Winning Retirement Radio

After discussing the differences between being frugal and being cheap, Greg and Kristin highlight why many retirees find it challenging to begin spending their money. In addition to having an investment and income plan, creating a spending plan is essential. Retirement represents a significant life change that many people fail to recognize, and transitioning from saving to spending from your portfolio is a crucial part of this shift. We also examine what retirement may look like for those who own a business and wish to pass it on to their children.

We recap Uber's weird lost and found items and share a tale of a misfortune-stricken philanthropist. Then explore the rewards of generosity. Kristin will also provide us with an update on the latest developments at Dare For More, one of her beloved charities.   Need a little help getting organized? Download a FREE copy of Legacy’s My Retirement Kit to help you get organized: See omnystudio.com/listener for privacy information.

After discovering that Greg and Kristin work and exercise together, we shift our focus to family matters. We examine the various reasons why retirees sometimes provide financial assistance to their adult children. Listen for stories that shed light on both sides of this important issue.    Wondering if you’re on track for retirement? Fill out this short form for a FREE consultation.See omnystudio.com/listener for privacy information.

Google searches for "how to reduce stress" have reached a record high. With the markets responding to tariff news, many individuals with retirement funds on Wall Street are feeling uneasy. Greg and Kristin discuss the importance of having a plan that considers challenging times so that your income isn’t dependent on the uncertainties of the market!  

This week, we're discussing everyday things that make us feel unsettled or uncomfortable. One topic that stands out is Math Anxiety. This issue can create significant challenges during retirement. If memories of Geometry and Algebra are causing you to avoid your financial and retirement planning, remember that you don’t have to tackle it all by yourself! Greg and Kristin talk about “doing the math” to NOT run out of money in retirement. Feeling stuck with your retirement planning? Download a FREE copy of Legacy’s My Retirement Kit to help become better organized:     See omnystudio.com/listener for privacy information.

The world has changed dramatically in just the past 10 years! This is especially true for Greg and Kristin as the school season comes to a close. In this episode, we reflect on various aspects of life, from movies and music to customer service and everything in between. We discuss how we approach different parts of our lives much differently than we did just a few years ago. Planning for retirement has evolved as well. Whether you have a 401(k), pension, stocks, bonds, ETFs, mutual funds, or an annuity, we hope you find this episode insightful.   Snag your FREE copy of Legacy's My Retirement Kit to help you get organized today! See omnystudio.com/listener for privacy information.

Did you know pure gold (23-24 karat) is safe to consume in small quantities? You might have seen advertisements about investing in precious metals. That's why we're exploring gold as an asset class for individuals who are in or approaching retirement as part of a diversified portfolio. This is especially relevant now, with market volatility! Also, listen to learn how much of a creature of habit Greg is!   Ready to design your ideal retirement? Schedule a FREE consultation! See omnystudio.com/listener for privacy information.

Are you feeling overwhelmed when it comes to making money decisions? You’re not alone. A recent survey shows that 53% of Americans feel stuck, overwhelmed, or unsure about their finances. Greg and Kristin discuss the importance of avoiding "paralysis by analysis" and how collaborating with a fiduciary financial advisor can alleviate some of those feelings. Additionally, they emphasize the need to avoid being “Google slapped,” as Greg puts it.    Wondering if you’re on track for retirement? Fill out this short form for a free consultation.      See omnystudio.com/listener for privacy information.

Are you feeling overwhelmed when it comes to making money decisions? You’re not alone. A recent survey shows that 53% of Americans feel stuck, overwhelmed, or unsure about their finances. Greg and Kristin discuss the importance of avoiding "paralysis by analysis" and how collaborating with a fiduciary financial advisor can alleviate some of those feelings. Additionally, they emphasize the need to avoid being “Google slapped,” as Greg puts it.    Confident you're on the right path to create your version of a Winning Retirement? Fill out this quick form for a complimentary consultation!      See omnystudio.com/listener for privacy information.

Americans do a lot of giving, and often, that giving mindset doesn’t change when you stop working. In retirement, there are efficient ways to give that some take advantage of. In fact, Kristin shares how one woman made her qualified charitable distribution (QCD) goals come to life despite some paperwork obstacles.  Need a little help getting organized? Download a FREE copy of Legacy’s My Retirement Kit to help you get organized.See omnystudio.com/listener for privacy information.

Retirement can be a challenging transition. This week, we discuss how to tailor your retirement plans to your unique situation, considering your budget, portfolio, income, and more. We'll also explore the "normal" expectations of retirement and share stories of people enjoying their unique retirement lifestyles.    Wondering if you’re on track for retirement? Fill out this short form for a FREE consultation.See omnystudio.com/listener for privacy information.

In this episode, Greg and Kristin dive into the world of annuities, breaking down the key differences, including their advantages and disadvantages, to help you navigate retirement income concerns.

This week's episode covers encouraging economic news regarding Americans and debt, the significance of maintaining an emergency fund as you approach or enter retirement, and advice for those worried about market volatility and risk exposure.   Unsure if you’re on track for retirement? Fill out this short form for a FREE consultation.See omnystudio.com/listener for privacy information.

From investing to spending, budgeting, and even charitable giving, maintaining open communication about finances is crucial for couples.

We discuss tax season and what you need to know if you're approaching age 73 and preparing to take Required Minimum Distributions (RMDs). We'll cover important topics such as how much you need to withdraw, penalties and fees to avoid, and the benefits of Qualified Charitable Distributions (QCDs). By the end of this episode, you should have a clearer understanding of your future tax obligations in retirement.   Wondering if you’re on track with your future taxes in retirement? Click here for a FREE Retirement Tax Map Report. _________________See omnystudio.com/listener for privacy information.

Does your advisor address how you’ll use your money in retirement? Have they helped you create a plan to be tax-efficient with your portfolio when you stop working? Hear insight into those questions, plus Greg’s “why” on this week’s episode.    Wondering if you’re on track for retirement? Fill out this short form for a free consultation. ___________________See omnystudio.com/listener for privacy information.

Did you know you could become a marketing target if the probate process enters your world? Greg and Kristin aren’t attorneys, but legacy and estate planning conversations are consistent with retirement planning. Listen as they share why being “sold” any product isn’t a good idea.  Feeling stuck with your retirement planning? Download a FREE copy of Legacy’s My Retirement Kit to help get organized. _____________See omnystudio.com/listener for privacy information.

We all take different paths in life. For example, women are more likely than men to pause their careers to care for their families. As a result, they typically work fewer years and contribute less to retirement accounts, leading to lower savings in their investment portfolios. Greg and Kristin discuss these challenges and how to tackle them with effective retirement planning.  Need a little help getting organized? Download a FREE copy of Legacy’s My Retirement Kit to help you get organized. ______________________See omnystudio.com/listener for privacy information.

A recent survey showed Americans would rather do homework than do their taxes, and some would rather take the SATs! Tax season is important, but Greg and Kristin explain why retirement tax strategies are essential for future portfolio planning. Wondering if you’re on track for retirement? Fill out this short form for a FREE consultation.  See omnystudio.com/listener for privacy information.

This week Greg shares his approach to tackling holiday credit card debt along with tips on how to pay off debt in general... and stay motivated. Plus, an answer to a common retirement question: Should your mortgage be paid off before you stop working?  Feeling stuck with your retirement planning? Download a FREE copy of Legacy’s My Retirement Kit to help get organized. _______________  See omnystudio.com/listener for privacy information.