Sinopsis
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
Episodios
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ASK441: Is this fee too high? PLUS: Will leverage always be the answer?
13/08/2024 Duración: 07minLet’s dive into this week’s Ask Rob & Rob, answering two new listener questions… (0:44) Andrew's an expat investor who’s been quoted £5K for his mortgage arrangement fee, which feels steep to him. His broker says it’s due to the added risk of being overseas. He’s worried that if needs to remortgage every few years at a similar cost, it could eat into the benefits of an interest-only mortgage, especially with inflation. He turns to Rob & Rob for advice on whether this fee is fair and how it might affect his portfolio strategy. (4:24) Adam’s curious to know whether The Robs foresee a time when mortgage companies might link their loans to inflation, potentially reducing the advantage of leverage in property investment. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click her
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TPP595: August Market Update
08/08/2024 Duración: 25minInterest rates have been cut, but what impact will this have on the market and what does it mean for you as a property investor? Join us for this jam-packed episode, as Rob & Rob dive into all the details and stories that no one else is talking about. Plus, find out which rumour has the guys feeling uneasy. Don’t forget, if you want to be the first to know what’s happening in the property world, be sure to sign up for our newsletter, Property Pulse. (0:40) Let’s dive into August market update… (3:05) What’s going on with house building targets (8:44) The latest updates on property prices (14:05) Some exciting and positive market news (17:05) Are landlords selling more than they’re buying? (18:30) Will capital gains tax be going up? (22:16) Hub Extra Links mentioned: What Labour’s new policies on planning and house-building mean for landlords Nationwide house price index Hometrack house price index UK leading global property recovery, says abrdn, as it moves real estate from und
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ASK440: Should I accept an off-market offer? PLUS: Is this a red flag?
06/08/2024 Duración: 06minHappy Tuesday! Rob & Rob are back and they’re answering two new listener questions! (0:40) After getting his property valued, Adam received an off-market offer at the full asking price. Unsure how to handle the situation, he turns to Rob & Rob for their thoughts and advice. (3:07) George has put an offer on a flat that looks like a solid investment with a great yield, however he’s concerned as the property has a vacant freeholder. He plans to get indemnity insurance but wants to know if the guys have dealt with similar situations and what potential issues he might face down the line. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest
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TPP594: Has the 18 Year Property Cycle failed us?
01/08/2024 Duración: 28minSince the early days of the podcast, Rob & Rob have been guided by a little something you may have heard of called the 18-Year Property Cycle. This has been a compass for many, designed to make property investment more predictable and help you make informed decisions. But predictability sparks curiosity: where are we in the cycle? Is it on track... has it failed us this time around? Join us as The Robs share their views and provide answers to your questions. Will they continue to rely on the cycle, or are they finally done with it? (0:45) News story of the week (5:02) 18-year property cycle update… (6:04) Lets recap on what the cycle actually is (10:06) Why are we questioning it? (16:27) What’s the reason it may not be playing out? (18:30) Will The Robs continue to use the cycle? (26:21) Hub Extra Links mentioned: Rayner unveils housing reform plan to get Britain building No details of Renters Rights Bill camelcamelcamel Enjoy the show? Leave us a review on Apple Podcasts -
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ASK439: Should I buy a home or invest? PLUS: What next for leasehold reform?
30/07/2024 Duración: 09minIt's Tuesday, and time to answer two more of your listener questions on Ask Rob & Rob! (0:35) Ryan lives with his parents and is eager to start property investing. He's debating whether to buy a buy-to-let property to rent out right away or to purchase a residential house to live in temporarily before renting it out. With a £50K deposit, he turns to Rob & Rob for guidance on the best route for his first investment. (5:17) Corey's recently purchased a one-bed flat near Coventry University to add to his portfolio. With the leasehold reform initiated, he wants to know the general pros and cons and how this bill might impact his investment. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property
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AOB: 5 strategies to unlock business growth
26/07/2024 Duración: 13minWe asked for your thoughts and heard you loud and clear – you wanted more practical business advice, and today we’re giving you just that! Drawing from their experience running a £100m property business, Rob & Rob are tackling the ultimate goal of every business: growth! They’re sharing five core strategies to help you unlock growth in your business, along with valuable lessons learned… Links mentioned: Work with us: Property Hub jobs Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram – Rob Bence & Rob Dix Find out more about Property Hub Invest
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TPP593: Mid-year check-in: What’s next for the property market?
25/07/2024 Duración: 23minWe’re halfway through the year, making it the perfect time to check in on the property market! Tune in as Rob & Rob look back at their January predictions to see how they’ve panned out so far and discuss what might be on the horizon. Will the forecast be positive or as dreary as the weather - let’s find out! (0:54) News story of the week (4:10) The half-time report begins… (5:10) Have house prices risen or fallen? (7:25) Top performing areas in the last 12 months (9:55) How’s London performing? (10:35) Overall interest rates (11:35) What do Rob & Rob make of it all? (20:15) Hub Extra Links mentioned: What will be in the new Renters’ Rights Bill? Hometrack house price index ScreenZen Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest
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ASK438: Should I change my "cheap property" strategy? PLUS: Help me challenge my service charge!
23/07/2024 Duración: 08minIt’s time for your latest edition of Ask Rob & Rob! (0:51) Rick owns a buy-to-let property with his business partner, which provides good yields but slow capital growth. With £50K to invest, he plans to start his own property portfolio, focusing on capital growth and rapidly increasing his number of properties. Unsure of the best strategy to achieve his goals, he turns to Rob & Rob for their advice. (5:16) Luke’s disputing the service charge on his leasehold property as the cost has quadrupled this year without any explanation. He’s requested to see individual invoices and receipts for the maintenance costs and wonders if he has the right to this detailed information and if the freeholder is obligated to provide it before he makes the payment. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK cal
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TPP592: Essential summer reads for property investors
18/07/2024 Duración: 21minAs investors, having the right mindset is crucial. The best books won't just make you think - they'll change the way you work and behave. Join us as Rob & Rob share their all-time classics and newfound favourites, guaranteed to make a difference in your life. So grab a drink, find a comfy spot, and let’s dive into our top summer reads! (0:50) News story of the week - a triple whammy! (2:24) Rob & Rob’s summer reads… (2:50) The all-time true classics (9:42) Which new books have The Robs discovered? (18:14) If they had to pick just one book, which one would it be? (20:04) Hub Extra Links mentioned: The classic books Rich Dad Poor Dad Richer Wiser Happier Price of Money Richest Man in Babylon Can't Hurt Me New books Billion Dollar Whale Taxtopia The Great CEO Within Die With Zero Free Country Hub Extra: Spotify Audible Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up fo
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ASK437: How should I invest £200k? PLUS: What's the best use of my time?
16/07/2024 Duración: 07minHappy Tuesday! Tune in as Rob & Rob tackle two new listener questions… (0:40) Matty has £200K to invest and is torn between buying a buy-to-let property in the North for cash flow or a redevelopment property in London to gain equity. She turns to Rob & Rob for their thoughts and expert advice. (3:52) Aside from soaking up knowledge from Property Hub’s free education, Deep wants to know how else he can set himself up for success with his first property investment while he saves his deposit? Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.
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TPP591: July Market Update (Election Reaction)
11/07/2024 Duración: 17minThe votes are in, the decisions made, and this week Rob & Rob dive into the election results and what the new housing minister could mean for the property market. Plus, what never-before-discussed data have they uncovered that's got them so excited? Press play to find out! (0:40) Election news (2:48) The latest data on house prices (7:45) Holiday lets – is the boom over? (10:30) Rental news that caught Rob’s eye (11:45) Some innovation in the mortgage market (14:45) Hub Extra Links mentioned: House prices: Zoopla price index Nationwide price index Halifax Holiday lets: Is the short-let boom over? Declining occupancy rates drive a reduction in revenues Rentals: 17% of deposits 'don't cover rent arrears or damage by tenants Mortgages: Mortgage lender encourages landlords to sell to tenants at cut price Yet more lenders slash Buy To Let rates to woo landlords Hub Extra: Aer backpack Enjoy the show? Leave us a review on Apple Podcasts - it
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ASK436: Will this income-boosting method work? PLUS: My tenants are short-changing me!
09/07/2024 Duración: 10minRob & Rob are back and they’re answering two new listener questions! (0:48) Ed’s been approached by a reputable company interested in using his buy-to-let property as a holiday let. They promise to manage everything and potentially triple the revenue for the same fee as his current letting agent. While the prospect of increased revenue is enticing, Ed worries that the offer might be too good to be true, so turns to Rob & Rob for their advice and guidance. (5:32) Jonathan faces a dispute with his tenants who insist they were promised a rent £50 less than what is written in their signed tenancy agreement. Despite attempts to resolve the matter, they’ve only paid the reduced amount for the past two months, resulting in arrears. Jonathan wonders whether to pursue the issue or accept the reduced payments and wait for the lease to end before finding new tenants. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pul
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AOB: Our strategy to grow our business
05/07/2024 Duración: 12minIn this transparent episode, Rob & Rob share their ambitious growth strategies for their £100m property business. As well as sharing their plans, they discuss why “trying something new” is often the last thing a business owner should do... Links mentioned: Subscribe to Property Pulse Email us: hello@propertyhub.net Work with us: Property Hub jobs Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Give us your feedback on Instagram - Rob Bence & Rob Dix Give us your feedback on LinkedIn - Rob Bence & Rob Dix Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.
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TPP590: Rob & Rob go to battle (plus election news)
04/07/2024 Duración: 26minRob and Rob take to the ring to settle seven of the most controversial property debates once and for all. Will there be a clear winner? Let’s find out... Plus, we also bring you the latest news on that small topic of the election! (0:34) News story of the week (4:20) The debate begins… (5:12) Lets kick-off with flats vs houses (7:25) Interest only vs capital repayments (9:45) New build vs old properties (12:31) Capital growth vs yield (15:26) Hands-on vs hands-off (18:18) Limited company vs personal name (19:50) Property vs stocks (24:09) Hub Extra Links mentioned: Buy To Let – only a third of landlords feel positive about it Jabra Evolve2 65 Wireless PC Headset Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.
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ASK435: Should I set up one company or many? PLUS: Should I be trying other brokers?
02/07/2024 Duración: 08minHappy Tuesday! We’re back with two more listener questions! (0:43) Paul currently has three buy-to-let properties and intends to grow his portfolio to ten in the future. Each property is currently held in a separate SPV, and he's trying to decide if he should continue putting his new properties in their own SPVs or combine them all into one. Aware of the pros and cons of each method, Paul seeks advice from Rob & Rob on what to do. What will they suggest? (5:09) Lee’s been searching for the best deal for his mortgage renewal and wonders if he should stick with the advice of one mortgage broker or talk to a few to get a better range of options. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more
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TPP589: The 5 surprising areas where property is booming
27/06/2024 Duración: 22minLocation is everything in property investing, and this week Rob & Rob reveal the UK’s top 5 areas for property growth. Forget the usual city hotspots - these under-the-radar locations are stealing the show. Tune in as the guys share their theories on what's driving these areas' success and learn how you can leverage this information to shape your own investment strategy. Can you guess which ones made the list? Hit play to find out! (0:49) News story of the week (3:40) The best performing areas for property growth… (7:25) Kicking off with city hotspots (8:25) The top 5 performing areas revealed (15:30) Other notable areas (17:15) What’s driving these locations success (19:43) Hub Extra Links mentioned: Labour vows to alleviate rental crisis and crack down on landlords Hometrack UK Cities House Price Index Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Find out more a
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ASK434: Is now the right time to sell this property? PLUS: What do I do about this arrangement fee?
25/06/2024 Duración: 05minIt’s time for your weekly dose of Ask Rob & Rob! (0:42) Gary’s recently inherited a flat in Notting Hill that he plans to sell and use the proceeds to invest in a cheaper property with better growth potential. But the current value is about 20% less than its original purchase price, leaving him unsure whether to hold off for better market conditions or sell now for the best possible price. (3:28) Ryan’s wondering if he should add his arrangement fees to his mortgage or pay them off in full, so he turns to Rob & Rob for their advice. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.
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TPP588: June Market Update
20/06/2024 Duración: 20minGet ready for one of our juiciest market updates yet, as we bring you the latest happenings in the property world, including a build-to-rent mini special packed with fascinating rental stats. But that’s not all - we dive into the hottest topic right now: the election! What’s the latest updates? The manifestos are out, but what do they mean for property investors? Did The Robs see anything that worries or excites them? Join us as they break down all the news and share their beliefs on politics. Will they lose your vote? Let’s find out... (0:55) The latest data on house prices (2:20) Some interesting news on rents (5:40) What’s happening with build to rents (7:57) Let’s talk politics (14:40) Hub Extra Links mentioned: House prices: Nationwide house price index Zoopla house price index Halifax house price index Rents: Renters in race for homes as listing time slashed Hometrack report Record immigration behind a third of rent rises Build to rent: LGIM
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ASK433: How do I value new build properties? PLUS: Are flats with cladding an opportunity?
18/06/2024 Duración: 09minRob & Rob are back to offer their advice to two more listeners! (0:45) Mussa is curious to know if flats with cladding still face a negative perception, even with EWS1 certificates. He seeks Rob & Rob’s advice on whether these properties offer good capital growth potential or should be avoided as property investments. (3:48) Thomas is at a loss on how to properly value new build properties since there are no comparable ones in the area. He turns to the guys for their expertise and guidance. Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead. Find out more about Property Hub Invest See omnystudio.com/listener for privacy information.
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TPP587: How to avoid a leasehold nightmare
13/06/2024 Duración: 23minThe most frequent questions we receive are about leaseholds, and given they make up around 40% of the property market it’s crucial for every investor to understand them. Tune in as Rob & Rob deep dive into the topic, discussing the pros and cons of leasehold vs freehold, shedding light on ground rents and service charges, and bringing you up to speed with the latest changes from the Leasehold Reform Bill. (0:58) News story of the week (3:27) Let’s talk about leaseholds… (4:25) What actually is a leasehold? (6:06) The pros and cons of leasehold vs freehold (7:01) How about ground rent? (9:50) Details on the Leasehold Reform Bill (12:40) What about service charges? (21:37) Hub Extra Links mentioned: Nationwide house price index Halifax house price index Zoopla house price index The leasehold advisory service The Missing Cryptoqueen Enjoy the show? Leave us a review on Apple Podcasts - it really helps others find us! Sign up for our free weekly n