Dream Home Movement: Renovation, Property Investment, Interior Design, Diy, Gardening

Interest rates are super low right now, which is great news for people who have a home loan or are looking to apply for a home loan. Question is should you fix your interest rate, or should you go with a variable interest rate? How to contact Jo and Carl from Violeta Finance info@violetafinance.com.au 03 9775 0532 www.violetafinance.com.au Follow Claudia and The Renovate Avenue Facebook Instagram Website Follow the Dream Home Movement Facebook Instagram Web Follow Carl and Jo Violeta Facebook Instagram Web

Should you keep your home and renovate it or knock it down and start again? That is the question that we're exploring in today's episode. I'm talking to Kate Merryweather about knockdown rebuild. She's sharing her real life experience. Now, if that topic sounds familiar to you, that's because I've spoken about knockdown rebuilds before, in last the season of the podcast. I previously spoke with Helen Al Hariri about her decision-making process around whether they knocked down and rebuild their family home or renovate it. And she decided to go down the renovation route rather than rebuilding. So I thought it would be really good this season to look at another perspective and speak to someone who ended up deciding to do a knockdown rebuild. So we're going to chat to Kate around why she decided to do the knockdown rebuild. What was involved in her decision-making process and any tips that she might have for you. How to contact Jo and Carl from Violeta Finance info@violetafinance.com.au 03 9775 0532 www.violetaf

So you want to buy a house? Maybe it's your first home. Maybe it's your second. Maybe you're upgrading. One of the most common things that people wonder about when they're looking to buy a house, is how much deposit they'll need. Is it 20%? Is it 5%? Is it no deposit? In this episode, we’re going to answer that question. Carl Violeta joins me today and we go through exactly how much deposit you need or what the banks want for a home loan and what to do If you don't have very much deposit. Plus, what can you do instead? How to contact Jo and Carl from Violeta Finance info@violetafinance.com.au 03 9775 0532 www.violetafinance.com.au Follow Claudia and The Renovate Avenue Facebook Instagram Website Follow the Dream Home Movement Facebook Instagram Web Follow Carl and Jo Violeta Facebook Instagram Web

This episode is going to be so much fun. We are talking about styling kids' bedrooms on a budget. So, parents, this one is for you. I'm going to chat with friend of the show, Claudia Brdar from The Renovate Avenue about how we can make our kids' bedrooms really, really special and beautiful and bring in some personality without breaking the bank. Claudia’s best tips include: Upcycling – let’s see what you can give a cosmetic lift to Incorporating colour with paint, decals or stencils Using chalkboard paint Wall stickers And more There are so many ways to make their bedrooms really fun and inviting. Take a listen and let us know what you think and how you have improved your kids' bedrooms in the past. How to contact Jo and Carl from Violeta Finance info@violetafinance.com.au 03 9775 0532 www.violetafinance.com.au Follow Claudia and The Renovate Avenue Facebook Instagram Website Follow the Dream Home Movement Facebook Instagram Web Follow Carl and Jo Violeta Facebook Instagram Web Guest bio Claudia an

The Dream Home Movement is back for 2021. This season we're talking about a range of property and home improvement related topics including: Styling kids' bedrooms Home loan deposits Mistakes new landlords make Sourcing furniture Property investing Granny flats Plus heaps more

A big goal for many people is to buy an investment property, however, it can also feel a bit out of reach like it's just too big of a goal. Plus it can be overwhelming and confusing so you can end up feeling like this dream will never come true. A lot of the time that's just not true, with the right advice, guidance and a good solid strategy in place, it can be a reality for many people. In this episode I’m chatting with Katie Marshall, the Founder of Chicks and Mortar and author of ‘Chicks and Mortar - A Woman's Guide to investing in property’. Katie is a Certified Property Investment Adviser with the Property Investment Association of Australia. We spoke about how to overcome fear when it comes to buying your first investment property, including how to overcome mindset blocks and how best to approach the fear of missing out. How to contact Jo and Carl from Violeta Finance: info@violetafinance.com.au 03 9775 0532 www.violetafinance.com.au Resources mentioned in the episode: Risk Profile Quiz - https://c

Let’s get personal - how tidy are your drawers? Having a tidy, organised home can help lead to a tidy organised mind and of course it feels good too! So this episode we’re going to be giving you some tips and ideas on how to keep your home tidy. I’m chatting to Lisa Richardson from tidy.af and we particularly got stuck into how to keep your drawers tidy because let’s face it, they hide a multitude of sins! Plus who hasn’t got a junk drawer or 3!?! Another crucial area to keep organised is the pantry so join us and let’s dive into getting tidy AF. How to contact Jo and Carl from Violeta Finance info@violetafinance.com.au 03 9775 0532 www.violetafinance.com.au How to find guests and presenters Follow Lisa Richardson of tidy.af Facebook Instagram Website Follow the Dream Home Movement Facebook Instagram Web Follow Carl and Jo Violeta Facebook Instagram Web Guest bio Lisa Richardson from tidy.af Lisa Richardson is the co-founder of tidy.af. She’s mum to four kids under 8, who were the biggest driving fa

Joining us on this episode is Keryn Batsilas, Financial Adviser from your Life and Money Matters, an Authorised Representative of Avalon fs. Anything Keryn talks about is of a general nature and not to be used as personal advice. Whatever your property goals are whether it’s buying your first home, upgrading, downsizing, building a property investment portfolio, renovating your home or flipping houses for profit, finances play a key role. In this episode we’ll take you through the techniques Keryn uses with her clients to set strategic property goals and her expert tips on how to turn those goals into a reality. How to contact Jo and Carl from Violeta Finance: info@violetafinance.com.au 03 9775 0532 www.violetafinance.com.au Resources mentioned in the episode: Receive the monthly property market update: https://violeta-finance.ck.page/24570f5505 Download the Property Investment (for beginners) Checklist: https://violetafinance.com.au/property-investment-for-beginners-checklist/ How to find guests and pr

We're stepping outside for this episode. Talking with Adam Marsal from the Outdoor Society & Chris Austin from Austin Landscape Design about how the design phase of a landscaping project works. In this episode we go through: What the design phase of a landscaping project is How it works, from a practical perspective Why it's so important How to contact Jo and Carl from Violeta Finance info@violetafinance.com.au 03 9775 0532 www.violetafinance.com.au Follow Adam Marsal - Outdoor Society Facebook Instagram Website Follow Chris Austin - Austin Landscape Design Instagram Website Follow the Dream Home Movement Facebook Instagram Web Follow Carl and Jo Violeta Facebook Instagram Web Guest bios Adam Marsal | Outdoor Society Adam is an expert in the construction industry, with over 12 years’ experience creating hundreds of beautiful outdoor spaces, with vast experience in both hard and soft landscaping as well as pool and spa construction. Growing up in Bayside Melbourne, Adam has always a keen eye f

You may have heard in the news that the Reserve Bank of Australia (RBA) recently cut the official cash rate again. You also might be wondering what the RBA and the cash rate actually is and how you might be able to take advantage of the cut. In this episode, I deliver a jargon-free explanation of: How the RBA works What the cash rate is Why the RBA cut the cash rate What to do if your bank hasn’t passed on the cut How the cash rate cut might impact the property market Plus I give you the low down on what the cut means for you and how to take advantage of the cut. How to contact Jo and Carl from Violeta Finance info@violetafinance.com.au 03 9775 0532 www.violetafinance.com.au Links mentioned in episode: Is it harder to get a home loan now? Podcast episode with Carl Violeta https://violetafinance.com.au/is-it-harder-to-get-a-home-loan-now/ Sign-up for free monthly property market update https://violeta-finance.ck.page/24570f5505 Follow the Dream Home Movement Facebook Instagram Web Follow Carl and Jo

Claudia Brdar from The Renovate Avenue takes us through what a style board is, why you need one to inspire and plan your home styling project and how to create one. This episode is part of a very special DIY renovation series. ⠀ Claudia from @therenovateavenue and Founder of the DIY Renovation Academy will join us once a month on the show to take you through EVERYTHING you need to know to DIY your reno.⠀ ⠀ This is like a little sneak peek into her super popular DIY Renovation Academy course.⠀ ⠀ This series is exclusively for Dream Home Movement listeners. Listen to Claudia's episode on How to choose a design style for your home How to contact Jo and Carl from Violeta Finance info@violetafinance.com.au 03 9775 0532 www.violetafinance.com.au Follow Claudia and The Renovate Avenue Facebook Instagram Website Follow the Dream Home Movement Facebook Instagram Web Follow Carl and Jo Violeta Facebook Instagram Web Guest bio Claudia and her husband Pete have renovated small properties right through to large sc

Sustainability is a common topic of conversation that comes up when I speak with Dream Home Movement listeners - particularly how to make sure our home improvement projects are environmentally sustainable. I chatted with Susanna Heiskanen aka @thenordicmum about her experience and tips for sustainable home projects. We covered a lot of ground, including: The importance of insulating your home How to communicate with your trades and building team to ensure your project is sustainable Repurposing and recycling materials Disposing of building materials responsibly Watching our for 'greenwashing' I thoroughly enjoyed creating this episode with Susannna and I'm sure you'll enjoy it too Follow Susanna Heiskanen (The Nordic Mum) Website Facebook Instagram Kitchen minimalism checklist Follow the Dream Home Movement Facebook Instagram Follow Carl and Jo Violeta Facebook Instagram Web Podcast episodes mentioned during the show How to repurpose materials for renovation and home improvement with Salvage Merchant

In this episode, friend of the show Claudia Brdar explains how to make your chosen interior design style for your home This episode is part of a very special DIY renovation series. ⠀ Claudia from @therenovateavenue and Founder of the DIY Renovation Academy will join us once a month on the show to take you through EVERYTHING you need to know to DIY your reno.⠀ ⠀ This is like a little sneak peek into her super popular DIY Renovation Academy course.⠀ ⠀ This series is exclusively for Dream Home Movement listeners. Listen to Claudia's episode on How to choose a design style for your home How to contact Jo and Carl from Violeta Finance info@violetafinance.com.au 03 9775 0532 www.violetafinance.com.au Follow Claudia and The Renovate Avenue Facebook Instagram Website Follow the Dream Home Movement Facebook Instagram Web Follow Carl and Jo Violeta Facebook Instagram Web Guest bio Claudia and her husband Pete have renovated small properties right through to large scale projects. Several years ago they bought a

The federal government recently announced proposed changes to responsible lending obligations. If you’ve consumed any media coverage on this topic, then chances are you’ve heard that it’s a bad thing. And well, I wouldn’t blame you for thinking that removing responsible lending obligations is a bad thing, I mean we all want banks to lend money responsibly don’t we? Do these proposed changes mean that the banks are going to be throwing money at people willy nilly? Are the most vulnerable people in out community going to put at financial risk? In this episode, I chat with a well known finance figure here in Australia, Brett Mansfield the CEO of Buyers Choice. We’re going to give you the real deal, the unsensationalised information on: What responsible lending means The proposed changes How the proposed changes could affect people looking to borrow money (for a home loan for example) and the flow of credit Follow Brett Mansfield and Buyers Choice Website Facebook LinkedIn Follow the Dream Home Movement Faceb

With COVID-19 restrictions and tightened lender criteria, some people are reporting that it may be more tricky to secure a home loan. But is that true, or is it just our perception? In this episode we look at : Whether COVID-19 restrictions have made it harder to secure a home loan Whether banks are being stricter when they assess home loan applications How long it's taking banks to assess and process loan applications What types of home loans and mortgages are harder to get approved How to make it easier for the bank to assess and process your home loan application Follow the Dream Home Movement Facebook Instagram Web Follow Carl and Jo Violeta Facebook Instagram Web Guest bio Carl’s an award-winning Mortgage Broker and the Founder of Violeta Finance. Carl believes that every family should have a fair opportunity to achieve their homeownership and finance dreams. He can help you buy your next home or save money by refinancing. Carl specialises in helping first time investors buy their first investme

Should you renovate your home or knock it down and start again? This is a common dilemma faced by many home owners. I chatted with owner-builder, experienced renovator and mum of seven Helen Al Hariri about her knock down rebuild decision making process. In this episode we discuss: Why Helen originally considered the knock down rebuild option The factors that influenced her decision Helen's three best tips for anyone thinking of embarking on a major home renovation project Follow Helen and Haluna Happy Names Website Instagram Helen would like to give the Dream Home Movement's listeners a 15% discount code for her growing ‘World’s Best Tradie’ series of personalised thank you mugs currently available in her Etsy store. The code is DREAMHOME15 and it is valid until December 15th 2020. Here's the link to that collection: https://www.etsy.com/shop/halunahappynames?section_id=30178535 Follow the Dream Home Movement Facebook Instagram Follow Carl and Jo Violeta Facebook Instagram Web Guest bio Helen is a m

Home Loans 101: Have you heard of Lenders Mortgage Insurance? In this episode we look at: What Lenders Mortgage Insurance is The pros and cons of Lenders Mortgage Insurance How to avoid it If you can't avoid it, how to reduce it Follow the Dream Home Movement Facebook Instagram Follow Carl and Jo Violeta Facebook Instagram Web Guest bio Jo Violeta is the host of the Dream Home Movement podcast and runs the awards winning mortgage brokerage Violeta Finance with her husband Carl. Think of Jo as your property finance translator. She explains complex finance concepts in a way that's easy to understand and accessible, so you can be feel confident and empowered.

In this episode, friend of the show Cluadia Brdar explains how to choose a design style for your home or investment property Claudia takes us through: The main types of home design styles, including contemporary, traditional and Hamptons The features of the different design styles such as colour palettes and textures How to decide which style to use in your home This episode is part of a very special DIY renovation series. ⠀ Claudia from @therenovateavenue and Founder of the DIY Renovation Academy will join us once a month on the show to take you through EVERYTHING you need to know to DIY your reno.⠀ ⠀ This is like a little sneak peek into her super popular DIY Renovation Academy course.⠀ ⠀ This series is exclusively for Dream Home Movement listeners. Follow the Claudia and The Renovate Avenue Facebook Instagram Website Follow the Dream Home Movement Facebook Instagram Web Follow Carl and Jo Violeta Facebook Instagram Web Guest bio Claudia and her husband Pete have renovated small properties right th

Love and home renos, do they mix well? Anyone who's undergone a home renovation would agree, I'm sure, that while the end result is usually amazing, the process can be stressful. Renos can put a HUGE strain on your relationships. Joy Ball from Solace Counselling Services shares her wisdom on how you can renovate your home without jeopardising your relationship. In this episode we discuss: ● Why relationships come under strain during home renovations ● What couples and families can do to maintain healthy relationships during home renovations **This episode of the Dream Home Movement was recorded live at the RPPFM** Follow Solace Counselling Services Website Facebook Instagram Download the list of must ask questions to help keep your relationship healthy during a reno Follow the Dream Home Movement Facebook Instagram Follow Carl and Jo Violeta Facebook Instagram Web Guest bio Since 2009 Joy has been committed in offering a solution focused approach to Relationship counselling. She has supported many co

Heard of Buyers Advocates but not sure what they do? Buyers Advocate, Sam Spernat from Rodney Samuels Consulting explains what a Buyers Advocate does and how they can help you make the best possible decisions when you purchase a property. Follow Sam Spernat and Rodney Samuels Consulting Facebook Instagram Website Follow the Dream Home Movement Facebook Instagram Follow Carl and Jo Violeta Facebook Instagram Web Guest bio Sam Spernat is an experienced property adviser who is also a qualified accountant with over a decade in the property and finance industries, he’s skilled at sourcing and selecting investment-grade assets that will grow his clients’ wealth. He specialises in sourcing properties that match his clients’ investment goals and negotiating the best possible purchase and sale price. The goal of Sam's company Rodney Samuels Consulting is to help his clients find and buy good quality investment properties and homes. Rodney Samuels Consulting also offers a Vendors Advocacy service that takes the