The Property Podcast

The guys are back with another round of listener questions!  And this week we’ve got a double whammy!  We usually answer one question per listener but when the questions are this good, we just can’t say no to answering both, so let’s dive right into Alexis’ questions.  Alexis and her husband live in Manchester, and they’ve been trying to purchase a property for the last year, but due to the booming market, they’ve not been able to secure a property yet.  They put their first offer down back in April and they’ve put multiple offers down since, but each time they keep getting outbid and the houses end up selling above market value.  What Alexis wants to know is how do they stop getting outbid? And is it even possible in a hot market or does she need to bite the bullet and buy any property she can get her hands on just so they can get into the market?  Her next question is all about tenants.   Alexis’ neighbour is also a landlord and unfortunately, her tenants haven’t been paying their rent. Alexis knows

Your cheat sheet to property research   Due diligence can seem a little intimidating, especially if you’re doing it from your desktop. With so much to research where could you possibly start?  Thankfully research expert Mary Osmond is revealing the exact framework she uses to successfully research all her properties.  She’ll run you through every single step, so you can take what you’ve learned and apply it to your next deal.  With this cheat sheet, you’ll never choose the wrong location ever again.  In the news  This week’s news story may come as a surprise to you, especially in a booming market, but according to This is Money there’s been a surge in property down valuations all across the country.  As they’ve reported ‘The bank knocked £35,000 off the price we agreed: Mortgage lenders put the brakes on runaway house prices with a surge of down valuations’  But the shocking headlines don’t stop there, as one of the sub-headlines had us choking on our morning brew as This is Money reports ‘house price

It’s Tuesday and you know what that means...   Rob & Rob are back answering some more listener questions!  We’ve got some really interesting ones this week so let's dive right in!  Our first question is all about the London market.  Our listener is looking to buy his first property in London, and after listening to our recent podcast on the 18-year property cycle (which you can catch up with here) he thinks now may be a good time to buy.  However, as a long-time listener of the podcast, he knows Rob & Rob have previously mentioned that London is typically overvalued and with the crash being around four years away is now actually a good time to buy?  Our listener wants to know if London is the exception from the 18-year cycle or does everything they mentioned in their latest podcast still ring true?  Next up, Chris has got a tough decision to make, and he’d like the guy's advice.  He’s currently on the search for a larger family home. He owns two properties, and he’s had one of them (a four-bed semi-de

Research is an investor's best friend Investing is risky business, but is there a way can you avoid making costly mistakes?  Every successful investor knows that doing your due diligence should be non-negotiable.  But there are some investors that think they can get away with doing little to no research, and they may get lucky a couple of times, but that luck will run out.  The reality is if you don’t do your due diligence you’re setting yourself up for failure.  So today on The Property Podcast we’re joined by a due diligence expert – Mary Osmond who will have your research game levelled up in no time.  Now you might remember Mary from a previous episode where we discussed all things HMO, but if not, you can find that episode here.  In the news  Now we won’t be popular for bringing this news story to your attention...  But base rate has now hit 1% as the Bank of England warns of UK recession this year as it lifts interest rates.  A recession could have huge implications for investors so make sure y

Rob & Rob are back with another round of listener questions!  And getting us started this week is Danny from Croydon.  Danny is an avid listener of the podcast, so he knows what Rob & Rob think about the North and London, but he’s got his eyes set on a different part of the UK.  Danny wants to know, where Rob & Rob think the best place to invest in the Midlands is?  Next up we’ve got Tom who’s sent his question in all the way from Dubai!  Tom is considering purchasing a student HMO in the UK, as these give a higher return on investment... or do they?  Tom has a fair usage clause, but even with this in place he’s predicted that the rise in energy bills is going to heavily cut into his profit margins. What he’d like to know is should he hand over this extra cost to his tenants? Or just take the hit as the landlord?  Plus, how will this affect the HMO market? Will landlords across the board increase their prices as a result?  Tune in to find out what the guys have got to say.  Do you have a buy-to-let o

It’s the May Market Update  It’s everyone's favourite time of the month... we’re back with your latest market update!  From the rental market to cladding updates, ground rent and the one thing that’s everyone’s talking about – house prices – the guys have got plenty to cover. You won’t want to miss this one!  All the links you need are just below:  House Prices  Will house prices crash in 2026? This surprisingly reliable cycle theory suggests so  House prices could fall by 5% over next 2 years  House price growth slows as cost of living crisis starts to hits the market  TPP475: 18-year property cycle: When will the market crash?  London Prices  London house prices rise at fastest rate since 2016  Rental Market  Rental Reform White Paper ‘may be pushed back until October’  Government considers giving more tenants the Right To Buy  Shelter leads opposition to new tenant Right To Buy proposal  Manchester braces for BTR slowdown before 2024 boom  Cladding Issue  Agreement with ma

It’s time for some more listener questions and this week we’ve got some good’uns lined up for you!  Kicking us off this week we’ve got a cracking question from Sian in Wiltshire.  Sian is a fairly new investor and her first tenant’s tenancy is coming to an end. What she’d like to know is how does she go about introducing an annual increase in their rent?  Is there a bog-standard calculation she should be using? Should she base it on inflation? Or are there other things she should be considering?  Her tenant is a good tenant, so she doesn’t want to rock the boat, but she also doesn’t want to cut herself short and miss out on market value rent.  What advice have Rob & Rob got to help her out?  Next up we’ve got a question from a mystery caller. This listener didn’t leave his name, but that won’t stop us from answering this corker of a question!  He’s currently considering purchasing a flat in a tower block (all cash) and he wants to hear what Rob & Rob think about this?  With the ongoing cladding situat

We launched our crowdfunding campaign yesterday, and if you don't know what happened...well, listen to find out!  If you still want to get involved, go to propertyhub.net/crowdfund See omnystudio.com/listener for privacy information.

Where have we been investing?   After over a decade of podcast episodes where Rob & Rob share their best advice, tips and tricks it’s no wonder they’re inundated with questions about what they’re investing in...  And during such a pivotal part of the 18-year property cycle the questions about their own investments just keep flooding in.  So today on The Property Podcast, Rob & Rob are revealing details of the investments Property Hub Invest and Portfolio have made over the last six months.  They’ll tell you where they’ve invested and why. So, if you want an insight into the sort of portfolio Rob & Rob are building this episode is one you really don’t want to miss!  In the news  We’ve got some interesting news for you this week as London house prices rise at their fastest rate since 2016!  It seems the London property market may finally be bouncing back as people head back to the city for work and entertainment.  What do Rob & Rob have to say about this...  Hub Extra This week we’ve got an extra special Hub Ex

It’s Tuesday and you know what that means... Rob & Rob are back for another round of listener questions, and we’ve got some super interesting ones this week.  We recently announced on The Property Podcast that we’re crowdfunding (you can find the full episode here and pre-register here) and that got one of our listeners wondering...  Sam heard our latest announcement and was super excited! But he couldn’t help but wonder what does crowdfunding actually mean and why would someone invest in it?  Next up, we’ve got a question from Argent in London and it’s all about the 18-year property cycle.  Argent’s wondering if he could use this interesting play to his advantage...  He’d like to know if he times it right, could he keep his money liquefied and out of the property market until the crash, then swoop in and bag himself a discounted deal?   OR is he better of just buying now as he’ll still benefit in the long term?  Tune in and find out what advice Rob & Rob have got for these two listeners!  Do you have

When is the market heading towards a crash? This has got to be our most requested topic ever and honestly, we’ve lost count of how many times we’ve been asked ‘where are we in the cycle?’.  But it’s finally the moment you’ve been waiting for...  Rob & Rob are revealing where we are in the cycle, what they think is going to happen, when the crash will be and sharing how they plan to invest between now and then.  This is going to be a whopper of an episode and definitely one you won’t want to miss.  Want to scrub up on your 18-year property cycle knowledge or find out Rob & Rob’s 2022 hotspots? All the links you need are below:  Where are we in the 18 Year Property Cycle?  Has Coronavirus broken the property cycle?  The 18 Year Property Cycle  The 18 year property cycle, year-by-year: Part 1  The 18 year property cycle, year-by-year: Part 2  Is the 18 year property cycle a scam?  The 18 year property cycle explained  2022’s hotspots to invest in  Play our boom phase simulation game  Property

Rob & Rob are back for some more listener questions, and we’ve got an 18-year property cycle double whammy for you this week!  Kicking us off this week is long-term listener – Barry!  Barry’s been listening to the podcast since we started back in 2013, and he’s recently been thinking about property prices and the 18-year property cycle.  What he wants to know is what Rob & Rob expect to happen to property prices in the next 18 months, but with a specific focus on different property types rather than regions.  Will larger country property prices continue to grow in line with other property types and follow the 18-year cycle or will it deviate?  Staying on theme, our next listener has been wondering how Rob & Rob think the cycle is going to play out over the next 10, 20, 25 years.  Tune in to find out the advice Rob & Rob have got to give and make sure you join us on Thursday for the much-awaited episode dedicated to all things 18-year property cycle on The Property Podcast.  Do you have a buy-to-let or

You won’t believe this  We’ve got some HUGE news and we’re not sure anyone could’ve anticipated this...  Over the years we’ve been asked if we can do this more times than we can count - and today's the day we can finally announce it’s going to happen!  Want in on the secret?   Then tune in and join us for this very special edition of The Property Podcast.  And if you’ve already listened, this is the link you're looking for - http://propertyhub.net/crowdfund Let’s get social  We’d love to hear what you think of this week’s Property Podcast over on Facebook, Twitter or Instagram. You might even have a topic you’d like us to cover in the future - if so, pop us a message on social and we’ll see what we can do.  Make sure you’ve liked and subscribed to our YouTube channel where we upload new content every week!   If that wasn’t enough, you can also join our friendly property community on the Property Hub forum.  And if you’d like to find out more information about Portfolio you can do that here.  See omn

Rob & Rob are back and it’s time for more listener questions!  And Jason’s kicking us off with a corker.  Jason is currently saving to purchase his first property and reckons by next year he’ll have around £20,000 saved!   What he wants to know is should he use this as his deposit, purchase a lower value property and get his foot firmly on the ladder or hold out, save some more, and purchase a higher value property?  It’s a difficult decision, so what advice have Rob & Rob got for him?  Next up, we’ve got a question from Mike.  Following a change in the property management company that manages his property in Northampton, he’s recently received his service charge demand.  And whilst he expected a potential increase, he was shocked to find an increase of a whopping 92.5% compared to 2021!  What Mike would like to know is are service charge changes set in stone, or can he challenge this? And if he can, is it a fairly straightforward process or is it a long and costly one?  We know with inflation pushin

Portfolio Info  If you’d like to find out more about what Portfolio is and how it works, you can do that right here.  And if you’re just looking for more sneak peeks or you just love a bit of #propertyporn, we’ve got the perfect Instagram account for you.  You can follow @PortfolioInvestors here.  It’s the April Market Update  It’s our favourite time of the month!  Rob & Rob are bringing you the April Market Update and wow what a busy month it’s been! With the Spring Statement, interest rate rises, huge inflation levels and much more - the guys have got their work cut-out...  They’ll even be revealing the one piece of HUGE news that no-one is talking about, which is bonkers because it has the potential to completely change the UK property market!  You can find all the links you need and get stuck in below:  Policy  Spring Statement: Key points at a glance  Consultation on proposal to withdraw Financial Policy Committee’s mortgage affordability test published  Interest Rate  Interest rates r

This week's listener question has got Rob & Rob whipping out their time machine as we’re taking a look back to 2014... (bet you didn’t know the Robs can go back in time as well as predicting the future).  Luke from London has recently bought his first buy-to-let property and it’s got him thinking about the 18-year property cycle.  So, he did a little research and went digging in the podcast archives and found the first podcast episode Rob & Rob recorded on the 18-year property cycle back in 2014.  What Luke wants to know is how are Rob & Rob’s predictions faring 8 years down the line.  Looking at it from 2022’s perspective, where do they think we actually are in the cycle? Do they still think their original date predictions are pretty accurate? Were they wrong or did they hit the nail on the head?  And finally, since 2014 has their mindset or investment strategy changed?  We’ve got a lot to unpack, so tune in and find out how mystic the mystic Rob’s are...   Do you have a buy-to-let or property investm

These books could change your life... The right book has the power to completely change your life, so today on The Property Podcast Rob & Rob are revealing the three books that all investors NEED to read.  We’re avid learners here at Property Hub and clearly you are too, and that’s why you’re listening to the podcast.  So, however you consume your books whether that’s by reading or listening, you need to add these to your list.   It’s not often that the lessons you can take from a book are this invaluable and if you truly absorb them, you could set yourself up to create wealth for the long-term.  In the news How could we not talk about the budget?  With big headlines like a 5p cut on fuel duty, a pledge to cut basic rates of income tax and inflation predictions this spring statement needs some breaking down.  What have Rob & Rob got to say about it...  Hub Extra  We’re sorry, but your must-read list is about to get even longer...  As we’ve said before, some of the best books we’ve read have been re

The guys are back for another round of questions and this week we’ve got two cracking ones.  Kicking us off this week is George.  George and his partner consider themself pretty hands-off investors and as a result, so they’re looking for an estate agent to help rent out their two properties,  They want to know what guidance and tips Rob & Rob have for making sure they choose the right letting agent.  Next up, we’ve got a question from John in Ireland.  John is calculating the ROI on a property he’s had for a while now.  The property has gone up in value, and his initial investment is small so the ROI is looking pretty inflated.  Is there another approach he should be taking when comparing it like for like with other investments? Should he consider how much it would cost to purchase now?   And if he’s refinanced and pulled out all of his original investment does ROI lose its value as a key statistic?  Tune in to find out what advice the guys have got for them.  Do you have a buy-to-let or property in

You need to hear this interview... Understanding economics, and more importantly inflation, is KEY to being a more informed and successful investor.  And it’s definitely not the easiest topic to wrap your head around...  So, we thought we’d invite the expert economist who went against the crowd and perfectly predicted the increase in inflation we’re currently experiencing onto the podcast.  If you’re keen to wrap your head around inflation, how it works and the mechanics behind it, you really don’t want to miss this.  Tim also tells us what he thinks will happen next – and given his track record, we should probably listen closely!  In the news Sticking with the theme of inflation, we HAD to discuss the base rate increasing to 0.75%.  With this being the third increase we’ve experienced in the last four months, we’re left wondering How high will the base rate go? As the Bank of England delivers ‘inevitable’ interest rate hike to 0.75% and warns inflation will intensify beyond 8%.  What have the guys g

It’s Tuesday and you know what that means...  Rob & Rob are back to answer more of your property questions! Except this week, it’s not all about property!  Rob (yes, another one!) has sent in an interesting question about crypto. He’s been listening to the podcast for two years now and he’s just purchased his first BTL property in Worcester (congrats!) and he’s considering buying another.  Alongside kicking-off his property portfolio, he’s also got a decent cryptocurrency portfolio that has gone up a fair bit in value since he first invested.  He’d like to know if he should pull out his crypto profits and buy a second property?   With crypto having the potential to skyrocket even further the general consensus is that he should sit tight, but what he wants to know is what Rob & Rob would do?  Next up John from Ireland wants to get the guys’ opinion on reserve funds.  Having built up a diverse portfolio of seven properties, John’s been wondering what could happen if a rainy day comes.  It’s sod’s law th