Living Care Radio Episodes

Medicare and Medicaid can be very confusing. After last week’s exciting show covering The Affordable Care Act, this week’s Living Care Radio Show host, Darol Tuttle, dives into the difference between Medicare and Medicaid and how it relates to The Affordable Care Act. Highlights of this week’s Living Care Radio Show: • Medicare – This program is specifically made for seniors. This program is divided into 4 parts; • Lisa Doyle from CayCare calls in and discusses Jimmo Vs. Sebelius and the importance of rehab centers; • Medicaid – This program helps those with limited assets, limited income, and is available for any age. **UPCOMING Living Care Workshop** **Thursday April 18th @ 630pm at Kings Manor in Tacoma In this FREE workshop VA Benefits will be discussed Register by visiting www.livingcareworkshop.com or calling (877)517-6916 **Saturday, April 20th @ 9am at the Holiday Inn in Renton This FREE workshop will cover proactive planning, as well as ways to manage the costs of long-term care, probate exp

In this episode, Living Care Radio Host, Darol Tuttle focuses on the largest threat to one’s retirement, the Affordable Care Act, long term care and short term care. Living Care Radio received a call from a listener who touched on a concern held by some regarding “ObamaCare”. As reiterated by Living Care Radio Host, Darol Tuttle, the listener’s concern focused on the individual mandate; believing that one’s choice to enroll in health insurance, or to decline, is being taken away due to the Affordable Care Act. In the final segment, Darol Tuttle touches on businesses and the possible effect it has. If an employer has over 50 employees and does not provide health insurance, the employer will be charged a fee of $2,000 per employee. Also, Darol discusses incentives that are being offered to entice business owners to provide health insurance for their employees. **UPCOMING Living Care Workshop** Saturday, April 20th @ 9am at the Holiday Inn in Renton This FREE workshop will cover proactive planning, as well a

Living Care Radio hosts Pamela Maddess from New Tacoma Cemetery. Pamela describes end of life planning and ways to finance burial. Thereafter, Darol Tuttle, elder law attorney, discusses dementia, estate planning and VA benefits.

In this episode of Living Care Radio, host and elder law attorney, Darol Tuttle, discusses the five levels of estate planning. Analogizing in a fun way to a video game, Darol discusses the entry level of estate planning which is simply putting into place powers of attorney and so called "Living Will." More about Living Wills in a moment. Next, Darol introduces the idea of "Level 2" which is simply adding to Level 1 with a Last Will and Testament. It is imperative, if married, to include a trust created at death for the benefit of the surviving spouse that holds funds for his or her long term care. The reason that this is important is to finance skilled nursing costs with jeopardizing important Medicaid benefits. This is often overlooked in planning and can cause the assets of the surviving spouse to be depleted unnecessarily. Level three involves the use of a Revocable Living Trust or other devices to avoid probate. The rest of the show was dedicated to higher levels of planning to finance care.

In this week's episode, Darol Tuttle, discusses the current rules governing federal and state estate tax and gives listeners an important tax tip regarding capital gains tax savings. A workshop attendee asks Darol about the "fiscal cliff". The tax tip Darol discusses is related to the "Step Up In Basis" rule contained in the estate tax code. When the estate tax was repealed for one year in 2010, it created an interesting dilemma for high net worth individuals who passed in that year. One such person was George Steinbrenner who owned the New York Yankees. This is discussed in the context of capital gains tax to illustrate the ways in which the estate tax and capital gains tax rules intersect. Darol then discusses dementia and notes that he has been asked to present at Kings Manor Assisted Living Community on the theme of "Dementia and the Law." Dementia in a loved one causes a multitude of legal difficulties. It is not uncommon for guardianships to arise to include litigation among interested parti

Living Care Radio host and elder law attorney, Darol Tuttle, discusses VA benefits in the context of a real story of a World War II veteran who is now in need of assistance. Darol discusses touches on the various benefit programs available through the Department of Veteran's Affairs in particular non-service connected pension. Living Care Radio also hosts special guest Jason Kitchel. Sales Director at Narrows Glen. Listen as Darol interviews a veteran who served in the 101st Airborne Division in World War II and currently resides at Narrows Glen. Living Care Radio asks questions of Bill, the Veteran, and his wife, Delores, as they even test the response time of the community. Jason then describes amenities and services at Narrows Glen. Darol also describes three mistakes he often sees and how to avoid them, in particular avoiding probate. Living Care Radio host, Darol Tuttle, will also appear at Narrow Garden on Tuesday, February 26th at 6:30 pm to discuss estate and long term care planning and wi

Host, Darol Tuttle, airs LIVE with special guest Janet Pack. As an expert in Senior Planning, Janet Pack with Senior Care Alliance has completed IRA University and has a background in Estate Planning and Long Term Care planning. You will find very few individuals in the state of Washington with similar credentials. She has helped thousands protect their assets and preserve their wealth. Janet knows how to help you find financial peace of mind. She has helped thousands protect their assets and preserve their wealth by using various, not commonly known practices to cover extended care costs. Along with a team of professionals, she keeps you up-to-date on Medicaid, spousal impoverishment and even VA Aid and Attendance. She has weathered years of market risk, tax and Estate law changes.

In this episode, we introduced Janet Pack and Lisa Doyle. Janet is a financial advisor and discussed her services and the Workshop she and Darol will host together on Saturday, February 23, 2013 in Renton at the Holiday Inn at 10:00 am. for more information about Janet and her company, visit http://seniorcarealliance.info/ Janet discusses a new program she has developed to protect assts from the high costs of long term care. Lisa Doyle is owner of CayCare. Visit www.caycare.com for more information. Lisa discussed her company but more importantly the choices available to families who are in need of placement, care evaluation and care management. She offers a free guide to long term care plannng. Click here for the guide. The guide helps families organize and answers commonly asked questions about care and placement. Darol and Lisa also discuss the Medicaid program and the Medicaid trap. Lisa and Darol discuss various issues related to care, financing care and planning.

Saturday, February 2013 In this episode, Living Care Radio Host, Darol Tuttle discusses the demographic event called the "Silver Tsunamai" in which statitics show that the American population is aging. As the number of Americans over the age of 65 increase, the demand for long term care services will increase. Darol arguest that long term care services are having a hard time meeting this increased demand and prices are increasing. For this reason, many families are left unprepared when a sudden need for care arises. Next, Living Care Radio highlights the struggles of one such family. Listeners are introduced to two sisters who describe the stress of caring for thier mother after she fell at home and was seriously injured. The two sisters openly discuss mistakes they made in arranging and financing care with the goal of helping other families. In the final segment, Lisa Doyle, a registered nurse and owner of CayCare talks with Living Care Radio about her experienes when helping families find placement