Agent Survival Guide Podcast: Empowering Insurance Agents Selling Medicare, Long-term Care, Life, Annuities, & Final Expense

  Join Sarah and Tina as they chat about their favorite gifts to give during this festive (and busy!) time of year. Consider this your survival guide for holiday gift-giving!   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Mentioned in this episode: Alter Eco Foods: https://www.alterecofoods.com/   Penzeys Spices: https://www.penzeys.com/   Torchbearer Sauces: https://www.torchbearersauces.com/   Unreal Snacks: https://unrealsnacks.com/   Other episodes you might like: Best Mobile Group Games! https://pod.fo/e/28b5ed   Instagram Basics for Insurance Agents: https://pod.fo/e/28803f    Top Holiday Toys of 2024: https://pod.fo/e/287dd6     Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https

  Tina searched all the top lists and poured over user reviews to bring you the top 5 apps of 2024. Listen to find out which apps made the list!   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Partiful: https://partiful.com/ Temu: https://www.temu.com/temu-app.html Slack: https://slack.com/ QuickBooks: https://quickbooks.intuit.com/ Monopoly Go: https://www.monopolygo.com/   Resources Apps for Tracking Business Expenses: https://pod.fo/e/28ab04 Best Video Editing Apps for Social Media: https://pod.fo/e/28aaf5 Does Your Medicare Sales Approach Satisfy Different Budgets? https://pod.fo/e/27f3bc How to Check Medicare Extra Help Eligibility for Your Client: https://pod.fo/e/282827 Ritter Staff’s Top 5 Apps: https://pod.fo/e/28515e   References: “Free Online Party Invites.” Partiful, https://partiful.com/. Accessed 21 Nov. 2024. Bright, Sam. “Google Play’s Best Apps and Games of 2024.” Google, Google, 18 Nov. 2024, blog.google/products/

  You made it halfway through the Affordable Care Act Open Enrollment! We’ve got market updates, sales and lead generation tips, and more with special guests Danica Stover and Olivia Williams from Ritter Insurance Marketing’s Under-65 Health Team.     Get in touch with the Under-65 Health Team at u65healthsupport@ritterim.com or call 1-800-469-1847. Contact the Agent Survival Guide Podcast!   Resources: ACA Basics – Knight School Training: https://ritterim.com/knight-school/solid-foundation/aca-basics/1/ Agent Requirements for ACA Sales: https://ritterim.com/blog/agent-requirements-for-aca-sales/ ASG Content Info: Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Consumer Authorization Form: https://ritterim.com/documents/aca-consumer-authorization-form-template.pdf Ritter Docs Site Under 65 Health: https://docs.ritterim.com/products/under-65-health/ Simplify Marketplace Enrollments with HealthSherpa: https://pod.fo/e/27a351 The Complete Guide to Selling Affordable Care Act Insur

  This week, join Sarah as she takes a closer look at 5 provisions from the CMS 2026 MA and Part D Proposed Rule.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Best Mobile Group Games! https://pod.fo/e/28b5ed Instagram Basics for Insurance Agents: https://pod.fo/e/28803f The Power of Listening & Laughter: https://pod.fo/e/2870fa   References: “Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly (CMS-4208-P).” CMS.Gov, Centers for Medicare & Medicaid Services, 26 Nov. 2024, www.cms.gov/newsroom/fact-sheets/contract-year-2026-policy-and-technical-changes-medicare-advantage-program-medicare-prescription. “Medicare and Medicaid Programs: Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Me

  Stay entertained with family and friends with these games for large parties!   Gogogo! App Store: https://apps.apple.com/us/app/gogogo-the-party-game/id1517869671 Gogogo! Google Play: https://play.google.com/store/apps/details?id=com.Studiosaurus.Gogogothegame&hl=en_US Jackbox Games Official Website: https://www.jackboxgames.com/games/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Best Video Editing Apps for Social Media: https://pod.fo/e/28aaf5   Budget-Friendly Streaming Services: https://pod.fo/e/28aaea Educate Clients on OTC Benefits in Medicare Advantage Plans: https://pod.fo/e/27a352 How Ask Integrity Can Streamline Your Medicare Sales Appointments: https://pod.fo/e/27a354   Staying Motivated Amidst Change & Disruption: https://pod.fo/e/28aaec   References: “Are Your Games Family Friendly? What Are They Rated? – Jackbox Games.” Support Jackbox Games, support.jackboxgames.com/hc/en-us/articles/15794785491

  Truth? Sometimes it’s tough to get motivated. Here’s how Sarah gets in the zone when she needs to focus and get stuff done.   Questions? Reach out to your Ritter Sales Specialist: https://ritterim.com/meet-your-sales-team/ send us an Email: ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Creating Margin & Taking Back Control of Your Time: https://pod.fo/e/2870fb Eating Frogs & Slaying Dragons: https://pod.fo/e/2870fc Integrity Inspire Podcast: https://integrity.com/inspire/ Staying Motivated Amidst Change & Disruption: https://pod.fo/e/28aaec The Power of Listening & Laughter: https://pod.fo/e/2870fa   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      Sarah on Linke

  Sarah loves Instagram, but does that mean it’s a viable marketing tool for insurance agents? Listen as she evaluates the ‘gram for agent use and learn how you can do the same.   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Social Media Trends for Insurance Agents in 2024: https://pod.fo/e/28ab30 Agent's Guide to Social Media Communication Resources: https://pod.fo/e/28ab16 Facebook Basics for Insurance Agents: https://pod.fo/e/28ab15 How to Create a Google Business Profile: https://pod.fo/e/28ab05 LinkedIn Basics for Insurance Agents: https://pod.fo/e/28ab08 Ritter Insurance Marketing on Instagram: https://www.instagram.com/ritter.insurance.marketing/ Sarah’s Instagram Profile: https://www.instagram.com/thesarahjrueppel/ Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/ TikTok Basics for Insurance Agents: https://pod.fo/e/28ab1c X (Twitter) Basics for Insurance Agents: https://pod.

  It’s here… our official list of the top 10 holiday toys! Sarah’s done the research, created the spreadsheets, and compiled her list of the must-have toys for 2024.   Agent Survival Guide Podcast Toy List 2024: Barbie Mini Barbieland Dolls, Playsets, Vehicles: Amazon | Official Site | Target | Walmart Bitzee Interactive Digital Pet: Amazon | Official Site | Target | Walmart Bluey 3-in-1 Airplane: Amazon | Official Site| Target | Walmart Hatchimals Alive Mystery Hatch: Amazon | Official Site | Target | Walmart Kanoodle Ultimate Champion: Amazon | Official Site | Target | Walmart Kinetic Sand Squish Motion Playset: Amazon | Official Site | Target | Walmart Little Tikes Story Dream Machine: Amazon | Official Site | Target | Walmart Magna Tiles: Amazon | Official Site | Target | Walmart Makery Freezy Cakez Playset: Amazon | Official Site | Target | Walmart Mr. Beast Lab Mutators: Amazon | Official Site | Target | Walmart Ms. Rachel Speak & Sing Doll: Amazon | Official Site | Target | Walmart Owala: Amazon |

  How do you take on the workday and keep your cool? Joining Sarah in the studio, Samantha Galeano, Ritter's Human Resources Director, talks about her strategies - active listening, laughter, and caffeine, just not quite in that order.   What strategy keeps you motivated? We want to hear about it! Send a message by email to ASGPodcast@RitterIM.com or call us at 1-717-562-7211.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Stay Motivated with These Episodes: Creating Margin &a

  Discover the time management secret that is creating margin. Sarah talks about using this technique to better manage your time, keep a sustainable schedule, and reach your goals.   How do you stay motivated? What method works for you? Let us know! Send a message to ASGPodcast@RitterIM.com or call us at 1-717-562-7211.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   More Episodes You'll Like: Eating Frogs & Slaying Dragons: https://pod.fo/e/2870fc Staying Motivated Amidst

  Get ready to put procrastination in its place! Sarah talks about eating frogs and slaying dragons, helping motivate you to organize your to-do list and Get. Stuff. Done.   How do you stay motivated? Are you an eat-the-frog type, or does another method work for you? Let us know! Send a message to ASGPodcast@RitterIM.com or call us at 1-717-562-7211.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/christina-lamoreux-6384b7199/   Want more motivation? Try these episodes: Creating Margin & Taking Back Control of Your Time: https://pod.fo/e/2870fb   St

  Expand your sales success with these strategies for selling in the ACA market!   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Ways to Generate ACA Leads: https://pod.fo/e/28139a ACA 101: Selling Under-65 Health Insurance: https://pod.fo/e/27a368 Agent Registration: https://app.ritterim.com/public/registration/ Building Client Loyalty: More than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/ FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/ Keys to Client Retention: Digital Communication: https://agentsurvivalguide.podbean.com/e/keys-to-client-retention-digital-communication-2024/ How Insurance Agents Can Learn About Their Social Media Audience: https://ritterim.com/blog/how-insurance-agents-can-learn-about-their-social-media-audience/ Meet

  The Friday Five for November 22, 2024: Bluesky Lists & Starter Packs Missing Apple Notes Solution KFF Updated FAQs on Medicare Drug Price Negotiation New Section 1115 Demonstrations for Medicaid & CHIP KFF 2025 Medicare Advantage Spotlight   Bluesky Lists & Starter Packs: “Bluesky Start Packs - Bluesky Directory.” Blueskydirectory.Com, Bluesky Directory, blueskydirectory.com/starter-packs/all. Accessed 20 Nov. 2024. Cooper, Gael. “Bluesky Explained: Why This Social Media Network Has 20 Million Users and Is Growing.” CNET.Com, CNET, 19 Nov. 2024, https://www.cnet.com/tech/bluesky-explained-why-this-social-media-network-is-now-growing-by-1-million-users-daily/. Isaac, Mike. “How Bluesky, Alternative to X and Facebook, Is Handling Explosive Growth.” Nytimes.Com, The New York Times, 17 Nov. 2024, https://www.nytimes.com/2024/11/17/technology/bluesky-growing-pains.html. Cunningham, Joel. “This Is the Best Way to Find People to Follow on Bluesky.” Lifehacker.Com, Lifehacker, 19 Nov. 2024, lifehacke

  We asked our HQ staff what their top apps are, listen to this episode to learn their answers! Did your favorite app make the list?   Facebook: https://www.facebook.com/ Google Calendar: https://workspace.google.com/intl/en-US/products/calendar/ EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar?snid=free-tools.budgeting.everydollar-budget-app Giant Food Stores App Store: https://apps.apple.com/us/app/giant-food-stores/id491014869 Giant Food Stores Google Play: https://play.google.com/store/apps/details?id=com.giantfoods.mobile.droid&hl=en Meta Business Suite: https://www.facebook.com/business/tools/meta-business-suite Canva: https://www.canva.com/ Adobe Express: https://www.adobe.com/express/   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://pod.fo/e/28aafc Best Free Writing & Grammar Apps: https://pod.fo/e/28ab3d Best Video Editing Apps

    Change happens, and this year, there’s been a lot of it. Learn more about why beneficiaries switch plans so you can be the agent to help them.    Read the text version     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Tips to Make the Most of AEP: https://ritterim.com/blog/5-tips-to-make-the-most-of-aep/ 2025 Medicare Market Disruption Means Opportunity for Agents: https://ritterim.com/follow-medicare-changes/ Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://pod.fo/e/28aae8  Does Your Medicare Sales Approach Satisfy Different Budgets: https://pod.fo/e/27f3bc  How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ The 2025 COLA Increase & How It Affects Your Clients: https://pod.fo/e/28aae6 The Benefits o

  CMS requires marketing, sales, and enrollment calls between agents and clients to be recorded. If you have questions about these call requirements, this is the episode for you!    Read the text version    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Contact Integrity Support: support@clients.integrity.com FAQs About Third-Party Marketing Organizations (TPMOs) Disclaimers: https://pod.fo/e/28aaf0  Learn more about MedicareCENTER: https://integrity.com/MedicareCENTER/ Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://pod.fo/e/28aaf1 Medicare Grievances & How Insurance Agents Can (Try To) Prevent Them:  https://ritterim.com/blog/medicare-grievances-how-insurance-agents-can-try-to-prevent-them/ Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Register with Ritter: https://app.ritterim.com/public/registration/ Ritter Blog Compliance Section: https://ritterim.com/blog/compli

  The Friday Five for November 15, 2024: FOMC November 2024 Meeting Bluesky, Threads, X App Downloads vs. Site Traffic 2025 Medicare Part A/B Premiums & Deductibles NordPass Top Passwords of 2024 List Halfway Through AEP 2025   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   FOMC November 2024 Meeting: “Consumer Price Index - October 2024.” Bls.Gov, Bureau of Labor & Statistics, 13 Nov. 2024, www.bls.gov/news.release/pdf/cpi.pdf. “Consumer Price Index Summary - October 2024.” Bls.Gov, U.S. Bureau of Labor Statistics, 10 Oct. 2024, www.bls.gov/news.release/cpi.nr0.htm. “Meeting Calendars and Information.” Federalreserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 13 Nov. 2024. “Personal Income and Outlays, September 2024.” Bea.Gov, Bureau of Economic Analysis, 31 Oct. 2024, www.bea.gov/news/2024/personal-income-and-outlays-september-2024. “Transcript of Chair Powell’s Press Conf

  Get the details on Medicare Extra Help (Low Income Subsidy) in this ASG Podcast explainer. Find out how agents can look up this info for clients, the income limits, and more!     Read the text version    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 7 Powerful Practices for Selling Prescription Drug Plans: https://ritterim.com/blog/7-powerful-practices-for-selling-prescription-drug-plans/   Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://pod.fo/e/28aae8  How to Help Clients Avoid Medicare Late Enrollment Penalties: https://ritterim.com/blog/how-to-help-clients-avoid-medicare-late-enrollment-penalties/ How to Save Your Clients Money on Prescription Drugs: https://ritterim.com/blog/how-to-save-your-clients-money-on-prescription-drugs/   The Beginner's Guide to D-SNPs: https://ritterim.com/blog/the-beginners-guide-to-dsnps/ The Part D SEP Triggers That Can Help You Post-AEP: https://ritterim.c

  We’re at the midway mark for AEP! It’s time to stop, listen to this episode, and assess if your sales strategy could use some improvements.    Read the text version     Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925 7 Powerful Practices for Selling Prescription Drug Plans: https://ritterim.com/blog/7-powerful-practices-for-selling-prescription-drug-plans/ Ask Integrity: https://www.askintegrity.com/ Events with Ritter Insurance Marketing: https://ritterim.com/events/ Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 FAQs About Third-Party Marketing Organizations (TPMOS) Disclaimers: https://link.chtbl.com/ASG6225 Free eBook & Guides: https://ritterim.com/guides/ Get Your Medicare Advantages Sales Contracts Here – Recommendations for 2025: https://ritterim.com/blog/get-your-medicare-advantage-sales-contracts-here-recommendat

  BREAKING: 2025 Medicare Part A and B premium and deductible numbers are out! Get the details on the cost of Medicare for your clients in coverage year 2025.   Read the text version   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004 Apps to Stay Productive This AEP! https://link.chtbl.com/ASGA20241106 Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans: https://link.chtbl.com/ASGB20241012 Does Your Medicare Sales Approach Satisfy Different Budgets? https://link.chtbl.com/ASG628R3 How to Stay Compliant During All Medicare Sales: https://link.chtbl.com/ASG628 REWIND: Unretiring and What it Means for Your Medicare Clients ft. Dan Ford: https://link.chtbl.com/ASG628R5 Staying Motivated Amidst Change & Disruption: https://link.chtbl.com/ASGM20240710 The Value of Plan N for Medicare Shoppers ft. Ted Sims: https://link.ch