your offer is lower than they'd like What to say and do to put your offer in the best light Resource of the week It's another interactive map! This one shows how affordability has changed across the UK since 2007. You can see the stats for any area you're interested in, but playing with the slider and looking at how the picture changes across the country over time is instructive too. News this week The volume of property transactions is falling for the first time since 2009, as reported by City AM. It seems to be driven by a general lack of supply, but a reduction in buy-to-let acti

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’,  a listener & Tom from Cambridge… ...asks Rob & Rob... What drives house prices? PLUS: When's the right time to start looking for investments? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? C

Listener deals are back! In one of our favourite and most popular types of episode, this week we run a live analysis of investment opportunities submitted by listeners. Listen in as we assess the prospects of: A swanky semi with value-adding potential in Kingston-upon-Thames – but do the numbers stack up? A potential flip in south Wales that’s mysteriously stuck on the market A solid buy-to-let investment that stands to benefit from HS2 – but is it overpriced? If you enjoy this episode, you can also check out our previous “listener deals” episodes here and here. RESOURCE OF THE WEEK The 18 year property cycle is the concept that’s captured listeners’ imaginations more than anything else (even our jokes) – so we thought it was high time we put together a course on it! Naturally, it’s completely free and you can watch it here – all you need is a Property Hub account. NEWS THIS WEEK Rent controls are on the way in Edinburgh and Glasgow, as local authorities indicate their intention to make use of ne

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Anthony and Tom from Auckland… ...asks Rob & Rob... What investments have Rob & Rob rejected? PLUS: Should we sell this Edinburgh flat? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click he

We spend far, far too long looking at Rightmove and Zoopla – so to make ourselves better about how we use our time, we thought we'd make an episode out of it! They're both phenomenal tools for desktop research, so it's well worth learning how to use them to their full potential. The tips we share in this episode include: Creating custom maps Finding auction properties as soon as they go live Searching for specific keywords Comparing the performance of local agents Find out a property's price history And a lot, lot more! Resource of the week Waze is an app for planning your route that's exploded in popularity recently. It allows users to edit the map and submit information about delays and police traps, so it's more up-to-date than most other sources. The only downside is you'll have less time stuck in traffic to listen to the podcast! Register for our discovery webinar On 27 September at 6pm, we'll be holding a webinar where you can find out more about what we offer through our businesses: Yello

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Ash from Yorkshire… ...asks Rob & Rob... Should I invest in a house or flat? PLUS Where to invest in Manchester? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. Se

Capital growth is great, but sometimes what you want it lots of cash in the bank right now. If the yields available on single lets just aren't doing it for you, we've got four alternatives: HMOs Holiday lets Small developments Cheapo houses All of them have the potential to double your yield, but of course they all come with downsides too . We discuss how to choose which (if any) is the right option for you – as well as picking the one we would go for. Resource of the week Rob D's life has been changed by the Anker SoundCore Mini: a Bluetooth speaker that's half the size of a soft drink can, yet has amazing sound quality. If you travel a lot, or you want to play music at something like a picnic, it's perfect – and a steal for under £20. News this week As reported in The Mirror, it turns out that a man's bargain auction purchase is scheduled to be demolished. Just goes to show the importance of checking the legal pack before buying, and having someone view the property in person too – especially i

It's time for another couple of questions in this week’s edition of ‘Ask Rob & Rob’, Sam and Chris… ...ask Rob & Rob... Is the timing wrong for my building project? PLUS: Should I go on TV? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnyst

Investing through a limited company has become exponentially more popular over the last couple of years – but there are aspects of limited company investment that you’re normally not told. In this episode we bring together our own experiences and observations to shed some light on: The higher costs associated with limited company lending The time you can expect an application to take (and some corrective action that might be needed) The extra steps you’ll need to take, compared with individual applications Some points to be aware of as a result of the market being so new None of this is intended to put you off: just to encourage you not to rush blindly into something without getting the right advice, and give you some pointers for what to expect along the way. RESOURCE OF THE WEEK This episode is about some of the little-known details, but we’ve also put together a course about the bigger picture aspects of limited company investing. It’s completely free, and you can watch it here NEWS THIS WEEK

It's time for another question in this week's edition of 'Ask Rob & Rob', John Ellison... ...asks Rob & Rob...How can the wealth accumulated through property investing be used for social good? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omn

We’ve got The Property Hub Summit coming up in Manchester and our quarterly webinar for magazine subscribers. If you’re a subscriber to The Property Hub Magazine, you’ll gain access to our quarterly webinar - just for subscribers only and should receive an email very soon on how to gain access to the webinar. If you’re not a magazine subscriber - get in quick, you might make it in time to catch the upcoming webinar, but you’ll also have access to the digital back issues and recordings of all previous webinars. Visit http://thepropertyhub.net/magazine/ This week the Rob’s are taking their predictions even further… 20 years in fact! Predicting what's going to happen next year or even next week is not easy, but predicting what's going to happen in 20 years time even more so! Spotting trends early will give you an idea of where things are going and how you can position yourself ahead of the curve. Prediction 1: The buy-to-let market will be mainly for professional investors The days of dipping your toe into

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob', two listeners... ...ask Rob & Rob...Will the resale value of student accommodation hold up? PLUS: Does the 18 year property cycle apply across the UK? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Inter

So this week we put out episode 100 of Ask Rob & Rob, which is a pretty cool number. If you haven't asked a question yet, then it's easy to do - jut call 013808 00035 or go to thepropertyhub.net/ask.  We are also expanding with Yellow and are reaching new cities all the time. Did you know we now cover all of the NorthWest, Yorkshire, Midlands and London? Because of this we need more tradespeople all the time, can you help or do you know someone who might want to be added to our little black book of awesome trades? If you do, click here to get in touch.  Now on to the topic in hand this week, unusual ways to find tenants. Most landlords will be aware of Rightmove and Zoopla as the big portals for Sales and Lettings and any agent worth their salt should be listed with both. If you self manage you should also be using an online service to list with these two main portals. Gumtree A major listing site for anyone with something to sell, but did you know you can also let property here. We tested gum tree out re

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob', Greg... ...asks Rob & Rob...How do I get JV finance for my project? PLUS: How does the long-term debt cycle relate to property? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to fi

We've waited four years for Rob D to rant and this is the episode where it finally happens. This week's topic takes information from an official government publication 'The English Housing Survey' which you can find here. Here are some of the facts we look at in the report: Size & composition of rental sector 4.5m households are in PRS. That’s 20% of all households. Up from 12% in 2006 24% of private renters receive housing benefit, but only 5% had their full rent covered by HB 74% were working Ability to pay rent Households in the PRS spend 35% of their income on rent. 45% in London, 32% excluding London 71% found it “fairly” or “very” easy to pay their rent. Falls to 41% in London 9% of private renters had been in arrears in the last year, compared to 25% of social renters Mean weekly rent is £184 overall: £300 in London, £153 outside London. Slightly more expensive than the average mortgage payment 66% of private renters have no savings. Of the 1/3 who did, 41% of them were under £5,000. S

It's time for another couple of questions in this week's edition of 'Ask Rob & Rob', Russell... ...asks Rob & Rob...Can I trust my mortgage broker? PLUS: How do I find an absent owner? ASK YOUR OWN QUESTION TO ROB & ROB! Don't be shy! All you need to do is leave a message with your name and whatever's on your mind. Just pick up the phone and call 013 808 00035 (normal UK call rates apply). Or if you prefer, click here to leave a recording via your computer instead. NEED MORE ANSWERS? The Property Hub Summit is the place to get all your questions personally answered by Rob & Rob, and build a network of other smart, motivated investors. Over the course of a full day at a swanky hotel we'll help you set your goals, form a plan to get you there, overcome your obstacles, and give you the support system you need to make sure nothing gets in your way. Just don't hang around - there are only four Summits each year, and just 8 places available at each! Interested? Click here to find out more. See omnystudio.

It's Meetup night tonight, and we're hoping lots of you are headed to our free and friendly gatherings all across the UK and beyond. If you haven't yet booked your ticket you can find your nearest location here. Rob B is heading to the coast, and will be in Bournemouth saying hi to some local Hubbers there. Now, on to this week's episode which is all about a shake up in the mortgage market that may have just slipped under the radar. Now, some of you won't be affected by this at all but some of you really will so you wont want to miss the details. So, the Bank Of England has an arm called the Prudential Regulation Authority (PRA) that regulates lenders. They’ve brought in new rules that lenders must follow, to avoid the risky lending that contributed to the last crash. This is happening in two parts: Tougher rental cover tests, since January 2017 “Portfolio landlord” underwriting, from September 2017 So what are the rules on rental cover: The rent must cover at least 125% of the mortgage payment when