Living Care Radio Episodes

A segment of Living Care Radio that aired December 9th at 10:100 am on KKNW, AM 1150.

In this episode, Darol discusses the growing complexities of long term care planning in relation to static retirement income and the high and increasing costs of long term care. To help him frame the discussion, Darol co-hosts with Lisa Doyle from CayCare. CayCare is a care management and referral agency that assists clients locate long term care resources. In the remainder of the show, Darol and Lisa welcome and chat with Jennifer Lottis, Community Relations Director at Aljoya Mercer Island, an Era Living retirement community. Aljoya Mercer Island offers a warm, vibrant lifestyle, a vast array of amenities, rich programming, and exceptional Independent Living, Assisted Living, and nursing services. Era Living is a private, Seattle-based company founded by Eli and Rebecca Almo. A respected and recognized leader in retirement living throughout the Puget Sound, Era Living owns and operates eight premier communities. Since 1987, Era Living has been dedicated to fostering a healthy and engaging environment

Living Care Radio Host, Darol Tuttle, discusses issues related to aging and the law, the legal framework in which a person transitions from home to a care community. Darol begins by discussing the law and its origin in British common law and discusses the case of William Burnett from Old Bailey criminal court to point out that the law has progressed in the last few centuries. In the next segments, Darol introduces listeners to Pam McFadden, sales director at Bellettini Assisted Living Community. The Bellettini is an urban senior living community in the heart of beautiful Downtown Bellevue, which is a shining example of energy and vitality. Residents know they are on to something good. From day one, their entire experience of living at The Bellettini has been customized to what is important in their lives—feeling good is just half the equation The Bellettini offers 145 apartment homes for those over the age of 62, featuring 25 different floor plans. One- and two-bedroom apartments range from 700 square fe

In the first segment, Darol described the modern trend of adult children providing care for aged parents. The stress is sometimes overwhelming and many family members who provide care need help but do not know how to ask for help. That question, when is a good time to ask for help, became the theme of the show. To help Darol answer that question, Rebecca Bomann, owner of SASH Realty, hosted two guests from Allied Health Advocates, Robin Shapiro and Beth Droppert. Allied Health Advocates (AHA) is a Washington state-based health advocacy company focused on providing in-person assistance to patients and their families who are navigating the health care system. Through dedicated Health Advocates, who have backgrounds in nursing, law and communications, we help provide unique insight for patients. Robin and Beth explain their passion for advocacy, how they originated the company and what motivates them to help families who face sometimes serious medical crises. They also offer tips on when is the best time t

Living Care Radio host, Tacoma WA Kirkland WA elder law attorney Darol Tuttle hosts Fedelta Senior Care Solutions, in particular owner Steve Meyer and Regional Sales Director Tammi Reeser. In the first segment Darol described the topics of a Living Care Workshop, held earlier that day. The focus of the Workshop was asset protection. Darol described the term "asset protection" as the proven strategies and techniques used by planners to pay the high costs of long term care. Many seniors incur high long term care costs in their eighties when their income is static. Most receive social security income or pension income. When care is required, the monthly expenses for care that is unreimbursed is greater than income. The retirement accounts of the senior must pay for the shortfall. It is important to make intelligent decisions about investment returns to at least keep up with inflation. Darol points out that he currently sees daily rates at nursing homes as high as $450. Assuming a 5% inflation rate, nu

Darol Tuttle, host of Living Care Radio, begins the episode by discussing the VA program and an award of assistance to a World War II Veteran who had flown B17 missions over Europe. Now in his eighties, the Veteran is wheelchair bound and resides in an assisted living community. Darol describes his pension award and how it will help this war veteran pay for care. He also notes that another client of his, a surviving spouse of a veteran, also received an award of a pension to help her pay for care as well. Next, Darol discussed the steps necessary under Washington law in the event it is desired to disinherit a child or a spouse. In particular, RCW 11.12.091 requires that, in the event it is desired to disinherit a child, to name the child in the Last Will and Testament and to state that it is intended to omit the child as an heir. Without this specific statement of the intent to omit, it will be presumed that it was am unintentional omission. Too often, people believe that a child who has a disability

On this, the twentieth episode of Living Care Radio, host Darol Tuttle interviews Lynessa Tinglum and Julianne Ferguson from Advanced Health Care. Advanced Health Care began in 1984 when Ron Bode was working as a nursing home administrator and felt led to begin a new venture in private duty home care. He observed nursing home residents desperately wanting to return to their own homes, but without the support they needed to live independently and safely. While continuing to run the nursing home and raise a family of four children, Ron and his wife Pat opened Advanced Health Care and trusted that God would provide. Within three years, Ron was able to leave the nursing home business and concentrate solely on Advanced Health Care. Under Ron and Pat’s leadership, Advanced Health Care has grown and prospered, never straying from its original goal of providing a safe and reliable alternative in long-term care. During the show, Darol paints a mental picture of a person as he or she ages walking down a long hallway.

On this, the twentieth episode of Living Care Radio, host Darol Tuttle interviews Lynessa Tinglum and Julianne Ferguson from Advanced Health Care. Advanced Health Care began in 1984 when Ron Bode was working as a nursing home administrator and felt led to begin a new venture in private duty home care. He observed nursing home residents desperately wanting to return to their own homes, but without the support they needed to live independently and safely. While continuing to run the nursing home and raise a family of four children, Ron and his wife Pat opened Advanced Health Care and trusted that God would provide. Within three years, Ron was able to leave the nursing home business and concentrate solely on Advanced Health Care. Under Ron and Pat’s leadership, Advanced Health Care has grown and prospered, never straying from its original goal of providing a safe and reliable alternative in long-term care. During the show, Darol paints a mental picture of a person as he or she ages walking down a long hallway.

This is a 41 minute episode of Living Care Radio dedicated just to communities - Independent Living, Assisted Living, Memory Care and even Skilled Nursing. In this episode, Darol Tuttle overviews the Living Care Radio show and marketing opportunities with the show and the law firm. He then discusses big changes in the VA Aid and Attendance program and offers important tips to be prepared when the new law is passed. The rest of the episode highlights promotions that Living Care Radio is run and interviews with guests to include a Continuing Care Retirement Community and an Assisted Living Community. Darol concludes by an invitation: let's partner!

In this exciting episode of Living Care Radio, host Darol Tuttle, lays out resources to help listeners find information, resources and advice regarding VA benefits, Medicaid and COPEs and even housing options for Seniors who need help. One resource is the website for the show, www.livingcareradio.com, in which all of Darol's articles are posted as well as prior episodes. Another great resource is Darol's personal website, found at www.daroltuttle.com. Darol Tuttle is a Tacoma, WA elder law attorney with offices in Kirkland, wa. In the first segment, Darol laid out that the cost of long term care in Washington state is high and rising. The average cost of a private room in a nursing home in Washington state is $102,200 per year. Traditional planning does not work to help seniors pay that cost. Listen to the episode as Darol explains why most planning does not work and how to avoid making planning mistakes that jeopardize your estate. For the remainder of the show, Living Care Radio hosted Franke Tob

In this, the 18th episode of Living Care Radio, Darol Tuttle and guest Lisa Doyle discuss Living Care Plans in the context of cancer or other serious diseases, Veteran's health benefits and asset protection. Darol was recently interviewed by a report from NPR (National Public Radio) on the topic of Cancer and the frequency of bankruptcy petitions by those who have been diagnosed with Cancer. Darol was asked how he helps his clients manage medical expenses when facing cancer. Living Care Plans assist clients because the plans verifies and forecasts income, assets and expenses for five years. Living Care Radio then discussed a group of homeless veterans who reside near Forks, Washington in the wilderness. The Department of Veterans Affairs has a program in Washington to help homeless vets. The dilemma is that the veterans, living in the wilderness, do not wish to be contacted. The Veteran's Health Administration now seeks to partner with companies like Cay Care in order to help Veterans. In the remaind

In this episode of Living Care Radio, Darol Tuttle interviews Michael Sheek and Christine Jackson with Banker's Life and Casualty about the intricacies of long term care insurance. Darol asks tough questions about financing care through insurance and offers some alternatives.

This week on Living Care Radio, Estate Planning and Elder Law Attorney, Darol Tuttle hosts Kirk Larson from the Social Security Administration as well as Peter Gallagher and Rebecca Bomann from a local real estate services firm called SASH. Segment 1 Ever wonder if Social Security will run out of money? Is that a myth or is a real possibility. Darol interviews Kirk Larson, Public Affairs specialist with Social Security Administration and puts the question before him. Listen as Kirk explains the financial well-being of this important government program. The answer may not be what you had thought. Darol and Kirk also discuss possible amendments to Social Security and what Congress is currently considering. Kirk points out that the disability program is an option and growing. Segments 2-4 In the remainder of the show, Darol interviews Rebecca Bomann who is the owner of SASH and Peter Gallagher a licensed real estate professional. SASH is a service that helps seniors and their families through the sal

This week’s episode of Living Care Radio, host Darol Tuttle welcomes Kirk Larson from the Social Security Administration Office. Listen in for exceptional tips on retirement planning, VA planning, retirement benefits and information about the Social Security website! Segment 1 – Retirement Planning and VA Planning • Retirement account is not only owned by the client, but the government • Required minimum distribution start date is age 70 ½ • What is a Conduit Trust and what is the importance of one? Segment 2 – VA Benefits and the Start of Social Security • Apply to VBA side first – service connected compensation or non-service pension? • Who received the first monthly SS check and when?! Answer: Ida May Fuller in 1940 • The Great Depression was the catalyst for the origination of the Social Security program. Segment 3 – Social Security Website • Apply for benefits online including: file for retirement benefits, disability benefits, spouse’s benefits, medicare benefits, and much more! • Frequently Aske

On this week’s episode of Living Care Radio, special guest Julie Moorer joins Darol Tuttle as they discuss retirement accounts, pension and compensation tips for veterans and preventatives for Alzheimer’s. Julie Moorer is a Registered Nurse and the Director of Recruitment at the University Of Washington & Veterans Administration Alzheimer’s Disease Research Center. Segment 1 - Retirement Accounts • One must know the law regarding IRA’s and the age required for taking money out (70 ½) • Important Information regarding Trusts o Valid under state law o Irrevocable o Beneficiaries must be specifically identified in the document o Beneficiaries must be individuals o Specific documents must be presented by October 30th by the year following ones’ death Segment 2 - Tips for Veterans: Pensions & Compensation • 1 in 8 elders in America live with dementia – 6th leading cause of death nationwide (3rd leading cause of death in Washington State) • Listener Cynthia, from Shelton, calls in regarding her

In this episode, host Darol Tuttle and guest Janet Pack give you an insight as to what the top 10 biggest IRA mistakes people make are. • Mistake #1 – Not taking their RMD (Required Minimum Distribution) • Mistake #2 – Not properly designating beneficiaries (governs where monies are to be distributed) • Listen to hear more of the 10 biggest IRA mistakes!! As an expert in Senior Planning, Janet Pack has completed IRA University and has a background in Estate Planning and Long Term Care planning. She has helped thousands protect their assets and preserve their wealth by using various, not commonly known practices to cover extended care costs. Along with a team of professionals, she keeps you up-to-date on Medicaid, spousal impoverishment and even VA Aid and Attendance. She has weathered years of market risk, tax and Estate law changes.

This episode of Living Care Radio features Mary Lynn Pannen founder of Sound Options. Founded in 1989 by Mary Lynn Pannen, Sound Options is dedicated to improving the lives we touch through the compassionate delivery of quality family care. Integrating a unique approach and an uncompromising attention to detail, the Sound Options team is comprised of experts in their field who bring unparalleled knowledge, training, and compassion to the realm of care. Our many awards reflect our true dedication and commitment to the families we serve. Our professional affiliations are part of our deep commitment to the integrity of sound, ethical business practices and the well-being of our clients. Sound Options vision is to provide uncompromising quality of care with cost effective outcomes. To provide advocacy and positive conflict resolution. To create stable families and productive workplaces by offering education, consultation and resources.

This special episode of Living Care Radio features Thomas C. Cock, founder of Vestory Investment Advisory. Tom is co-host of Investoradio, a weekly radio show and podcast. He has been in broadcasting for over 35 years, including a 5 year stint as the TV host of PBS’ Serious Money which was nominated for a Regional Emmy. Prior to founding Vestory in 2009, Tom was a partner at one of the largest investment advisory firms in the country. Tom played a key role in the growth of that firm for over a decade, and was instrumental in making it one of the 100 fastest growing private companies in Washington state. In his current capacity Tom oversees the advising, compliance and business operations of Vestory as well as working with his own clients. He is also a speaker at many events, and hosts several radio programs on investing. Tom is interviewed often for his views on money and finance. He has been interviewed by many radio and TV stations, including KOMO, KVI, KCBS, KFNN, KKNT and KZOK. He has also been quoted a

NEWS: Washington State, under the Affordable Care Act, has agreed to expand requirements for those in need of Medicaid. Click on the link for more information http://www.king5.com/news/local/What-the-Supreme-Court-decision-means-for-you-160723975.html Listeners are introduced to Anne. Anne’s father suffers from Parkinson’s disease and served in World Word 2 and therefore, is eligible for VA Benefits. Anne describes her experience in working with the VA office, the complicated paperwork that goes along with applying for benefits and the untimely manner in which cases are reviewed. Next, Living Care Radio host, Darol Tuttle, welcomes guests Jeff and Kelly Chambers from Visiting Angels as they discuss the importance of care givers. The Visiting Angels national, private duty network of home care agencies is the nation’s leader for providing non-medical senior care. Our Angels provide in-home care, respite care, senior personal care, elder care, and companion care so that elderly adults can continue to liv