The Property Podcast

Rob & Rob are back again with another Friday market update for you.  This week Rob B is feeling a bit more positive than he has in past weeks. He may have seemed positive on the podcast when laying out what The Robs think might happen, but now we’re starting to see evidence.  One thing that’s been a positive this week is that it’s been a lot easier to get in touch with developers. Simply because they’ve now got more time on their hands.  Some may argue that it’s because they’re getting desperate and whilst some are desperate, there’s some good deals coming to light. Another positive is that it appears that finance is still available and mortgage products are coming back on the market. Hurrah! So although the property market is currently on hold, the fact that lenders are still willing to lend means it’s not a case of if the property market picks back up, it’s a matter of when.  The Robs are also discussing what they think is the best way for us to come out of this with a strong economy. Will you agree w

Rob & Rob are back again this week for a slightly different episode of The Property Podcast. Today they’re advising four different investors on how they should spend their money. We’re always asked for advice by aspiring and experienced property investors on how best to invest their money.  And now (possibly more than ever), investors seem a tad confused on where they should be putting their money, if anywhere at all!  All of the investors you’ll hear from today are at the start of their journey with different strategies and different sums of money to start with, but ultimately they want to know how best to invest in the current climate.  So, here are the four different scenarios we’ll be looking at on today’s podcast: James - he has £10,000 in a government Help to Buy ISA and is looking to either move out of his parents house and continue to save for his first buy-to-let, or withdraw the money from his ISA and take the penalty hit to use that money to invest in his first property whilst still living at

The Robs are back again this week answering more Coronavirus related questions - and it’s a bit of a personal one.  How has the coronavirus affected Rob & Robs personal property portfolios? Well, Rob B has a vacant property whilst Rob D has one tenant who hasn’t paid their rent or been in touch with the letting agent to say why, or try and come to some arrangement.  Are Rob & Rob panicking? What do they plan on doing?  The second question we’ve been getting a lot is on buy-to-let mortgage payment holidays. Should you be taking up the government offer of a mortgage payment break?  We’ve discussed mortgage holidays before on the podcast, but this time The Robs are discussing why you should only take a mortgage holiday if you absolutely need to. Why? Tune in to find out.   Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a call on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply). 

Rob & Rob are back again with another Friday market update for you.  This week the property market has been a bit quiet, which isn’t always a bad thing. Nobody seems to be panicking when it comes to buying and selling, and they’re certainly not slashing prices either.  However, we’ve said many times that there will be deals to be made for those that need to sell their property sooner rather than later. And despite many holding out to see if prices would drop, there aren’t any indications of this happening right now. One thing Rob & Rob have noticed however, is a change in rental prices. Many landlords are taking their chances with reduced rents rather than no rents at all - which is a wise move.  Rob & Rob have also been doing a fair bit of reading this week, and Rob B has been reading up on the history (and the value of gold) after making a small investment himself.  So, what did he find out and how did his gold investment do? Well you’ll have to tune in to find out the answers - it’s actually pretty in

The Robs are back again this week with more Coronavirus talk. As you know, the world is still a little bit of a mess at the moment and that’s left people feeling skeptical. So, two questions that we’ve heard an awful lot over the past couple of weeks are ‘should I pull out of this deal?’ and ‘would I be stupid to invest right now?’  Well, this week Rob & Rob are going to clear things up on whether you should be walking away and avoiding investing in property right now.  The guys are going to be looking at three different scenarios:  You’ve already exchanged on a property - should you complete on it? You’ve agreed the purchase of a property, but you haven’t exchanged yet You’ve been planning to invest and have been actively looking, so what should you do? Should you continue or put your plans on hold? Chances are you probably fall into one of these categories, so this will be a cracking episode for you to listen to.    This week’s Hub Extra isn’t a specific tool or app, it’s more of a lifestyle impr

It’s Tuesday and Rob & Rob are back with another episode of Ask Rob & Rob. And this time, they’re not Coronavirus related questions. Wahoo!  So, first up this week we’ve got Richard. He’s watched our video and listened to our podcast episode on The Robs’ 2020 property hotspots and is wondering if Rob & Rob favour city centre apartments as opposed to other investment types outside of a city centre.  Now Rob & Rob don’t necessarily prefer one or the other, or invest in just city centre locations themselves. But the advice they’re about to give to Richard is weighing up the pros and cons of both.  Our second caller this week is Steve and he’s been investing on and off for around 15 years now. He’s now looking to get into the sourcing department to be able to source properties for himself and clients.  He’s spotted a city that he wants to focus on, but is finding it difficult and time consuming trying to find a town within that city that ticks all the boxes.  So, what tips and tricks can The Robs share with

Rob & Rob are back again today with another Friday market update for you.  The stock market is still changing week on week. Yes, it has slowed down with how aggressive it’s changing, but compared to last week, it’s down again. One that caught Rob B’s eye especially was Taylor Wimpey. A month ago it was 2.13 and today it’s 1.06 - which is mind blowing! It’s hard to believe it’s now worth half of what it was a month ago.  So the question is now, will it just go up from here and work it’s way back up to where it was? Or will it go down even further before it goes up again?  Now whilst the stock market may be too volatile to invest in right now, the good news is that property seems like a very good option.  Why? Well you’ll have to tune in to find that out as Rob & Rob start discussing the topic of trading property through a property fund. They’re also talking about what’s happening internally at Property Hub and giving you an insight into what we’ve been up to this week. Enjoy - and we’ll be back next week

This week on The Property Podcast, Rob & Rob are talking to property experts and going behind the scenes to gain insight on how Coronavirus is impacting the property industry.  They’ll be talking to a property sourcer, a lettings manager and an investment consultant, and diving into what’s happening in their worlds right now.  And of course, they’re all experts from our own teams. Some people who might be new to The Property Podcast might not know that we have a number of businesses under the one roof including lettings, invest, tax and homes. So, this is your chance to hear from the best of the best, and hear first hand on how Coronavirus is affecting team Property Hub.   In the news this week, we’ve actually got two positive news stories for you, can you believe it?!  The first is about mortgage holidays for buy-to-let investors, specifically those who invest in limited companies. And it’s good news! You are eligible for the mortgage holiday scheme, just like those who have bought in their personal na

It’s Tuesday which only means one thing, another episode of Ask Rob & Rob!  As ‘Coronavirus’ is the word on everyone’s lips right now, there’ll be no surprise to learn that this has spurred many Ask Rob & Rob questions this week - we’ve literally been inundated!  The main question we’ve been asked is around mortgages and the (very) low interest rates we have right now.  Is now the time to be looking for a new mortgage offer now interest rates have been knocked down? The answer might not be what you were expecting - but there’s good reason for that. You’ll have to listen to find out.  The second question is ‘how can you help your tenants during this pandemic?’ Businesses are laying off. The economy is suffering. And you still have bills to pay.  So how can you help a tenant in need? Tune in to find out how you can do your bit. Sit back, relax and have a nice cuppa while Rob & Rob keep you updated on the most asked questions during this time of need.    Do you have a buy to let or property investment

Rob & Rob are back again today with another Friday market update for you.  Whilst this week has been a bit of a whirlwind with positives and negatives throughout the media, there were still some headlines The Robs thought needed clearing up. Apparently, the government has put the housing market on hold.  But surprise, surprise… this isn’t the case.  What they’re actually doing is offering advice on buying and selling a property in the current circumstances.  It’s also been said that banks are putting a stop to mortgage lending.  Again, not quite the full story.  This isn’t down to the fact that the banks have no money or are expecting property prices to plummet like some may think. It’s actually due to the fact that they’re overwhelmed by the amount of people applying for mortgage holidays and they’ve had to move their call centres to working from home.  Plus, they can’t have surveyors going out to value properties which obviously puts a delay on things.  So, as well as proving the scaremongering hea

It’s another week of The Property Podcast and Rob & Rob are back looking deep into what the future could hold for the long term (not just in property) but for the economy post COVID-19. The whole planet is affected and everyone is talking about it.  Coronavirus.  But today The Robs want to step out of the day-to-day news cycle and look rationally into the situation.  What could potentially happen over the next few months? Right now, the world is pretty much paused, but how will it play out for property in the short and long term?  And does this change where we are in the 18-year property cycle?  It’s so unusual to be in this situation, and we know a lot of people have questions, especially property investors. Full disclosure… This episode isn’t Rob & Rob’s attempt at giving predictions. But you can expect plenty of opinions on this unexpected situation.  Tune in to find out more about how the coronavirus (COVID-19) is likely to affect the property market.   And today, we have a news story that's rel

It’s Tuesday which means it’s another episode of Ask Rob & Rob, and they’re changing things up today.  Coronavirus has naturally ramped up the number of questions we’ve been getting through. So Rob & Rob have decided to combine some of the popular ones.  The main question we’ve been asked is around buy-to-let mortgage holidays. There appears to be a fair bit of confusion about how these work.  Rob & Rob have addressed the situation to give property investors a better understanding. Here’s what you can expect them to answer: Can I get multiple mortgage holidays? I have properties with several different lenders, will they all honour it? I’ve got a property that's currently empty between tenants, can I get a mortgage holiday on it? If I take a mortgage holiday do I have to defer the rent to my tenant?    As the demand for letting property right now is likely to drop, should landlords be taking a reduction in rent?    Well…tune in and you’ll find that one out!    With all the negative news going

Our world is changing - on almost an hourly basis right now.  The Coronavirus (COVID-19) is affecting people all over the world, so now more than ever, we need to be on the ball with what’s changing, why it’s changing and what the changes mean for the future. So welcome to our new weekly market update! For the past few days, Rob & Rob have been having daily chats and thought they might be helpful for Hubbers to listen to. Not because they have all the answers, but because it might just help others process what’s going on right now.  Today you can expect to hear about: The new measures brought in this week around mortgage holidays for buy-to-let landlords and eviction bans The latest government stimulus and what it means for the economy What effect the Coronavirus is likely to have on property prices A word of warning though…these episodes are unedited so who knows what’s in-store for future updates!  You can also find out today why Rob B is fascinated by quantitative easing and why he thinks we cou

This week on The Property Podcast, The Robs are diving into all things budget as we may have just had the biggest news this year for property investors!  At the moment the headlines are sadly contaminated...but we wanted to make your day a little more positive.We bet most of you are feeling confused with the negative headlines taking centre stage right now, and that’s why Rob & Rob want to give you that little reassurance you need as an investor.  For most, the budget will now be a distant memory in light of the global pandemic we’re having with Coronavirus, However, we thought it wise to cover the big news unveiled by Boris Johnson at his first budget. We were expecting big promises and the budget certainly delivered on that.  Rob & Rob will be digging deep into the budget plans and making sure you know how the budget announcements could affect you as a property investor and how it affects the economy.  You’ll also find out whether The Robs approve or disapprove of the budget and changes - we just can’t

This week on Ask Rob & Rob, The Robs are answering an important question we’ve been getting inundated with. How will Coronavirus affect the property market? The question came from Adam, but we’ve had the same question a hundred times over.  There has been an immediate impact on some parts of the market due to Coronavirus - most have been negative, but there are still opportunities to be had.   Rob & Rob will be discussing the change in the property market and covering:  Transactions  Letting your property  Arrears Holiday lettings Can you still invest now?   Don’t worry guys! Hopefully it’ll all blow over soon, but if not you still have Rob & Rob to help you, as from now on they will be treating you to a 3rd weekly podcast!  Every Friday Rob & Rob will be updating you on the property market to keep you in the loop. They want to address exactly what's happening (or what could happen) nobody really knows how long this could go on for..    Do you have a buy to let or property investment related que

It’s another week of The Property Podcast, and this week Rob & Rob are giving us the practical tips you need to become a better property investor. Have you been emotional during property investing?  We’d place a bet on most of you feeling at least a little glimmer of emotion. It’s all absolutely normal - that’s what happens when you come across potential risks.  Luckily, The Robs have the tips and tricks to help you with this in today’s podcast episode. Property investing isn’t always a glamorous ride. It can come with some poor decisions, risks and a lot of emotions! But Rob & Rob are here to manage your expectations and tell you some of the common risks that can rear their head throughout the property purchasing process.   Which stages can have risks?  Buying your property  Setting up your property  Owning  Selling your property  These are the main stages where risks can be driven by your emotions. By listening to this episode, you’ve got the perfect opportunity to find out where you can have a

It’s another week which means it’s another episode of Ask Rob & Rob, and we’ve got two fantastic questions... First up we’ve got Adam. He’s been saving up so he can start investing in buy-to-let properties in the north. Currently, Adam owns a property in London which he has a repayment mortgage on. He has 45% equity in his property but he doesn't want to put any more down as he wants to achieve something with a good return and growth.  He’s been looking at Manchester and Liverpool as potential options, however, he would like to purchase his next property in his personal name.  So, Adam wants to know if there's any products available to have an interest only mortgage on his personal property, and if so, do we think this would be the right and best approach for Adam.  Listen to find out.  Next we have Mark who owns a property in Birmingham. There’s a fixed term tenancy contract in place and the first year is ending in June. The tenant has expressed interest in extending the contract for one year.  Mark i

We’re back again for another episode of The Property Podcast, but this week isn’t just any old episode...it’s our 7th birthday. The Robs are back and sharing their passion. And to celebrate the podcast’s birthday, they’re bringing a very special episode that shares what has changed in the property market over the last 7 years.  Did you know Rob & Rob first started The Property Podcast back in 2013? A while ago right!  Every Thursday, property investors have listened to our podcast and followed our journey to become inspired and move forward with their own journeys. In today's podcast you’re guaranteed to walk away with more knowledge that you can apply to your property investment activities from this day forward.  There’s so much to cover, especially when the property market is constantly changing, but what's happened to the interest rates and property prices over the last 7 years? What has happened to the property market since the podcast started? Well, you’ll have to tune in to find out… You MUST liste

This week on Ask Rob & Rob, we’ve got all the answers to questions you may have about Property Hub Live! So, have you been wondering what Property Hub Live will involve? Have Rob & Rob sold out?  The Robs have brought their passion project to life. They wanted a celebration of all things property, with 400 hubbers all in the same space, a fun-packed day with quality speakers.  Rob & Rob are going deep this week. They want to address exactly why they’re doing it and explain exactly what you can expect. As you can probably tell…. they’re very excited.  And we’ll let you in on another little nugget of information… if the event is well received, there just might another one in Manchester later in the year Tune in to find out everything you need to know about Property Hub Live. And, if after all that you think you’d like to attend, there’s still time to grab your ticket, here. Do you have a buy to let or property investment related question for Rob & Rob? You could feature on the next episode by giving us a

We’re back again for another episode of The Property Podcast and this week it’s an ambitious one as Rob & Rob try and fix the property market.  Today’s chat started with a very interesting article that appeared in the January issue of The Economist. It takes a global perspective of the property market and formed the basis for today’s property podcast.  The Robs have delved into the good old supply and demand debate while also talking about the inequality between generations, the balance of home ownership vs renting and how different countries handle issues around housing.  Ultimately, is our planning system broken?  There’s so much to cover. And we don’t just mean for the UK property market, we’re talking globally!  It’s no shock to hear that the property market needs fixing, but what do we think the answer is? Well, you’ll have to tune in to find that out.    The Robs have said for a while now that optimism has been increasing in-line with the 18-year property cycle and have very conveniently uncovere