Winning Retirement Radio

This week Greg shares his approach to tackling holiday credit card debt along with tips on how to pay off debt in general... and stay motivated. Plus, an answer to a common retirement question: Should your mortgage be paid off before you stop working?  Feeling stuck with your retirement planning? Download a FREE copy of Legacy’s My Retirement Kit to help get organized. _______________  See omnystudio.com/listener for privacy information.

Greg and Kristin discuss how to financially and emotionally prepare for retirement in 2025 if that’s your goal. They also cover what to expect from your financial advisor when planning what to do with your portfolio.   Unsure if you’re on track? Fill out this short form for a free consultation. ____________________See omnystudio.com/listener for privacy information.

We embrace this wonderful time of year, talk gift-giving within our means, and RMD spending.

According to the Census Bureau, being middle-class in America means making about $80k a year. Instead of wondering how you measure up, Greg and Kristin explain how they continue to many in the middle class to retire confidently, based on the savings they’ve socked away. Listen to learn more about the retirement transition, and how the middle class can pull off a comfortable retirement with the right planning. Feeling stuck with your retirement planning? Download a FREE copy of Legacy’s My Retirement Kit to help get organized: https://www.legacyretirementgroup.com/podcast-request  _________________________See omnystudio.com/listener for privacy information.

Hear about how one couple has a goal of going from workaholics to traveling in retirement. Greg and Kristin explain how planning a trip is similar in many ways to planning for income in retirement. Yes, your portfolio, 401(k) and pension matter… But listen to hear why lifestyle is what often guides financial planning.  Unsure if you’re on track for retirement? Fill out this short form for a free consultation. https://www.legacyretirementgroup.com/schedule-an-appointment ________________________________See omnystudio.com/listener for privacy information.

In this episode, we dive into the latest Bitcoin rally that's capturing the attention of both seasoned investors and newcomers alike. Many are enjoying the all-time highs! Join us for a lively discussion on all things Bitcoin and the next chapter of crypto, along with how those over 60 should view this asset.    Wondering if you’re on track for retirement? Fill out this short form for a free consultation. ___________________________________________See omnystudio.com/listener for privacy information.

Holiday meals are known for good food and family, and they can be a little awkward too.  However, inflation has greatly impacted soon-to-be and current retirees beyond the Thanksgiving and Christmas table. Greg and Kristin explain how your income is your lifestyle when you stop working. So, is the 4% Rule a good way to budget when drawing down from your retirement accounts? And are you using the right tools for where you are in life? Listen as Greg and Kristin share planning ideas to consider. Feeling stuck with your retirement planning? Download a FREE copy of Legacy’s My Retirement Kit to help get organized. _________________________________________See omnystudio.com/listener for privacy information.

✈️ After some good travel news, Greg and Kristin discuss the plight of someone being pushed out of their job months before they were ready to retire.  If that happened to you, could you still retire on your terms? Will you have enough money? What should you do if you feel you may be slowly being nudged to the side at work right now?  Join our discussion of the cycle of ageism, and how to best work with what you have in your retirement accounts.     Want to make sure you’re on track for retirement? Fill out this short form for a free review.    See omnystudio.com/listener for privacy information.

In celebration of political arguing being down to a simmer, we address another controversial American topic... FOOD!

Especially these days, making sure you get what you pay for is a priority. Legacy recently had an interesting inquiry regarding portfolio management fees and fiduciary financial advisors. Greg & Kristen explain why there are fees, how they work, and what should come along with the fees you pay. Listen to find out what value to seek when paying your advisor!  

Most of us are relieved the fear-based election ads ending, both right and left. It’s been intense! Greg and Kristin share how they help families create retirement plans that can withstand big uncertainties, and not give into fear. Plus, some ideas on how to most efficiently hand down or inherit retirement accounts.  

We’re embracing the flavors of fall! But did you know there's an extra “tax” on many pumpkin-spiced products?

Greg shares 5 reasons why talking about money is vitally important when near or in retirement, along with a story that illustrates why talking to the right person for where you are in life is key. Greg and Kristin also discuss a controversial income option some consider for retirement dollars, along with strategies that are usually worth avoiding, and why.  

Many Americans feel they aren’t getting enough sleep, including some of our podcast crew!

After catching up on fall flavors, Hallmark Movies, and more… Greg and Kristin address the importance of not allowing the news cycle to dictate your decisions. Hear what Greg believes is the biggest asset for those transitioning into retirement, and why free social security reports aren’t as helpful as they used to be.  

This week we discuss a nostalgic company making a marketing change, and what our team is currently receiving many calls about: Concerns about retirement accounts with the election chaos looming. Greg explains what to consider to help diversify your portfolio for retirement when it comes to the unexpected on Wall Street, along with the various ways to invest. Plus, they debunk a “myth” about retirement!   

Greg and Kristin share the top 5 items soon-to-be and current retirees should pause and pay attention to between now and the end of the year. Don’t worry, if you feel you’re behind… You are not alone! See omnystudio.com/listener for privacy information.

How often should you check your retirement accounts? Maybe you set money aside in stocks on Wall Street, a 401(k)s, or a Roth IRA Greg explains why your age and allocations matter when answering that question.  

Days ago Kristin returned from Guatemala on fire for Dare For More Ministries!

With Amtrak reporting higher numbers, Greg reminisces about his early 20s and a job he had building railroad cars. Planning to retire from physically strenuous jobs compared to an office job can present different obstacles, but the end goal of retiring remains the same: Having enough income to retire comfortably, and a plan for NOT running out of money!