Real Money Talks

Wealth building strategies are not just about making money, but keeping it, protecting it, and multiplying it.If you've been earning but not building wealth… if your financial house is held together with duct tape and crossed fingers… this episode is for you. It’s time to stop flying solo and start following proven, integrated wealth building strategies that actually work.Loral's Takeaways:Tax and Legal Structure Issues (01:41)Property and Relocation Plans (02:55)Network Marketing and Income Streams (04:35)Family and Special Needs (06:22)Upcoming Events and Community Engagement (11:20)General Financial Advice and Tax Strategies (11:35)Generational Wealth and Estate Planning (13:35)Tax and Business Structure for W-2 Employees (15:24)Real Estate and Investment Strategies (16:34)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower peo

In this week’s episode of Real Money Talks, we’re diving deep into business structure and tax planning; two critical pieces of the wealth-building puzzle. I sit down with two seasoned entrepreneurs, Kelly from Utah and Mike from California, who are each navigating different phases of their business journey but share a common goal: to grow smarter and keep more of what they earn.Whether you're looking to restructure your business for better tax advantages, set up the right entities, or understand how trusts and 0% financing fit into your financial plan, this episode is packed with practical insights on business structure and tax planning you can put to work immediately.Loral's Takeaways:Discussion on Business Structure and Wealth Cycle (01:15)Upcoming Event and Line of Credit Discussion (03:16)Mike's Question on Business Entity Types (05:32)Strategies for Selling a Business and Tax Planning (07:07)Final Thoughts and Encouragement (09:57)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after spe

In this episode of Ask Loral, I sit down with two driven entrepreneurs, Mike from Texas and Christine from New York to help them map out their next moves in business, real estate, and long-term wealth building.If you’ve ever asked yourself, Should I start a business or buy one? What’s the smartest way to fund my next big idea? Am I overpaying in taxes because my foundation isn’t structured right?—this episode delivers answers you can act on.Whether you’re building something new, trying to scale what you’ve started, or looking to exit and build legacy wealth, this conversation will give you clarity, direction, and strategy to rethink your money, your future, and your freedom.Loral's Takeaways:Discussion on Business Profitability and Marketing (01:30)Exploring Different Business Opportunities (03:02)Upcoming Event and Networking Opportunities (04:15)Answering A Question About LLC Setup (08:23)Discussion on Property Management and Investment Opportunities (10:38)Meet Loral Langemeier:Loral Langemeier is a money

Wealth isn’t built by cutting lattes and pinching pennies. It’s built by leveraging smart structures, expanding your income streams, and thinking beyond traditional rules.Whether it’s turning your current skills into a scalable business or realizing that your financial advisor might be the reason you’re stuck, this episode gives you clear next steps to break free from the employee mindset.You’ll learn how to move into entrepreneurship, discover smart ways to fund your next big idea, and restructure your finances so you stop overpaying in taxes—paving the way to true financial freedom.If you’re ready to move beyond just earning a paycheck and start building lasting financial freedom, this conversation is meant for you.Loral's Takeaways:Roger's Financial Situation and Business Potential (00:00)Financial Advice and Tax Strategies (03:07)Ivan's Film Business Plan (04:41)Nate's Excavation Business (06:37)Stefani's Crypto Investments (11:31)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after spea

It’s not just about saving money this year. It’s about building a foundation where every dollar you make is optimized to grow your wealth, not drained by taxes or lost in inefficient setups. Whether you're a business owner, an investor, or just getting started on your financial journey, understanding how to strategically grow your wealth is the game-changer most people overlook.If you’ve ever thought, “I feel like I’m doing everything right, but I’m still not getting ahead,” this is likely the missing piece.It’s time to stop playing by outdated rules and start thinking like the wealthy—using smarter structures, tax strategies, and investment approaches designed to protect your money and grow your wealth growth.Loral's Takeaways:Detailed Financial Strategy for Dale (01:55)Roger's Question About Business Ownership and Investment (04:01)Exploring Business Acquisition and Growth (06:22)Property Management and Joint Ventures (10:59)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, ent

In this week's edition of Ask Loral, Loral opens the floor to answer questions from people navigating money, investing, business structure, and long-term wealth building.Whether you're running a cleaning company or just getting your first LLC off the ground, Loral shows how to take what you already have and scale it intentionally and profitably.If you're stuck in that cycle of make → spend → repeat, this episode is your wake-up call to start thinking differently. It’s time to shift into “make and invest” mode and start building your own generational wealth.Tune in, take notes, and let this be the start of your next financial breakthrough.Loral's Takeaways:Investing Seven Figures for 12% Returns (01:59)Clarifying Insurance Investment and Structuring Businesses (03:43)Tax Structuring and Business Expansion (05:42)Creating Wealth with Limited Income (10:38)Investment Strategies for Long-Term Wealth (12:50)Transitioning to Philanthropy and Business Consultation (17:58)Meet Loral Langemeier:Loral Langemeier is a m

In this episode of Loral's Real Money Talks, I welcome Niki Stehlik from Legacy Accounting and Consulting, LLC to talk about one of the most overlooked — yet critical — parts of building wealth: bookkeeping.Good bookkeeping isn't just data entry — it's strategy, forecasting, and ultimately, a cornerstone of your wealth plan.Whether you're just starting a business, a seasoned entrepreneur, or still doing your own books, this episode will open your eyes to costly mistakes and the real benefits of living the “corporate life.”Loral's Takeaways:Niki's Background and Introduction (02:47)Importance of Accurate Bookkeeping (03:46)Common Bookkeeping Mistakes (07:06)Technology and Documentation (14:30)Hiring a Bookkeeper (16:54)Advanced Bookkeeping Strategies (17:08)Cleaning Up Financial Records (18:59)Meet Niki Stehlik:Niki is a highly skilled CPA with over 10 years of experience in public accounting and financial auditing. Now, as the owner of Legacy Accounting and Consulting, LLC, she specializes in accounting and b

This week we are joined by Bonnie Faucett, former estate attorney and now the founder of the Legacy App, designed to help families and business owners seamlessly organize all of their important life details and documents.We break down why most estate plans are flawed, why having a will is NOT enough, and how improper planning can cost your family dearly in terms of money, relationships, and legacy. Bonnie also reveals the pitfalls of relying on outdated methods for asset organization and how her Legacy App Family Edition offers a simple, efficient, and secure way to get everything in order.Loral's Takeaways:The Importance of Estate and Legacy Planning (01:20)Introduction of the Legacy App (03:58)Myths and Mistakes in Legacy and Estate Planning (07:05)Mistakes in Estate Planning (09:40)Challenges for Business Owners and Blended Families (12:37)Special Needs Trusts (23:58)Security and Usability of the Legacy App (26:26)Meet Bonnie Faucett:As a busy wife, mom, and business owner, I struggled endlessly to keep al

Are you tired of feeling fatigued, relying on caffeine and energy drinks just to get through the day? Do you feel like your body isn’t performing the way it should? You’re not alone, and this week's guest may have just what you need.Join us as we dive into the world of health and vitality with special guest Rob Rene, the founder of Exodus. After being hit by not one but two life-changing events, Rob discovered his mission to help people transform their health by combining biblically inspired ingredients with the groundbreaking power of molecular hydrogen.Loral's Takeaways:Rob Rene's Journey and Background (01:56)The Concept and Creation of Exodus (08:22)Health Benefits and Protocol of Exodus (10:56)The 40-Day Plan and Community Support (29:06)Meet Rob Rene:Rob Rene, a former high-level athlete and near-death survivor whose life was transformed after a near-fatal accident. With a deep passion for natural health, Rob has become an inspiring keynote speaker, herbalist, and molecular hydrogen researcher, sharing

Many people think life insurance is just for a death benefit—but what if I told you it could be your personal bank, allowing you to fund investments, buy real estate, and scale your business while keeping your money compounding tax-free?In this episode of Loral’s Real Money Talks, I sit down with Jason Henderson, an insurance and infinite banking expert, to uncover why Whole Life Insurance (when used correctly) is one of the most powerful wealth-building tools available.Listen in as we break down the 10 key points about Infinite Banking, go over why term life insurance is not as protective as you have been made to believe, and how YOU can start using this strategy for yourself like the wealthy do.Learn more here: https://insuretysystems.com/Loral's Takeaways:Understanding Infinite Banking (02:22)Tax Advantages and Cash Flow Management (05:50)Real Estate Investing and Policy Loans (09:16)Wealth Preservation and Generational Wealth (15:07)Comparing Whole Life Insurance to Other Financial Vehicles (18:59)Impleme

This week I am continuing my talk with Dr. John Demartini—an expert in human behavior, success, and wealth-building—to reveal why most people never achieve financial independence and how you can align your values to actually build lasting wealth.Do you really want to be wealthy?Or are your actions proving otherwise?This episode breaks down the mindset, values, and strategies that separate the truly financially free from those who stay stuck in a cycle of spending and struggle.Loral's Takeaways:Values and Wealth Determination (00:00)Behavioral Indicators of Wealth (00:57)Breakthrough Experience and Personal Growth (04:13)The Role of Business in Wealth Building (08:03)Teaching Financial Literacy to Children (23:51)Meet Dr. John DemartiniDr. John Demartini is a world renowned specialist in human behavior, a researcher, author and global educator. He has developed a series of solutions applicable across all markets, sectors and age groups. His education curriculum ranges from corporate empowerment programs, fina

Today I sit down with Dr. John Demartini—an expert in human behavior, success, and wealth-building—to reveal why most people never achieve financial independence and how you can align your values to actually build lasting wealth.Do you really want to be wealthy? Or are your actions proving otherwise?This episode breaks down the mindset, values, and strategies that separate the truly financially free from those who stay stuck in a cycle of spending and struggle.Loral's Takeaways:Values and Wealth Determination (00:00)Behavioral Indicators of Wealth (00:57)Breakthrough Experience and Personal Growth (04:13)The Role of Business in Wealth Building (08:03)Teaching Financial Literacy to Children (23:51)Connect with Dr. John Demartini:https://drdemartini.com/https://drdemartini.com/content/values/Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide a

Today we continue the conversation with my longtime friend and renowned neuroscience and wealth expert, John Assaraf, to dive deep into the science behind success. We break down why knowledge and skill alone won’t transform your financial future—and what actually will.John shares the neuro-mechanics of success, explaining how your subconscious mind, automatic thoughts, and emotional responses shape your ability to earn, invest, and grow wealth. We discuss the power of rewriting your personal story, how to override limiting beliefs, and why the right habits and environment are crucial for exponential growth.While many focus on the Law of Attraction, John explains why visualization alone won’t cut it. Instead, he shares practical innercises (brain-training exercises) that can rewire your subconscious mind to take action, stay consistent, and reach new financial heights.If you’re ready to stop making excuses and start taking control of your wealth and success, this episode is a must-listen!Loral's Takeaways:Rewr

Why do people hesitate and or procrastinate when they have the blueprint on making money, investing, or starting their business? The answer is buried in the neuro-mechanics of success—how our brains are wired for survival, not wealth.In this episode, I sit down with my longtime friend and neuroscience expert, John Assaraf and back to our days of working with Bob Proctor, learning the power of mindset, belief, and visualization.Over the years, we both realized that thinking positive and making vision boards alone won’t make you rich. Success isn’t just about setting intentions—it’s about taking the right actions, in the right order, at the right time.Listen in to part 1 of 2 as we break down the real reason why so many people struggle to apply wealth-building strategies, even when they know exactly what to do. Spoiler alert: it’s not laziness or lack of opportunity but rather how the brain is wired for survival, not success. If you’ve ever wondered why you’re not making the money you want—even though you’ve re

In this week's episode of Real Money Talks, Loral Langemeier helps entrepreneurs, investors, and business owners discover strategies to maximize profits, minimize taxes, and structure their businesses for long-term financial success. Covering everything from real estate investment, tax optimization, and business structuring to wealth creation strategies, Loral dives deep into the steps necessary to building a strong financial foundation that supports exponential growth.Whether you're a business owner, real estate investor, or entrepreneur looking to scale, this episode provides the essential roadmap to financial independence. Tune in to learn how to build, grow, and sustain wealth like the top 1%!Loral's Takeaways:Real Estate Investment Strategies and Business Management (00:00)Property Management and Business Structuring (03:01)Tax Strategies and Business Reorganization (06:00)Debt Management and Marketing Strategies (14:11)Transitioning from Employment to Entrepreneurship (17:51)Leveraging Property and Trus

This week I am sharing expert financial strategies to help entrepreneurs, investors, and business owners make, keep, and grow their wealth. Through real-life case studies—including a Canadian investor building generational wealth, a US based chiropractor transitioning into life coaching, and entrepreneur exploring real estate and crypto investments—I demonstrate how custom financial strategies create smarter wealth-building decisions. Financial success comes from informed decisions and expert guidance, not surface-level advice and for that reason this episode is a must-listen for anyone looking to take control of their financial future and build, protect, and grow wealth.Loral's Takeaways:Tara's Question on Generational Wealth and Trusts (05:58)Sandy's Question on Tax Strategy and Business Structure (08:46)Natalia's Question on Coaching Business and Real Estate Investment (19:28)Elizabeth's Question on Monetizing Real Estate Business (30:32)Thad's Question on Business Structure and Tax Planning (37:00)Stephan

Today I sit down with Dr. Phil Ovadia, a renowned heart surgeon, telemedicine practitioner, and author of Stay Off My Operating Table. Together, we dive into the importance of taking care of your health and what that means to your journey of creating wealth."You're not going to keep your money, your wealth if you don't keep your health." - Loral LangemeierDr. Ovadia shares his journey from being an unhealthy heart surgeon to transforming his life, losing over 100 pounds, and helping others take control of their metabolic health.Loral's Key Takeaways:Dr. Phil Ovadia's Journey to Becoming a Heart Surgeon (00:00)Entrepreneurial Parallels in Health and Finance (03:32)Dietary Myths and Healthy Eating Practices (04:51)Importance of Exercise and Muscle Building (10:18)Sleep Quality and Its Impact on Health (13:49)Managing Stress and Self-Care Techniques (17:14)Finding the Right Doctor and Health Advice (21:06)Meet Dr Phil Ovadia:https://ifixhearts.com/loral2025/https://ovadiahearthealth.com/https://www.instagram.com

Welcome to the 400th episode of Real Money Talks! This milestone episode Loral is joined by her “family of choice,” Glenn Morshower and Ken Walls, for a candid and inspiring conversation about life, success, and the power of designing your future.Together, they tackle the myths and toxic beliefs that hold people back, share personal stories of resilience and breakthroughs, and explore how to embrace your divine mission to create a and leave a meaningful legacy.Loral's Takeaways:Life’s Recipe for Success: Glenn introduces the metaphor of a "life recipe," emphasizing the importance of selecting the right ingredients (choices) and eliminating those that no longer serve your purpose.Mandates and Action: Ken and Glenn discuss the concept of internal mandates—divine nudges to act—and the critical role of massive action in transforming your life.Confidence Through Clarity: Build confidence by writing goals daily, designing your life intentionally, and staying grounded in your mission.Breaking Free of Toxic Beliefs:

Today in an Ask Loral for Members session, Loral delivers actionable strategies for building wealth, securing a financial legacy, and maximizing tax benefits. Whether you’re navigating investments in Saskatchewan, Canada or exploring tax-saving opportunities somewhere in the U.S., Loral tackles live questions from listeners, offering expert advice on trusts, corporate structures, and strategic planning. Listen in and learn why collaboration with experts, such as tax strategists and trust specialists, is key to maximizing deductions, protecting wealth, and ensuring financial security for your future generations.Loral's Takeaways:Discussion on Corporate Structure and Trusts (01:36)Legacy Planning and Wealth Strategies (03:32)Loral's Approach to Financial Education and Expert Collaboration (05:01)Q&A Session: Financial Strategies (06:21)Q&A Session: Investment Strategies (10:00)Q&A Session: Property Investment Decisions (11:27)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after spe

In this episode of Ask Loral, Loral takes a no-nonsense approach to wealth-building as she answers live questions from members and offers practical strategies for financial success.. From diversifying real estate investments to creating generational wealth through trusts and strategic corporate structures, Loral provides actionable insights tailored to the unique goals of her audience. She emphasizes the importance of mentorship, community collaboration, and asking the right questions to avoid costly mistakes and seize profitable opportunities.Whether you're just starting your financial journey or looking to refine your strategies, this episode is packed with inspiration and tools to transform your approach to money.Loral's Takeaways:Education Focus and Community Support (04:45)Addressing Specific Questions and Strategies (11:53)Helping a New Investor in Canada (12:09)Generational Wealth Passed Onto Grandchildren (19:10)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entreprene